Maximise Rewards With YES Bank Finbooster Credit Card
Bio
Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.
- 16 Jan 26
- 4 mins
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Maximise Rewards With YES Bank Finbooster Credit Card
Shreyansh Singh- 08 Mins
- 16-01-26
Key Takeaways
- The Yes Bank Finbooster credit card is lifetime free with no joining or annual fees.
- It supports UPI payments via the virtual RuPay variant for existing cardholders.
- Reward subscriptions offer up to 5X YES Rewardz Points on select categories.
- Cardholders get credit score tracking and secure digital transactions.
- Fuel surcharge waiver applies on eligible spends across India.
The YES Bank Finbooster Credit Card is a co-branded offering with BankBazaar. YES Bank and the partner jointly support the card benefits as per their financial arrangement. You can apply through the partner website or mobile app.
However, the virtual Finbooster RuPay variant is available only for existing Finbooster cardholders. It can be requested by visiting Iris through the YES app. Still having second thoughts about getting this card? Keep reading to learn more!
What are the Features of the Finbooster YES Bank Credit Card?
The features of the YES Bank Finbooster Credit Card include credit awareness, safety, and daily savings. It supports simple tracking and secure payments.
- Real-time dashboard to track credit score with CreditStrong reports.
- Contactless payments through NFC-enabled technology.
- Secure online transactions with Mastercard SecureCode.
- 1% fuel surcharge waiver on spends from ₹400 to ₹5,000 across India.
YES Bank Bankbazaar Finbooster Credit Card Rewards Plan
The Finbooster YES Bank Credit Card rewards frequent online usage while keeping earnings simple and transparent.
- Rewards Subscription Plan Options
- Subscription Plan 1
It allows you to earn up to 3X the regular YES Rewardz Points on all categories at a subscription fee of ₹1,000.
- Subscription Plan 2
It offers up to 5X YES Rewardz Points on dining, travel, fashion, and healthcare spends at a subscription fee of ₹2,000.
- Standard Rewards on Regular Spends
- Online dining spends of ₹200 earn 10 reward points under the 5X structure.
- Online grocery and apparel spends of ₹200 earn 6 reward points through the 3X benefit.
- All other retail spends, except fuel, earn 2 reward points for every ₹200 spent.
- Rewards for Virtual RuPay Card Users
- Earn 4 reward points for every ₹200 spent on UPI transactions above ₹2,000.
- All other online spends earn 2 reward points for every ₹200.
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How to Link FinBooster RuPay Credit Card on UPI Apps?
- Open your preferred UPI app and log in with your credentials.
- Choose the option to add or link a credit card.
- Select YES Bank from the list of available banks.
- Pick your FinBooster RuPay Credit Card and confirm linking.
- Existing mobile banking users use the same UPI PIN as MPIN. Other users set a new UPI PIN during setup.
- Card linking completes instantly and reflects in the app.
How to Pay via UPI Using FinBooster RuPay Credit Card?
- Open the UPI app and sign in securely.
- Scan the merchant QR code or enter the UPI ID.
- Enter the payable amount for the transaction.
- Select the FinBooster RuPay Credit Card from the list.
- Enter your UPI PIN to approve the payment.
- The transaction completes and shows a success confirmation.
YES Bank Finbooster Credit Card Charges
YES Bank Finbooster Credit Card and its virtual RuPay variant are lifetime free credit cards with no joining or annual charges.
However, some other charges are:
- The interest rate is 3.99% monthly, which is 47.88% annually.
- Cash withdrawals attract a 2.5% fee or ₹500, whichever amount is higher.
- No late fee up to ₹500 outstanding; above this, charges apply per statement.
- Cheque return fee of ₹450 applies for each failed payment attempt.
💡Pay your Finbooster Credit Card bill quickly with the Pice App. Choose UPI, net banking, or debit card. Get reminders before due dates and instant payment confirmation.
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Conclusion
The YES Bank Finbooster Credit Card offers lifetime-free access to rewards, UPI-enabled RuPay payments, fuel savings, and credit tracking. With flexible reward subscriptions and simple digital management, the Yes Bank Finbooster credit card suits everyday spenders seeking transparency, security, and convenient online and offline payment experiences across India today, nationwide.
FAQs
Is the Yes Bank Finbooster credit card lifetime free?
Yes, it has no joining or annual charges.
Who can get the virtual RuPay Finbooster card?
Only existing Finbooster cardholders can request the RuPay variant.
Does the card support UPI payments?
Yes, the RuPay variant supports UPI payments on enabled apps.
What rewards do UPI transactions earn?
UPI spends above ₹2,000 earn 4 reward points per ₹200.
What is the interest rate on outstanding balances?
The interest rate is 3.99% per month, equivalent to 47.88% annually.
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