Premium Benefits Begin With Utkarsh Rhodium Credit Card

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

17 Apr 26
3 mins

Shreyansh Singh

08 Mins
17-04-26

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Table of Contents

Utkarsh Small Finance Bank Rhodium Credit Card Benefits
Rhodium Credit Card Charges

Earn 1.25% cashback on all eligible transactions.
Get 4 lounge visits per quarter.
Annual fee waived on spending ₹5,00,000 yearly.
Interest-free period available up to 50 days.

The Utkarsh Rhodium Credit Card offers premium lifestyle benefits with attractive cashback on everyday spending. It comes with no joining fee, while the annual fee is ₹4,999 from the second year. You can get this fee waived on yearly spends of ₹5,00,000 or more.

Designed for convenience and rewards, this card helps you enjoy exclusive privileges every time you use it.

Wondering what the key features of the Utkarsh Rhodium Credit Card are that truly stand out? Keep reading!

Utkarsh Small Finance Bank Rhodium Credit Card Benefits

Utkarsh Rhodium add-on cards carry no charges. Therefore, family members can share benefits at no extra cost. Here are the other benefits offered by this credit card:

Lounge Access: Enjoy Utkarsh Rhodium Credit Card lounge access with up to 4 visits per quarter at selected airports with seamless entry.
Cashback Benefit: Earn 1.25% cashback on eligible transactions, which helps you save more on regular spending across various categories.
Fuel Waiver: Get 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, which reduces your fuel expenses every month.

Rhodium Credit Card Charges

The Utkarsh Rhodium Card offers an interest-free period of up to 50 days on purchases. It carries a finance charge of 2% per month, which equals 24% annually on outstanding balances, cash advances, and overdue amounts.

Below is a clear overview of key charges applicable to this credit card.

Parameters	Charges
Late Payment Fees	₹500
Cash Advance Fees	5% or ₹500, whichever is higher
Overlimit Fees	2.5% or min. ₹500
Card Replacement Fee	₹500
Foreign Currency Surcharge	3%
Return Payment Charge	2.5%
Physical Statement	₹50/statement

💡Managing your Rhodium Credit Card is now smoother. Get timely bill payment reminders and make credit card bill payments through the Pice app to avoid late charges. Download the secure and GST-compliant Pice App today!

Footnotes:

Cash withdrawal is allowed up to 20% of your total Utkarsh Rhodium Credit Card limit.
In case of card loss or fraud, call 1800-309-3665 or email creditcards@utkarsh.bank for quick support.
Each lounge visit allows only one entry per cardholder. A temporary authorisation of ₹25 is taken for validation and is reversed instantly without any charge.

FAQs

How can I complete the Utkarsh Rhodium Credit Card application?

Eligible customers receive a pre-approved link on their registered email. Make sure your KYC details are updated before applying through the shared link.