IndusInd Avios Visa Infinite Credit Card: Benefits, Charges & More

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

8 Jan 26
5 mins

Sandipan Mitra

08 Mins
08-01-26

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Table of Contents

IndusInd Bank Avios Visa Infinite Credit Card Benefits
Additional Benefits of the Avios Visa Infinite Credit Card
Fees and Charges of the Avios Visa Infinite Credit Card
How to Redeem the Avios Points Earned from the Avios Visa Infinite Credit Card?

Key Takeaways:

Earn up to 36,000 bonus Avios Points as milestone bonuses.
Get a welcome bonus of 20,000 Avios points upon joining.
Avios points can be redeemed via the Qatar Airways or British Airways apps.
Enjoy 8 domestic and 8 international airport lounge accesses every year.
Get complimentary international travel health insurance worth $25,000.

Take your travel perks up a notch with the IndusInd Avios Visa Infinite Credit Card!

Enjoy accelerated points when you fly with your chosen airline and unlock milestone bonuses of up to 36,000 Avios every year.

With exclusive concierge services and lifestyle perks, this card turns everyday spending into rewarding journeys. Read on to discover how the Avios Visa Infinite Credit Card can make your travels more luxurious.

IndusInd Bank Avios Visa Infinite Credit Card Benefits

Rewards Program

Here is an illustration of the point distribution system of this card below.

Type of Spends	Avios Points Earned for every ₹200 spent
Spending on selective preferred international destinations for POS transactions	6 points
Spending on the Qatar Airways or British Airways website or app	5 Points
Online spending on selective and preferred international destinations	3 Points
Spending on domestic and international destinations	3 points
Spending on Utilities, Govt services, Education and Insurance	1 point
All other spends	3 Points

Note: You will earn your Avios Points only for spending up to your credit limit in a statement cycle.

Welcome Bonus

Enjoy 20,000 bonus Avios Points on choosing any of the Preferred Airline Loyalty Programmes. You will receive your Welcome Bonus Avios Points after 15 days of paying your joining fee.

Milestone Benefits

Reach ₹8 lakh in a year and get 18,000 bonus Avios points. Push your annual spend to ₹16 lakh and enjoy another 18,000 points. That is a maximum of 36,000 bonus Avios points you can earn each year.

Lounge Accesses

Enjoy 8 domestic and 8 international lounge accesses yearly with your Avios Visa Infinite Credit Card.

Renewal Bonus

Enjoy an additional 5,000 bonus Avios points for both Preferred Airline Loyalty Programme at the time of renewal.

Preferred International Destination Programme

Earn accelerated Avios points on POS transactions at your preferred international destination. You will also enjoy a lower forex fee in these destinations to really make it advantageous for you.

Note: Click here to know about the list of preferred destinations for these cards.

Additional Benefits of the Avios Visa Infinite Credit Card

Get a complimentary international travel health insurance policy of $25,000 covering accidental injuries and illnesses during your international trips.
Use concierge services to secure tickets for top events like Coldplay, Eras Tour: Taylor Swift and the Olympics with your Avios Visa Infinite Credit Card.
Enjoy pre-trip assistance and dining and hotel referrals as part of concierge services on the Avios Visa Infinite Credit Card.
Get a 10% discount on Qatar Airways flight bookings made via their mobile app or website.
Get a 25% discount on Airport Fast Track immigration service at over 450 destinations worldwide.
Enjoy 20% off on the luxury airport transfer service in case you want to book a limo for your transfer.

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Fees and Charges of the Avios Visa Infinite Credit Card

Here is a list of Avios Visa Infinite Credit Card fees and charges you need to know before applying:

Charges	Amount and Conditions
Joining Fee	₹10,000
Annual Renewal Fee	₹5,000
Forex Fee	1.5% at preferred international destinations for POS transactions 3.5% for all other destinations
Cash Advance Fee	Nil
Interest on Late Payments	3% per month (36% p.a)
Late Payment Fee	₹0 to ₹100 = ₹0 ₹101 - ₹500 = ₹100 ₹501 - ₹1,000 = ₹350 ₹1,001 - ₹10,000 = ₹550 ₹10,001 - ₹25,000 = ₹800 ₹25,001 - ₹50,000 = ₹1,100 More than ₹50,000 = ₹1,300

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How to Redeem the Avios Points Earned from the Avios Visa Infinite Credit Card?

If you chose the Qatar Airways Privilege Club during joining or renewal, you can redeem your points via the Qatar Airways mobile app. Likewise, Avios points can be redeemed through the British Airways Executive Club app if you opt for that program.

The value of your redemption varies and depends on the terms and conditions of the airline loyalty programme.

Footnotes:

Enjoy a discounted forex markup fee of 1.5% on POS transactions at preferred international destinations.
You cannot earn Avios points on fuel transactions.
Get a comparatively low interest fee of 3% per month.

FAQs

What comes under the concierge services available on the Avios Visa Infinite credit card?

The concierge services under the Avios Visa Infinite credit card are:
Meet and greet services, including baggage reclaim and porter services
Pre-trip assistance with developing the itinerary
Flowers and gift delivery assistance
Hotel and restaurant bookings and more

Which preferred Airline Loyalty Programme should you choose, Qatar Airways or British Airways?

The benefits of both loyalty programs are the same, apart from a 10% discount on flight bookings available only on Qatar Airways. However, you should choose the airline company that you use most to buy airline tickets.