Reviewing the RBL Bank Paisabazaar Duet Plus Credit Card

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

8 Jul 26
3 mins

Shreyansh Singh

08 Mins
08-07-26

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Table of Contents

RBL Bank Paisabazaar Duet Plus Credit Card Advantages
How to Use Xpress Cash with RBL Paisabazaar Duet Plus Credit Card?
RBL Paisabazaar Duet Plus Card Charges

2.5% travel and dining cashback.
₹200 BookMyShow monthly discount.
₹4 lakh spent unlocks the annual fee waiver.
₹100 monthly fuel surcharge reversal.

The RBL Bank Paisabazaar Duet Plus Credit Card is the higher variant of the RBL Bank Paisabazaar Duet Credit Card, previously known as RBL Bank Paisa on Demand. Both credit cards are a 2-in-1 product as they also work as Xpress Cash.

New Duet Plus cardholders receive a one-time cashback of ₹250 on eligible spends within 30 days, subject to annual fee payment. The amount is reflected in the statement after settlement. Now, let us look into the details of the Duet Plus card.

RBL Bank Paisabazaar Duet Plus Credit Card Advantages

The most attractive benefit of the RBL Paisabazaar Duet Plus Card is its Xpress Cash feature. You can use this feature on the RBL MyBank App for instant fund transfer. Pay interest only on the amount you use. Repay through easy EMIs as per your comfort.

Cashback: Get 2.5% cashback on travel and dining expenses and 1% on other eligible purchases.
Movie Perks: Enjoy a 1+1 BookMyShow offer once every billing cycle, up to ₹200 off.
Fuel Savings: Get a fuel surcharge reversal up to ₹100 per month on eligible fuel spends.

How to Use Xpress Cash with RBL Paisabazaar Duet Plus Credit Card?

To use the Xpress Cash feature, it is mandatory to download the RBL MyBank Mobile App first and then follow the steps:

Step 1: Register your RBL Duet Plus Credit Card.
Step 2: Select the Xpress Cash option from the menu.
Step 3: Enter the amount you want to transfer.
Step 4: Choose the bank account where you want the funds credited.
Step 5: Confirm the request using the OTP sent to your registered mobile number.

Note: The approved amount is transferred to your bank account within 3 to 4 working days.

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RBL Paisabazaar Duet Plus Card Charges

For those wondering what RBL Paisabazaar Duet Plus Card charges are, the card comes with a joining and annual fee of ₹1,499 + GST. The annual fee is waived if your annual expenses in the previous year are ₹4 lakh or more.

Some other important charges levied on the card are:

Charges	Parameters
Add-On Card Charges	₹200
Card Replacement Charges	NIL
Finance Charges	Up to 3.99% p.m. or 47.88% p.a.
Overlimit Fee	NIL
Late Payment Fine	12.5% of outstanding amount (₹5–₹1,300)

💡Install the Pice App on your smartphone to stop worrying about late payment fees! Why? Pice will send you monthly credit card bill payment alerts. What's more, you can even pay bills through the app itself!

Footnotes:

Total cashback is capped at ₹500 per calendar month. Travel and dining cashback is limited to ₹200, while other spends are capped at ₹300.
Fuel surcharge reversal applies to transactions between ₹500 and ₹4,000, excluding the surcharge amount.
For instant loans using Xpress Cash, a 21% interest is charged per annum.
The cashback reflects in your card account within 2 weeks after purchase settlement. You can view the credit in your monthly statement.

FAQs

What are the Xpress Cash processing fees?

The processing fee depends on the loan amount. Charges are ₹249 up to ₹10,000 and ₹498 up to ₹20,000. Above ₹25,000, the fee is 2.5% of the loan amount.