RBL Platinum Edge Credit Card: Your Shortcut to Spend Smart

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

16 Jul 26
4 mins

Sandipan Mitra

08 Mins
16-07-26

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Table of Contents

What Are the RBL Platinum Edge Credit Card Benefits?
How to Earn Reward Points on the RBL Platinum Edge Credit Card?
What is the Annual Fee of the RBL Platinum Edge Credit Card?

Buy 1 and get 1 movie ticket worth up to ₹200 on BookMyShow.
2X Reward Points on every ₹100 spent online.
8,000 Reward Points as a welcome benefit.

Are you a frequent online shopper? Then, make your digital shopping spree more rewarding than ever with the RBL Platinum Edge credit card. It combines smart rewards with seamless convenience to give you maximum value from everywhere, be it online shopping or travel getaways.

Let us dive in to explore how this card elevates your purchases with exclusive privileges.

What Are the RBL Platinum Edge Credit Card Benefits?

Your journey with the RBL Platinum Edge Credit Card begins on a rewarding note. Simply pay the first-year annual fee and spend ₹2,000 within 30 days of card issuance to unlock a welcome bonus of 8,000 Reward Points.

Beyond the welcome benefit, you can also enjoy:

Endless Entertainment: Buy 1 movie ticket on BookMyShow and get another one worth ₹200 for free. This offer is applicable once a month.
Lounge Access: Spend at least ₹35,000 in a quarter to be eligible for 1 complimentary domestic lounge visit in the subsequent quarter, as per the RBL Platinum Edge credit card lounge access program.
Fuel Surcharge Waiver: Bring down your monthly fuel expenses with a surcharge waiver of up to ₹100 on fuel costs between ₹500 and ₹4,000.

How to Earn Reward Points on the RBL Platinum Edge Credit Card?

Exclusively designed for digital-first customers, the RBL Platinum Edge credit card offers 2X Reward Points, up to 2,000 per month, on every online spend of ₹100. You can also earn:

2 Reward Points on every swipe of ₹100 except fuel.
10,000 Reward Points on annual spend of ₹1,50,000.
Extra 5,000 Reward Points for every ₹ 1,00,000 you spend after reaching the ₹1,50,000 limit.

Note: Certain expenses such as governmental services, utilities, rent, insurance, wallet-recharge and real estate are not eligible for Reward Points. To know more about the exclusions, refer to the official RBL Platinum Edge credit card page.

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What is the Annual Fee of the RBL Platinum Edge Credit Card?

The annual fee of the RBL Platinum Edge credit card is ₹1,999 + GST. However, it can be waived from the second year by spending ₹2,00,000 or more in the previous calendar year. The card is also subject to other charges, including:

Type	Amount
Finance Charges	3.99% p.m. (47.88% p.a.)
Add-on Card Fee	₹200
Late Payment Fee	12.5% of the outstanding amount (Between ₹5 - ₹1,300)
Overlimit Fee	NIL
Cash Payment at RBL Bank Branches	₹100
Reward Redemption Fee	₹99
Fee on Rental, Utility, Fuel and Auto Spends	1%

Note: All the charges mentioned above attract 18% GST.

💡From now on, pay your credit card bills in seconds with PICE, an all-in-one bill payment assistant. It tracks upcoming due dates and streamlines all your bills for timely payments!

Footnotes

RBL Platinum Edge cardholders can access cash up to their available credit limit. However, every withdrawal is subject to a nominal processing fee of ₹500 or 2.5% of the withdrawn amount, whichever is higher.

FAQs

Can I select the RBL Platinum Edge credit card limit?

No. RBL Bank determines the RBL Platinum Edge credit card limit depending on your credit score and income. You can upload the latest copies of income proof (salary slips and ITR) to secure a better credit limit.

Who is eligible to apply for the RBL Platinum Edge credit card?

Any individual between 18 and 65 years with a stable income source is eligible to apply for the RBL Platinum Edge credit card.

What is the RBL Platinum Edge credit card EMI Plan?

The RBL Platinum Edge credit card offers a split-and-pay feature. You can shop and convert your transactions into easy monthly EMIs with this credit card.