Tamilnad Mercantile Bank Lifetime Free Credit Cards (2025)

Always on the edge of your seat, worrying about credit card charges? All you want to do is enjoy the perks of your credit card without the additional burden of annual fees! It's, in fact, not a lot to ask for. 

The Tamilnad Mercantile Bank Lifetime Free Credit Cards offer a solution, allowing you to save on fees as you continue bagging the rewards.

Discover how the TMB lifetime free cards can be the perfect financial companion with zero annual fees!

Tamilnad Mercantile Bank Lifetime Free Credit Card List

From issuing a credit card variant as a Contactless EMV Chip feature card to opting for free add-on cards, unlock several benefits with TMB.  Here are the types of Tamilnad Mercantile Bank Lifetime Free Credit Cards and their features: 

• TMB Titanium Credit Card

Comes with 2 add-on Cards, allowed for spouses and children who are above the age of 18 years

• ₹20,000 as minimum card limit and ₹5,00,000 as maximum, restricted up to 25% of the applicant’s annual income
• Cash advance limit is set at 25% of the credit card limit that has been sanctioned
• Maximum limit of cash withdrawal per day is ₹25,000
• Free credit period up to 45 days
• Issued as a Contactless EMV Chip card for which extra charges or fees do not apply 

• TMB Platinum Credit Card

Applicable for individuals with TMB Term Deposit of at least ₹50,000 or above

• Flexible credit limit within a range of ₹20,000 to ₹5 lakh
• Allows international transactions 
• Cardholders may withdraw cash only through ATMs at the established nominal interest fees
• Get free-of-cost SMS alerts as well as the account statement facility with this credit card option
• Credit limit is only available for a period of 45 days

Tamilnad Mercantile Bank Lifetime Free Credit Cards Eligibility

To be eligible for Tamilnad Mercantile Bank Lifetime Free Credit Cards, applicants need to meet specific criteria depending on the card type. 

For the TMB Titanium Credit Card, you must have a bank account with TMB, a gross annual income of at least ₹3 lakh, a CIBIL report with no unfavourable remarks and a valid Income Tax assessment for the past three years. 

On the other hand, the TMB Platinum Credit Card is issued against a term deposit with the bank. The deposit should be for a minimum of three years, with an amount of ₹50,000 or more and a lien must be marked against the deposit.

Explore Other Banks’ Lifetime Free Credit Card Offers

Documents Required for Tamilnad Mercantile Bank Lifetime Free Credit Card Application 

1. Proof of Identity: PAN Card/Voter’s ID/Aadhaar card/Driver’s License/Letters issued by the UIDAI/Person of Indian Origin Card/Job card as issued by NREGA/Overseas Citizen of India Card 
2. Proof of Address: Passport/Utility Bill (can be 3 months old at the most)/Property Registration Document
3. Proof of Income: Latest salary slip (must not be older than 3 months old)/Latest 3 months’ bank statement/Form 16

Steps for Tamilnad Mercantile Bank Lifetime Free Credit Card Application

Now, take a look at the steps to apply for the TMB cards online:

Step 1: Visit the official website of Tamilnad Mercantile Bank.

Step 2: Log in to the net banking account you have set up previously.

Step 3: Select your preferred card type before proceeding further.

Step 4: Navigate the newly opened page and find the ‘Apply Now’ option. Click on it.

Step 5: Fill out all the necessary information and press ‘Proceed’.

After successful submission, the Tamilnad Mercantile Bank executives will connect with you for further documentation. 

To apply offline, here are the steps to follow:

Step 1: Visit your nearest TMB branch. 

Step 2: Approach the bank's executive to request the TMB credit card application form. 

Step 3: Fill out the application form with the necessary information. 

Step 4: Submit the form along with the documents required. 

Tamilnad Mercantile Bank will dispatch the respective credit card once they are done with processing and verification. Note that the bank shall solely hold the right to accept/reject your application as per the eligibility criteria.

Conclusion

The Tamilnad Mercantile Bank Lifetime Free Credit Cards are a smart choice if you want financial freedom without annual fees. With their useful features, they make spending easier.

Whether you are new to credit cards or experienced, these cards can help you save. In addition, to make the most of your card, always pay your bills on time. For this, download the Pice app today!

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