Key Takeaways Did you know that, according to 2024 reports, there are more than 100 million active credit cards in India? The credit card market has grown with a CAGR of 20% over the last 5 years. This increasing trend is due to the multiple benefits that credit cards provide. How to get first credit […]
Key Takeaways The average credit card APR in India can range from 24% to 48%, which applies when you miss your payment due date. This leads to higher costs beyond your original purchases, as the interest accumulates on your balance. However, you don’t need to worry! We will walk you through a guide on how […]
Key Takeaways Did you know that many credit cards in India charge interest rates of up to 44% annually? This can quickly increase your outstanding balance if not managed well. The good news is that there are ways to avoid or minimise these charges. Beyond simply paying your bills on time, you can explore more […]
Key Takeaways India is experiencing a credit card market boom, with a total credit card spend of over 21 lakh crore in FY25 and more than 111 million cards already in circulation. Now that many Indians use credit cards for daily shopping, it is essential to understand the annual percentage rate (APR) of a credit […]
by Key Takeaways With both business and corporate credit cards, companies and their employees can get funds without any trouble. Moreover, the beneficiaries get several rewards and cost management tools. Alone in July 2025, credit card expenditures in India increased by 5.5%, totalling ₹1.93 lakh crore. It clearly indicates a consistent growth in digital and point-of-sale […]
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