Smart Spending with a Smart Choice Called ABC Pro Credit Card

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

2 Jul 26
3 mins

Shreyansh Singh

08 Mins
02-07-26

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Table of Contents

What are the Benefits of the ABC Pro Credit Card?
ABC Pro Credit Card Charges

Earn 6 reward points per ₹200 on online spending.
Get ₹1000 bonus points within the first 30 days.
Enjoy 10% cashback up to ₹200 on OLA rides.
Access 2 domestic lounge visits every quarter.
Spend ₹2.5 lakh yearly for the EazyDiner membership benefit.

The ABC Pro Credit Card is a co-branded offering from AU Small Finance Bank and Aditya Birla Capital Limited. It comes with a joining and annual fee of ₹999.

You can earn 1,000 bonus reward points by making your first transaction within 30 days of card setup. The card also allows you to share benefits with family through add-on cards, which are free for life.

Sounds rewarding, right? Continue reading to find out more!

What are the Benefits of the ABC Pro Credit Card?

Spend ₹2.5 lakh in a year and unlock a complimentary EazyDiner membership with this card. Here are the other benefits of the ABC Pro Credit Card:

Reward Points: Earn 6 points per ₹200 on online spending and 4 points per ₹200 on offline purchases.
Travel Benefits: Get 10% cashback on OLA rides, with maximum savings capped at ₹200 per statement cycle.
Lounge Access: Enjoy ABC Pro Credit Card lounge access with 2 domestic visits per quarter and 1 international visit yearly.
Dining Privileges: Save up to 30% on dining at over 300 partner restaurants across more than 30 cities.
Insurance Protection: Get ₹50 lakh air accident cover, ₹5 lakh credit shield, and protection against fraud and travel issues.
Visa Offers: Get 2 free domestic seat bookings up to ₹350 and a 15% hotel discount via MakeMyTrip offers.
RuPay Benefits: Enjoy villa stays at 200+ Alaya properties with ‘stay 3 nights, pay for 2’ and savings benefits.

ABC Pro Credit Card Charges

Enjoy lower costs on international transactions with a foreign currency mark-up of just 1.99%.

To understand the overall cost structure better, refer to the detailed schedule of charges provided below:

Parameters	Charges
Payment Return Charges	2%, or min. ₹500
Overlimit Charges	2.5%, or min. ₹500
Duplicate Statement Fee	₹100
Cash Advance Charges	2.5% or ₹500, whichever is higher
Late Payment Charges	15% of the due amount.Min. ₹10 and max. ₹1,300

💡Avoid unnecessary late payment fees with the Pice app by your side. Get timely reminders, make safe credit card bill payments, and track all your bills easily from one place. Download now and manage everything with confidence.

Footnotes:

Domestic airport lounge access is available only after completing a minimum spend of ₹20,000 within a calendar quarter.
Get a 1% fuel surcharge waiver on transactions between ₹400 - ₹5,000 made at fuel stations across India.

FAQs

What are the fee waiver conditions for the ABC Pro Card?

Spend ₹15,000 within the first 30 days to waive the joining fee. The annual fee is waived when you achieve ₹1.5 lakh in spending in a year.

Where can I redeem reward points for AU Credit Cards?

You can redeem reward points through the ABCL app or the AU 0101 app. A minimum of 200 points is required, and ₹99+GST applies per redemption.

How can I replace a lost or damaged card?

You can request a replacement through the ABCL app under settings or contact customer care, just like you would during the ABC Pro Credit Card application process. A replacement fee of ₹100+taxes will be charged.