Boost Your Health and Wealth with YES BANK Wellness Plus Credit Card

What if your credit card could help you stay healthy and wealthy? 

The YES BANK Wellness Plus credit card is designed for people who value well-being as much as convenience. 

It combines health-focused benefits with rewarding spends and everyday privileges. From preventive healthcare under 31 parameters to 12 complimentary fitness sessions sponsored by Aditya Birla Wellness Pvt Ltd., this card supports your lifestyle at every step. 

Let us explore how this card helps you secure both your health and your finances.

What are the Complimentary Features of the YES BANK Wellness Plus Credit Card?

The YES BANK Wellness Plus Credit Card supports preventive healthcare with annual health check-ups, unlimited doctor consultations, personalised diet plans, and complimentary fitness sessions to help you stay healthy and active.

1. Health Checkup

With the YES BANK Wellness Plus Credit Card, you get an annual preventive health check-up covering 31 parameters, along with annual eye and dental check-ups. These tests help you track your overall health and detect potential issues early.

For example, regular blood tests can highlight cholesterol or sugar concerns before they become serious. This benefit encourages preventive care and helps you avoid costly treatments later.

2. Unlimited Consultation

The Wellness Plus card offers unlimited consultations with a general practitioner. You no longer have to visit the doctor’s office for minor health concerns. Whether it is a seasonal cold or you feel unwell during a busy work week, you can consult a doctor from your phone without worrying about time and fees. 

3. Structured Diet Plan

The YES BANK Wellness Plus Credit Card gives you access to specialists and nutritionists through an app. You can receive a structured diet plan tailored to your lifestyle and goals. 

For example, if you want to lose weight or manage sugar levels, a nutritionist can design a practical meal plan. This personalised guidance makes healthy eating easier to follow. It helps you build better habits without any confusion.

4. Fitness Sessions

Staying active becomes simpler with 12 complimentary fitness sessions every month. These sessions include options like gym workouts, yoga, Zumba and more through the Aditya Birla Multiply App. 

These benefits keep fitness exciting and affordable. It motivates you to stay consistent without paying extra for memberships.

Earn Rewards with Every Transaction on the YES BANK Wellness Plus Credit Card 

1. Base Rewards

You earn 6 Reward Points for every ₹200 spent on regular categories. This means your everyday expenses, like groceries and dining, become more rewarding. 

2. Accelerated Rewards

You earn 30 Reward Points for every ₹200 spent at chemists and pharmaceutical stores. This is a major advantage for health-focused customers. It is a smart way to save while spending on essential health needs. 

Note: Reward points on utility spends are capped at 300 per month.

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Other YES BANK wellness plus credit card Benefits 

1. Welcome/Renewal Benefit: As a welcome gift, you receive a FREE Amazon voucher worth ₹500. All you need to do is spend ₹1000 within the first 30 days of card issuance or renewal.
2. Domestic Lounge Program: The YES BANK wellness plus credit card lounge access program offers up to 2 visits per quarter to primary cardholders. The card offers access to 30+ lounges across India. 
3. Fuel Surcharge Waiver: Save on fuel expenses with a 1% fuel surcharge waiver at all fuel stations across India. This applies to transactions between ₹400 and ₹5000. 

Note: The fuel surcharge waiver is capped at ₹250.

How to Redeem Reward Points Earned on YES BANK Wellness Plus Credit Card?   

Redeeming your Reward Points is easy and flexible. YES BANK offers a dedicated rewards portal called YES Rewardz. Through this platform, you can book flights, hotels, and movie tickets. You can also explore an exclusive catalogue of products and vouchers. 

The platform is user-friendly and designed for quick redemptions. You can get multiple choices to redeem your points. Visit the YES Rewardz website and sign in using your YES BANK wellness plus credit card login credentials to explore all redemption options and current offers.

3 Things to Keep in Mind About YES BANK Wellness Plus Credit Card Rewards Redemption  

YES BANK applies certain limits on reward redemptions. Take a look: 

1. When redeeming points for flights and hotels through YES Rewardz, you can use up to 70% of the invoice value, capped at 100,000 Reward Points per calendar month.
2. For statement credit, you can redeem 50% of your Reward Points, limited to three redemptions per statement cycle. 
3. If you choose vouchers or merchandise, 50% of your Reward Points can be redeemed. These limits help balance rewards while encouraging smart usage.

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What are the YES BANK wellness plus credit card Eligibility Criteria? 

1. Applicants must be between 21 and 60 years of age. 
2. Both salaried and self-employed individuals can apply. 
3. Minimum income requirement:
   1. ₹20,000 net monthly salary, or
   2. Income Tax Return of ₹750,000 or above
4. Existing YES BANK credit card holders are not eligible.
5. RuPay variant is available as a Virtual RuPay Card for existing Visa/Mastercard holders. 
6. Card availability is limited to select cities, including Kolkata, Ahmedabad, Bangalore, Chennai, Delhi NCR, Jaipur, Mumbai, Hyderabad, Pune, Chandigarh, Thane, and Navi Mumbai. 

Applicable Fees on YES BANK Wellness Plus Card  

The following table shows the applicable fees for the YES BANK Wellness Plus card:

💡Missing a credit card payment due date can seriously hamper your credit score. Never miss a due date again! Simply connect your YES BANK Wellness Plus credit card to the Pice app and clear all your card bills in one tap. Pice lets you set reminders and track all your payment dates, ensuring you never miss a due date again. 

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