A Complete Review of RBL DMI Finance Credit Card
Bio
Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.
- 5 Feb 26
- 3 mins
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A Complete Review of RBL DMI Finance Credit Card
Shreyansh Singh- 08 Mins
- 05-02-26
Table of Contents
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Key Takeaways
- The RBL DMI Finance Credit Card offers 2,000 welcome reward points on timely activation and fee payment.
- Cardholders earn rewards on every ₹100 spent, with higher value on online purchases.
- Monthly BookMyShow Buy One Get One offers add entertainment savings.
- Quarterly and annual spend milestones unlock bonus points and vouchers.
- Reasonable fees and fuel surcharge waivers make it cost-effective for daily use.
Life’s a reward when every swipe gives more value. The RBL DMI Finance Credit Card is a co-branded card from RBL Bank and DMI Finance, designed to convert daily expenses into rewards.
Earn 2,000 reward points as a welcome benefit by using the card within 30 days and paying the annual fee on time. Rewards credit within 60 days.
Card activation also unlocks a ₹200 BookMyShow voucher within 7 days. Let us now move into its benefits, fees, and rewards.
RBL DMI Finance Credit Card Advantages
- Movie Treats: Enjoy a Buy One Get One movie offer on BookMyShow every month. The benefit applies up to ₹200 after spending ₹5,000 in a month.
- Reward Earnings: Earn reward points on every ₹100 spent. Online purchases earn 2 reward points. In-store purchases earn 1 reward point.
- Quarterly Milestone Rewards: Spend ₹50,000 in a quarter and receive 2,000 bonus reward points. This adds extra value to planned spending.
- Annual Spend Benefits: Spend ₹2 lakh in a year to earn a ₹500 Amazon voucher. Spend ₹3 lakh in the same year to unlock an additional Swiggy voucher worth ₹200.
- Fuel Surcharge Waiver: Get a fuel surcharge waiver up to ₹100 each month. The benefit helps reduce costs on regular refuelling.
RBL Bank DMI Finance Credit Card Charges
| Parameters | Charges |
| Joining and Annual Fee | ₹499+GST |
| Add-On Card Charges | ₹200 |
| Reward Redemption Fee | ₹99+GST |
| Finance Charges | Up to 3.99% p.m. or 47.88% p.a. |
| Late Payment Fine | 12.5% of outstanding amount (₹5–₹1,300) |
The RBL Bank DMI Finance Credit Card limit appears in the welcome kit and bank digital channels. Monthly statements show available credit and cash withdrawal limits clearly, which helps you plan payments better.
💡To make credit card bill payment and management easier, use the Pice App. Get timely reminders, pay securely and track your credit card bills anytime through one platform!
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Conclusion
The RBL DMI Finance Credit Card blends everyday spending with meaningful rewards, movie perks, and milestone benefits. With simple earning rules, affordable fees, and vouchers across popular platforms, it suits users seeking value on regular expenses while enjoying lifestyle benefits without complex conditions.
FAQs
What is the joining fee for the RBL DMI Finance Credit Card?
The joining and annual fee is ₹499 plus GST.
How can I earn welcome rewards on the RBL DMI Finance Credit Card?
Use the card within 30 days and pay the annual fee on time to earn 2,000 points.
Are there milestone rewards available?
Yes, quarterly and annual spending milestones unlock bonus points and vouchers.
Does the card offer a fuel surcharge waiver?
Yes, it provides a fuel surcharge waiver of up to ₹100 per month.
Is there a reward redemption fee?
Reward redemption is charged at ₹99 plus GST.
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