Key Takeaways Will your business be able to afford waiting for payments, or do you need your cash flow to pick up now? While your consumers may require extra time to pay the bills for purchases from your business, your enterprise could demand quick liquidity. As forms of potential solutions, 2 of these options emerge: […]
Key Takeaways Do you know that the majority of banks in India charge an interest rate of around 3.5% or above on credit cards per month? This can go up to around 44% interest rate per year. You will end up paying more if you do not know how to stop interest charges on credit […]
Key Takeaways Ever wondered what happens when you stop paying your credit card bills in India? Just one missed payment can snowball fast. Late interest rates can reach as high as 42–45% annually, and late payment fees can easily exceed hundreds or even thousands of rupees, depending on the outstanding amount. Credit card negligence increased […]
Key Takeaways In recent years, credit card fraud has become an increasingly alarming issue. About 43% of Indian households have reportedly experienced credit card fraud in the last 3 years. The issue is quite popular, with 7 out of 10 credit card holders reporting having encountered fraudulent transactions or incorrect charges. So, the real question […]
by Key Takeaways Starting a small business often means juggling finances, prompting the question: “Can I use personal credit card for business?” The answer is yes, but it is usually a short-term solution. Early expenses like travelling, software or supplies can be covered by personal cards. About 79% of small business owners use at least one […]
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