Axis Bank Credit Card Lounge Access in 2025: Top 6 Cards, Eligibility, and How to Apply

Have you ever found yourself stuck at a crowded Indian airport with nowhere to relax? Long waits in chaotic spaces can drain not just your travel plans but also your peace of mind. One of the most innovative ways to escape this hassle is through Axis Bank credit card lounge access.

Airport lounge access transforms boring layovers into stress-free breaks, with complimentary Wi-Fi, snacks, and comfortable seating. In 2025, Axis Bank offers several cards, from the Axis Magnus to the Flipkart Axis Card, that provide this perk. Want to know the top 6 cards, eligibility, and how to apply? Let us explore further.

6 Axis Bank Credit Cards with Lounge Access 

1. Axis Bank Miles & More World Credit Card  

The Axis Bank Miles & More World credit card is ideal for frequent flyers. In addition to exciting offers in lifestyle and dining, this card also provides an easy upgrade of air tickets to premium class.

Lounge Access: 

• 2 complimentary visits to Priority Pass lounges during membership year 
• 4 zero-charge domestic lounge visits every quarter
• Easy access to Mastercard lounges in India at no cost. 

Joining Fees: ₹3500 + GST 

Annual Fees: ₹3500 + GST

Additional Perks:  

• Earn up to 55000 miles (rewards) in the first year from the welcome program and your spending. 
• Upgrade your booked air ticket to premium class with Star Alliance partners and Condor. 

Please note: The joining and annual charges for Axis Bank Miles & More World credit card are waived off for HON and Senator status members. 

2. Axis Bank Atlas Credit Card 

The Axis Bank Atlas credit card makes your exploring spree a reward-earning opportunity. Get exclusive EDGE Miles and easily redeem these miles for travel, shopping, and lifestyle expenses.

Lounge Access:

• 8 complimentary visits to selected domestic airport lounges in India every year  
• 4 Exclusive no-cost access to international lounges  
• Enjoy 25% off up to ₹800 when you pay at restaurants through EazyDiner. 
• Get 2500 EDGE Miles as a welcome benefit within 37 days of card issuance.

Joining Fees: ₹5000 + GST

Annual Fees: ₹5000 + GST (2nd year onwards)

3. Axis Bank Privilege Credit Card   

The Axis Bank Privilege credit card is a good choice for regular travellers. It gives lounge access after a minimum spend, along with great travel and movie offers.

Lounge Access:  2 easy access to selected lounges in India every quarter. The cardholder must spend at least ₹50,000 to be eligible for the access. 

Joining Fees: ₹1500 + GST

Annual Fees: ₹1500 + GST (waived off on ₹500,000 annual spends)

Additional Perks:  

• Get an instant 15% discount every Wednesday on hotels and flight bookings via MakeMyTrip.  
• Get a flat 100% off on the second movie ticket on the District app. 

4. Axis Bank Vistara Credit Card   

This card is best suited for Vistara airline customers. You can enjoy domestic lounge access, EMI options, and monthly dining offers.

Lounge Access: 2 no-cost visits at certain lounges within India

Joining Fees: ₹1500 + GST

Annual Fees: ₹1500 + GST

Additional Perks:   

• Convert purchases of more than ₹1500 into easy EMIs 
• Get exciting discounts at partnered restaurants every month with EazyDiner.

5. Axis Bank My Wings Credit Card  

Great for budget travellers, the Axis Bank My Wings credit card offers lucrative travel discounts and dining perks.

Lounge Access: 1 complimentary lounge access per quarter

Joining Fees: ₹1200 + GST

Annual Fees: ₹500 from 2nd year onwards (First year NIL)

Additional Perks:  

• Redeem the base fare of 2 flight tickets via the EzeeGo app.  
• Get 1000 off at more than 10000 restaurants in India through EazyDiner. 

6. Axis Bank My Zone Credit Card 

The Axis Bank My Zone credit card is a budget-friendly card with minimum joining and renewal fees. It includes incredible entertainment perks, such as movie discounts and OTT subscriptions.

Lounge Access: 1 free-of-cost access at specific lounges in India. The cardholder must have spent at least ₹50,000 in the preceding three months to be eligible for this benefit.

Joining Fees: ₹500 + GST

Annual Fees: ₹500 + GST 

Additional Perks:   

• Get up to ₹200 off on movie tickets using the code ‘AXIS200’  
• Get a complimentary Sony LIV annual subscription worth ₹1499 within 30 days of issuance. 

Eligibility for Axis Bank Credit Cards Lounge Access   

To apply for either of the Axis Bank credit cards with lounge access, one must be: 

• Indian or non-resident Indian 
• Between 18 and 70 years old.

Please note: To apply for the Axis Bank Vistara Platinum credit card, your annual income must be ₹600,000 or more.  

If you tick all the boxes of eligibility, keep the following documents close for a seamless Axis Bank credit card application process: 

• PAN card or photocopy of Form 60  
• Income proof (IT return, payslip, form 16) 
• Coloured photograph 
• Residential proof (passport, utility bill, ration card) 

How to Apply for an Axis Bank Credit Card Lounge Access Online?   

Applying for an Axis Bank credit card online can be done either through the application or Net Banking. The process is quite similar. Take a look: 

• Step 1: Visit the website or app and navigate to ‘Products’, then ‘Cards’. 
• Step 2: Choose the card you want and click on ‘Apply Now’. 
• Step 3: If you are applying via the app, your application process is completed with a click on ‘Apply Now’. In case of the website, kindly fill out the application form. 
• Step 4: Upload scanned copies of all required documents to complete your application submission. 
• Step 5: Once approved, your Axis Bank credit card will be sent to your registered address. 

5 Tips to Get the Most Out of Your Axis Bank Credit Card Lounge Access  

1. Track Your Lounge Visit Limits

Keep an eye on the number of complimentary lounge visits allowed per quarter or year. Be sure to use them wisely, especially before long or connecting flights.

2. Meet Minimum Spend Requirements

Some cards require a minimum spend (like ₹50,000) to unlock lounge access. You can plan large purchases right before your travel dates to qualify on time. 

3. Register for Priority Pass or Mastercard Lounge Programs

If your card includes Priority Pass or Mastercard lounge access, ensure you register and activate these memberships separately to enjoy complimentary visits to international airport lounges.

4. Use Travel and Dining Offers Together

Pair your lounge benefits with exclusive flight, hotel, or dining discounts (like EazyDiner or MakeMyTrip deals) for a complete travel experience at a lower cost.

5. Monitor Reward Points & Miles

Do not just use the card for airport lounge access; instead, monitor and redeem your miles or points for flight upgrades, hotel stays, or shopping to get the most value.

Top 10 Indian Cities with Axis Bank Credit Card Lounge Access

S. No.	Cities	Lounges	Terminals
1	Bengaluru	BLR Domestic Lounge	Domestic Departure T1
		080 Domestic Lounge	Domestic Departure T2
2	Chennai	Travel Club Lounge A/B	Domestic Departure T1
		Travel Club Lounge	Domestic Departure T4
3	Mumbai	Travel Club Lounge	Domestic Departure T1c
		Adani Lounge	Domestic T2
4	Kolkata	Travel Club Lounge	Domestic T1
5	Hyderabad	Encalm Lounge	Domestic T1
6	New Delhi	Encalm Lounge	Domestic T1
		New Delhi Domestic T2 Lounge	Domestic T2
		Encalm Lounge	Domestic T3
7	Ahmedabad	The Lounge	Domestic T1
8	Bhubaneshwar	Bird Lounge	Domestic T1
9	Chandigarh	The Cram Bar	Domestic T1
10	Goa	Good Times Lounge and Bar	Domestic T1

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Conclusion

Axis Bank credit card lounge access perfectly aligns with any travel profile. Whether you are flying for business, leisure or simply on holiday, with an Axis Bank credit card in your wallet, you can take luxurious complimentary breaks at airport lounges. Bundled with a host of exciting features, an Axis Bank credit card can make your trip more productive and enjoyable if used wisely.

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