Unlock Smart Rewards with the RBL Platinum Advantage Credit Card

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

24 Feb 26
3 mins

Shreyansh Singh

08 Mins
24-02-26

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Table of Contents

What Are the RBL Platinum Advantage Credit Card Benefits?
How to Redeem Rewards Points Earned on the RBL Platinum Advantage Credit Card?
What Are the RBL Platinum Advantage Credit Card Fees?

20% off on BookMyShow for 15 transactions in a year.
1 Reward Point on every ₹100 spent online.
2,000 Reward Points as a welcome benefit.

The RBL Platinum Advantage credit card is an ideal wallet companion, especially for first-time credit cardholders. With a simple rewards system and exclusive BookMyShow perk, this card makes your daily spending more valuable. Scroll down to find out why this card is the perfect start to earn smart.

What Are the RBL Platinum Advantage Credit Card Benefits?

The biggest benefit of the RBL Platinum Advantage credit card is that it allows you to earn 1 Reward Point for every spend of ₹100.

For example, if you spend ₹50,000 annually on the Platinum Advantage credit card, you will earn 500 Reward Points. The points can be valued up to ₹75, assuming ₹0.15 per point.

Cardholders can also enjoy:

Welcome Gift: On the payment of the annual fee and at least ₹2,000 within 30 days of card setup, you can win 2,000 Reward Points.
BookMyShow Discount: Cardholders can get 20% off on BookMyShow, up to ₹100 on every transaction, 15 times a year.
Fuel Surcharge Waiver: If your fuel expense costs between ₹500 and ₹4,000, then get a surcharge waiver of up to ₹100 per month with the RBL Platinum Advantage credit card.

How to Redeem Rewards Points Earned on the RBL Platinum Advantage Credit Card?

You can redeem Reward Points earned on the RBL Platinum Advantage credit card for shopping and travel reservations on the RBL Rewards portal. Here’s how:

Simply visit the site or go to the “Offers and Rewards” on the RBL MyCard app.
Select the item or service on which you want to redeem.
Confirm your transaction via the OTP sent to your registered mobile number.

Note: Reward Points stay valid for 24 months from the date of accrual.

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What Are the RBL Platinum Advantage Credit Card Fees?

The RBL Platinum Advantage credit card has an annual fee of ₹499 + GST. Other charges of this card include:

Type	Amount + GST
Finance Charges	3.99% p.m. (47.88% p.a.)
Add-on Card Fee	₹200
Late Payment Fee	12.5% of the outstanding amount (Between ₹5 - ₹1,300)
Overlimit Fee	NIL
Cash Payment at RBL Bank Branches	₹100
Fee on Rental, Utility, Fuel and Auto Spends	1%

💡Manage your RBL Platinum Advantage credit card like a pro by tracking every due date and ensuring on-time payments with the Pice App's simple credit card bill payment system.

Footnote

The RBL Platinum Advantage credit card attracts a reward redemption fee of ₹99.

FAQs

How to increase the RBL Platinum Advantage credit card limit?

You can request a credit limit enhancement through the RBL MyCard App or by contacting customer care. Limit increments are offered based on your repayment history, income profile and overall credit performance. Maintaining timely payments and responsible usage improves your chances of approval.

Are all transactions eligible for earning Rewards on the RBL Platinum Advantage credit card?

No. Transactions across categories such as education, insurance, utilities, rent, wallet loads, fuel & auto, quasi-cash, railways, real estate, service providers, government services, contracted services, Bills2Pay, EMI, miscellaneous, and cash withdrawals do not qualify for Reward Points.

How much can I save in a year with the RBL Platinum Advantage credit card?

You can enjoy savings of more than ₹3,075 annually through welcome rewards, BookMyShow discounts, reward points on regular spending and monthly fuel surcharge waivers.