RBL Platinum LifeEasy Credit Card: The Wallet Wizard for Everyday Savings
- 20 Feb 26
- 4 mins
RBL Platinum LifeEasy Credit Card: The Wallet Wizard for Everyday Savings
Key Takeaways
- 10% cashback up to ā¹200 on monthly fuel spends.Ā
- 10% cashback up to ā¹200 per month on Ola and Uber spends.Ā
- Gift vouchers worth ā¹1,000 on annual spending of ā¹2,50,000.Ā
- Gift vouchers worth ā¹2,000 as a welcome bonus.
- 4 domestic lounge access every year on reaching the eligible spend.
The RBL Platinum LifeEasy credit card offers exclusive benefits to earn accelerated rewards and gift vouchers from everyday spending. For a nominal annual fee of ā¹1,999 + GST, you can save more than ā¹10,000 every year.Ā
Want to know how?Ā Keep scrolling and explore how this card fuels your savings journey.Ā
What Are the RBL Platinum LifeEasy Credit Card Benefits?

Here are the benefits of this credit card:
- Gift vouchers worth ā¹2,000 on joining fee payment and ā¹2,000 spent within 30 days of card issuance.Ā
- 10% cashback, up to ā¹200 per month, on fuel transactions or Ola/Uber transactions.Ā
- 5% cashback, up to ā¹200 per month, on grocery expenses.Ā
- Up to ā¹150 fuel surcharge waiver on transactions between ā¹500 and ā¹4,000.Ā Ā
- Gift vouchers worth ā¹1,000 on annual spending of ā¹2,50,000 and more.Ā
- 1 complimentary access to eligible domestic lounges every quarter if your preceding quarterly spending reaches ā¹35,000.
Note:Ā
- Cashbacks are earned as reward points.Ā
- Transactions related to government services, education, railways, rent, utilities, EMI conversions, and other categories are not eligible for reward points.Ā
What Are the RBL Platinum LifeEasy Credit Card Charges?
The joining and annual RBL Platinum LifeEasy credit card charges are included in the following table:
| Type of Fees | Amount |
| Finance Charges | 3.99% p.m. (47.88% p.a.) |
| Add-on Card Fee | ā¹200 |
| Late Payment Fee | 12.5% of the outstanding amount (Between ā¹5 - ā¹1,300) |
| Overlimit Fee | NIL |
| Cash Payment at RBL Bank Branches | ā¹100 |
| Reward Redemption Fee | ā¹99 |
| Fee on Rental, Utility, Fuel and Auto Spends | 1% |
Note:Ā
- All the charges mentioned above attract a GST of 18%.Ā
- Spend ā¹3,50,000 in a year to reverse the annual fee of the following year. Ā
š”Avoid last-minute stress and late penalties by planning your credit card bill payment with the Pice app to set reminders and manage your payments like a pro!
How Does the RBL Platinum LifeEasy Credit Card Maximise Your Savings?
Consider the following example to understand how the RBL Platinum LifeEasy truly makes your life easy with reward-earning opportunities:
Suppose you earn around ā¹50,000 every month. Here is a complete breakdown of your monthly expenses and earnings with the Platinum LifeEasy card in each category:
| Categories | Monthly Expense | Card Benefit | Monthly Earnings |
| Grocery | ā¹4,000 | 5% cashback | ā¹200 |
| Ola/Uber | ā¹2,000 | 10% cashback | ā¹200 |
| Fuel | ā¹2,000 | 10% cashback | ā¹200 |
| Fuel surcharge waiver | ā¹150 |
Total earnings in a month: ā¹750
In a year: ā¹750*12 = ā¹9,000
Additionally, you will get:
- ā¹2,000 worth of welcome bonusĀ
- ā¹1,000 worth of milestone bonus.Ā
These will result in yearly savings of ā¹12,000 against an annual fee of ā¹1999 + GST, which you can also waive by spending ā¹3,50,000 every year.
š”Simplify your financial routine by managing multiple credit cards in one app. Schedule reminders in advance, and clear your dues on time without stress using the Pice app.
Footnotes:
RBL Platinum LifeEasy cardholders can withdraw unlimited cash available on the limit against a nominal processing fee of ā¹500 or 2.5% of the amount, whichever is higher.
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