Visa Credit Card Lounge Access: Best Cards, Airport Lounge List and More

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

  • 13 Oct 25
  • 8 mins
select visa credit cards lounge access to users

Visa Credit Card Lounge Access: Best Cards, Airport Lounge List and More

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avatar of sandipan mitra Sandipan Mitra
  • 08 Mins
  • 13-10-25

Key Takeaways

  • Visa credit card lounge access provides complimentary entry to exclusive domestic and international airport lounges.
  • Leading cards like SBI Elite, Axis Vistara, ICICI Sapphiro, and Standard Chartered Priority Visa Infinite offer premium lounge access.
  • The Visa credit card lounge access program is valid until September 30, 2026.
  • You can verify Visa lounge access eligibility via apps, issuer websites, customer service, or the Visa Airport Companion app.
  • Visa credit card lounge access is available across major Indian airports and international destinations through Priority Pass and LoungeKey networks.

Craving luxury while you wait to board your flight? A Visa credit card lounge access unlocks visiting privileges at exclusive airport lounges worldwide. With such access, you can get complimentary access to business facilities, fine dining settings and a peaceful seating area away from crowded terminals. However, one must note that this facility is valid till September 30, 2026.

In this article, you will discover the best Visa credit cards that offer premium lounge access. Read on to find out what they all offer.

Top Visa Credit Cards that Provide Airport Lounge Access

Top Visa credit cards with lounge access

You can get Visa credit card lounge access with the following cards:

  1. SBI Card Elite Lounge Access 

This grants you 8 domestic and 6 international airport lounge visits via Priority Pass yearly. The minimum income requirement to apply for this Visa credit card is ₹60,000 per month. 

  1. Axis Vistara Card 

Get 2 complimentary lounge accesses at select airports within India with the Axis Bank Vistara credit card. The lounge access benefits on this card are based on the credit card spending in the previous 3 calendar months.

  1. Standard Chartered Priority Visa Infinite 

You get 4 complimentary access every calendar quarter on domestic lounge visits in India with this credit card. Additionally, you can also avail 2 complimentary accesses to international lounges per month as well. 

  1. ICICI Sapphiro Visa Credit Card 

The ICICI Sapphiro credit card grants you complimentary access to 2 international airport lounges annually. With this card, you can also get access to 4 domestic airport lounges quarterly in a calendar year. 

  1. IndusInd Bank Avios Visa Infinite Credit Card 

By availing the Avios Visa Infinite card, you get 2 complimentary visits every calendar quarter in any of the participating domestic lounges in India.

  1. HDFC Diners Club Privilege Credit Card

The HDFC credit card grants you access to 2 complimentary airport lounge accesses every calendar quarter worldwide. 

Visa Lounge Programme Participatory Airports

Here is a list of some of the airport lounges where you can get complimentary access with Visa credit cards: 

CityLounge Name Lounge CodeTerminal Type Terminal Number
AhmedabadThe LoungeAMD8 Domestic  Terminal 1 
AhmedabadThe LoungeAMD7International   Terminal 2
Bangalore 080 Domestic LoungeBLR8    Domestic  Terminal 1
Bangalore 080 Domestic LoungeBLR9Domestic   Terminal 2
Bangalore 080 International LoungeBLR10International  Terminal 2
Bangalore 080 Domestic LoungeBLR11Domestic  Terminal 1
Bangalore 080 ArrivalBLR12    International/Domestic ArrivalTerminal 2 
Chandigarh Primus LoungeIXC6Domestic   Domestic Terminal
Chandigarh Primus LoungeIXC5International   International Terminal
Chennai Travel Club MAA10 Domestic Terminal 1
Chennai Travel ClubMAA6DomesticTerminal 1
Chennai Travel ClubMAA11 InternationalTerminal 2
Chennai Travel ClubMAA12Domestic Terminal 4 
Goa Good Times BarGO12D Domestic Domestic Terminal
Goa Encalm Lounge  GOXDomestic Domestic Terminal
Goa Encalm LoungeGOX1InternationalInternational Terminal
Hyderabad Encalm LoungeHYD4International   NA
Hyderabad Encalm LoungeHYD8Domestic    NA
Kolkata Travel ClubCCU6DomesticTerminal 1
Kolkata Travel ClubCCU7 InternationalTerminal 2
KolkataTravel Club Lounge AnexCCU8  DomesticTerminal 1
KolkataTravel ClubCCU9 International Terminal 2 
New Delhi Encalm Lounge DEL12 DomesticTerminal 1D
New Delhi Encalm Lounge DEL19DomesticTerminal 3 
New Delhi Domestic Lounge DEL14   DomesticTerminal 3 
New Delhi Encalm Lounge DEL15  International Terminal 3 
VaranasiTake Off Bar and LoungeVTZ DomesticDomestic Terminal

In order to get the complete list of airport lounges, check out the official site of Visa credit card.

How to Check Visa Credit Card Lounge Access Eligibility

The eligibility process for Visa credit card lounge access

To avoid any surprises when you claim your Visa credit card lounge access, it is better to ensure beforehand the eligibility of your credit card:

  1. Through the Card's Benefits Guide

Check the benefits listed in the booklet which came along with your new credit card when you initially purchased it. It will have all the perks listed, including that of lounge access. 

  1. Visit the Official Website of the Card Issuer

This is another way of checking whether your credit card is eligible for complimentary lounge access. You need to log in to your bank's mobile app or website and look for the section labelled 'Lounge Access' or 'Travel Benefits'. 

  1. Reach Out to Customer Service

Every bank has a dedicated customer support team to help you out with your queries. You can call the customer support number that is printed on the back of your credit card. They can inform you of the details about lounge access, including guest policies and credit card limits. 

  1. Use Airport Lounge Access Apps 

There are apps like the Lounge Key app, Dreamfolks Web Portal, Visa Companion Airport app, etc. They can help you check the lounge access after you scan your credit card details. 

  1. Check Out Visa's Official Website

Make use of the Visa Airport Companion app or visit the official website. You need to enter the first 6 digits of your Visa card to check for eligibility. 

5 Best Apps to Check Lounge Access for Visa Card

  1. Visa Airport Companion App - This application can help you track lounge access and manage multiple Visa cards. 
  2. LoungeKey App - Get access to 700+ lounges and contactless entry with this app. 
  3. Priority Pass App - It gives you access to 1,700+ lounges and a digital membership. 
  4. Card Insider App - Easily compare different lounges and their benefits with theCard Insider app. 
  5. Visa Airport Companion App - This application can help you track lounge access and manage multiple Visa cards. 
  6. Dreamfolks Web Portal - Checking your lounge access balance and making bookings can be accessed on this app. 

💡If you want to begin using your credit card benefits, use the PICE App for easy and smooth credit card bill payments.

Terms and Conditions of Visa Credit Card Lounge Access

Here are a few applicable terms and conditions related to complimentary airport lounge access with Visa credit cards:

  1. Visa does not make any guarantee of any benefits and privileges under the airport lounge access program. It is upon the sole discretion of the participatory airport lounge to an eligible cardholder.
  2. All accompanying children are going to be subject to the full guest fees unless stated otherwise. 
  3. All usage of participatory airport lounges is conditional upon presentation of the credit card by an eligible cardholder. Visa has the sole discretion of altering, amending or cancelling the eligibility of a Visa card at any time without any kind of prior notice. 
  4. The participatory airport lounges are not owned or operated by Visa, but by 3rd party organisations. The eligible cardholders and their accompanying guests have to abide by the set rules of the airport with full acknowledgement. 
  5. By using the participating airport lounge program, the cardholder agrees to follow and abide by the rules. 

You can get the full list of terms and conditions by visiting the official website of the Visa credit card. 

Conclusion

A Visa credit card lounge access is not just a mere form of luxury; it is a travel upgrade that you deserve. With the right card, you can enjoy seamless, stress-free journeys every time you fly. When selecting a card, make sure to explore your options, choose the best fit and experience airport travel in a relaxing way, as it was meant to be.

FAQs

Which Visa credit cards offer complimentary lounge access?

Some top options include SBI Card Elite, Axis Vistara Card, ICICI Sapphiro Visa Credit Card, Standard Chartered Priority Visa Infinite, and IndusInd Avios Visa Infinite Card.

Is the Visa lounge access facility available internationally?

Yes, select Visa credit cards provide both domestic and international lounge access via partner networks like Priority Pass, LoungeKey, and Dreamfolks.

How long is the Visa lounge access program valid?

The complimentary Visa credit card lounge access program is valid until September 30, 2026.

How can I check if my Visa card is eligible for lounge access?

You can verify eligibility using the Visa Airport Companion app, LoungeKey app, or by entering your card’s first six digits on Visa’s official website.

Does Visa guarantee lounge access at all airports?

No, Visa facilitates access through partner lounges, but entry and facilities are managed by third-party operators as per their terms and availability.

Can I use my Visa lounge access for guests or children?

Complimentary lounge entry usually applies only to the primary cardholder; accompanying guests or children may need to pay standard lounge fees.
About the author
Sandipan Mitra

Sandipan Mitra

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

by Shreyansh Singh

Key Takeaways Credit cards with lounge access are no longer...
  • 13-10-25
  • 17 mins
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