RBL Platinum Choice Credit Card: The Platinum Power for Smart Spenders

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

24 Feb 26
3 mins

Sandipan Mitra

08 Mins
24-02-26

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Table of Contents

What Are the RBL Platinum Choice Credit Card Benefits?
What Are the RBL Platinum Choice Credit Card Fees?
How Does the RBL Platinum Choice Credit Card Help You Save Every Day?

10% off on BookMyShow up to ₹100 every month.
2X Reward Points on all online spends of ₹100.
2,000 Reward Points as a welcome benefit.

The RBL Platinum Choice credit card is a smart 3-in-1 solution crafted for your modern lifestyle. From blockbuster movie savings on BookMyShow to accelerated shopping earnings, this card rewards all your routine expenses. Let us dive in to explore what makes it a standout choice.

What Are the RBL Platinum Choice Credit Card Benefits?

Crafted for urban spenders, the RBL Platinum Choice credit card offers 2X Reward Points, up to 1,000, on every digital transaction of ₹100. Additionally, it also offers:

Welcome Gift: 2,000 Reward Points on the payment of the first annual fee and spending of at least ₹2,000 within 30 days of card issuance.
Entertainment Discount: 10% off, up to ₹100 per month, on every BookMyShow purchase.
Easy Cash: Withdraw cash from your available RBL Platinum Choice credit card limit from all ATMs in India against a processing fee of ₹500 or 2.5% (whichever is higher).
Fuel Benefit: Up to ₹100 surcharge waiver on every fuel transaction between ₹500 and ₹4,000.

Note: Spends on education, insurance, utilities, rent, wallet loads, fuel & auto, quasi-cash, railways, real estate, service providers, government services, contracted services, Bills2Pay, EMI, miscellaneous and cash withdrawals are not considered as eligible spends.

What Are the RBL Platinum Choice Credit Card Fees?

The RBL Platinum Choice credit card has an annual fee of ₹499, which can be reversed from the second year if your annual spending reaches ₹50,000.

Other charges of this card include:

Type	Amount
Finance Charges	3.99% p.m. (47.88% p.a.)
Add-on Card Fee	₹200
Late Payment Fee	12.5% of the outstanding amount (Between ₹5 - ₹1,300)
Overlimit Fee	NIL
Cash Payment at RBL Bank Branches	₹100
Fee on Rental, Utility, Fuel and Auto Spends	1%

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How Does the RBL Platinum Choice Credit Card Help You Save Every Day?

Imagine you use your RBL Platinum Choice Credit Card actively throughout the year, and your annual spending is ₹50,000. Here is how much you will save:

Annual fee reversal: ₹499
2,000 Reward Points as the welcome bonus: ₹400
BookMyShow discount: ₹1,200

1 Reward Point on ₹50,000 spends: ₹100
2X Reward Points on ₹50,000 online spends: ₹200
Fuel surcharge waiver: ₹1,200

You will save around ₹3,599 on expenses that you are already making.

Note: Assuming 1 Reward Point equates to ₹0.20. However, the valuation may vary. Visit the RBL Rewards portal for the latest update.

💡Maximise your savings, while the Pice App takes care of everything else. Link your RBL Platinum Choice credit card to its smart dashboard, automate reminders and rest assured, you will never miss a payment again!

Footnotes

All the charges applicable to the RBL Platinum Choice credit card attract 18% GST.

FAQs

How to redeem Rewards Points earned on the RBL Platinum Choice credit card?

You can redeem points via the RBL Rewards portal or the RBL MyCard App. Simply visit, select your option and confirm redemption with OTP. A redemption fee of ₹99 will apply.