Visa Credit Card Lounge Access: Best Cards, Airport Lounge List and More
- 13 Oct 25
- 8 mins

Visa Credit Card Lounge Access: Best Cards, Airport Lounge List and More

Key Takeaways
- Visa credit card lounge access provides complimentary entry to exclusive domestic and international airport lounges.
- Leading cards like SBI Elite, Axis Vistara, ICICI Sapphiro, and Standard Chartered Priority Visa Infinite offer premium lounge access.
- The Visa credit card lounge access program is valid until September 30, 2026.
- You can verify Visa lounge access eligibility via apps, issuer websites, customer service, or the Visa Airport Companion app.
- Visa credit card lounge access is available across major Indian airports and international destinations through Priority Pass and LoungeKey networks.
Craving luxury while you wait to board your flight? A Visa credit card lounge access unlocks visiting privileges at exclusive airport lounges worldwide. With such access, you can get complimentary access to business facilities, fine dining settings and a peaceful seating area away from crowded terminals. However, one must note that this facility is valid till September 30, 2026.
In this article, you will discover the best Visa credit cards that offer premium lounge access. Read on to find out what they all offer.
Top Visa Credit Cards that Provide Airport Lounge Access

You can get Visa credit card lounge access with the following cards:
- SBI Card Elite Lounge AccessÂ
This grants you 8 domestic and 6 international airport lounge visits via Priority Pass yearly. The minimum income requirement to apply for this Visa credit card is ₹60,000 per month.
- Axis Vistara CardÂ
Get 2 complimentary lounge accesses at select airports within India with the Axis Bank Vistara credit card. The lounge access benefits on this card are based on the credit card spending in the previous 3 calendar months.
- Standard Chartered Priority Visa InfiniteÂ
You get 4 complimentary access every calendar quarter on domestic lounge visits in India with this credit card. Additionally, you can also avail 2 complimentary accesses to international lounges per month as well.
- ICICI Sapphiro Visa Credit CardÂ
The ICICI Sapphiro credit card grants you complimentary access to 2 international airport lounges annually. With this card, you can also get access to 4 domestic airport lounges quarterly in a calendar year.
- IndusInd Bank Avios Visa Infinite Credit CardÂ
By availing the Avios Visa Infinite card, you get 2 complimentary visits every calendar quarter in any of the participating domestic lounges in India.
- HDFC Diners Club Privilege Credit Card
The HDFC credit card grants you access to 2 complimentary airport lounge accesses every calendar quarter worldwide.
Visa Lounge Programme Participatory Airports
Here is a list of some of the airport lounges where you can get complimentary access with Visa credit cards:
City | Lounge Name | Lounge Code | Terminal Type | Terminal Number |
Ahmedabad | The Lounge | AMD8 | Domestic | Terminal 1 |
Ahmedabad | The Lounge | AMD7 | International | Terminal 2 |
Bangalore | 080 Domestic Lounge | BLR8 | Domestic | Terminal 1 |
Bangalore | 080 Domestic Lounge | BLR9 | Domestic | Terminal 2 |
Bangalore | 080 International Lounge | BLR10 | International | Terminal 2 |
Bangalore | 080 Domestic Lounge | BLR11 | Domestic | Terminal 1 |
Bangalore | 080 Arrival | BLR12 | International/Domestic Arrival | Terminal 2 |
Chandigarh | Primus Lounge | IXC6 | Domestic | Domestic Terminal |
Chandigarh | Primus Lounge | IXC5 | International | International Terminal |
Chennai | Travel Club | MAA10 | Domestic | Terminal 1 |
Chennai | Travel Club | MAA6 | Domestic | Terminal 1 |
Chennai | Travel Club | MAA11 | International | Terminal 2 |
Chennai | Travel Club | MAA12 | Domestic | Terminal 4 |
Goa | Good Times Bar | GO12D | Domestic | Domestic Terminal |
Goa | Encalm Lounge | GOX | Domestic | Domestic Terminal |
Goa | Encalm Lounge | GOX1 | International | International Terminal |
Hyderabad | Encalm Lounge | HYD4 | International | NA |
Hyderabad | Encalm Lounge | HYD8 | Domestic | NA |
Kolkata | Travel Club | CCU6 | Domestic | Terminal 1 |
Kolkata | Travel Club | CCU7 | International | Terminal 2 |
Kolkata | Travel Club Lounge Anex | CCU8 | Domestic | Terminal 1 |
Kolkata | Travel Club | CCU9 | International | Terminal 2 |
New Delhi | Encalm Lounge | DEL12 | Domestic | Terminal 1D |
New Delhi | Encalm Lounge | DEL19 | Domestic | Terminal 3 |
New Delhi | Domestic Lounge | DEL14 | Domestic | Terminal 3 |
New Delhi | Encalm Lounge | DEL15 | International | Terminal 3 |
Varanasi | Take Off Bar and Lounge | VTZ | Domestic | Domestic Terminal |
In order to get the complete list of airport lounges, check out the official site of Visa credit card.
How to Check Visa Credit Card Lounge Access Eligibility

To avoid any surprises when you claim your Visa credit card lounge access, it is better to ensure beforehand the eligibility of your credit card:
- Through the Card's Benefits Guide
Check the benefits listed in the booklet which came along with your new credit card when you initially purchased it. It will have all the perks listed, including that of lounge access.
- Visit the Official Website of the Card Issuer
This is another way of checking whether your credit card is eligible for complimentary lounge access. You need to log in to your bank's mobile app or website and look for the section labelled 'Lounge Access' or 'Travel Benefits'.
- Reach Out to Customer Service
Every bank has a dedicated customer support team to help you out with your queries. You can call the customer support number that is printed on the back of your credit card. They can inform you of the details about lounge access, including guest policies and credit card limits.
- Use Airport Lounge Access AppsÂ
There are apps like the Lounge Key app, Dreamfolks Web Portal, Visa Companion Airport app, etc. They can help you check the lounge access after you scan your credit card details.
- Check Out Visa's Official Website
Make use of the Visa Airport Companion app or visit the official website. You need to enter the first 6 digits of your Visa card to check for eligibility.
5 Best Apps to Check Lounge Access for Visa Card
- Visa Airport Companion App - This application can help you track lounge access and manage multiple Visa cards.Â
- LoungeKey App - Get access to 700+ lounges and contactless entry with this app.Â
- Priority Pass App - It gives you access to 1,700+ lounges and a digital membership.Â
- Card Insider App - Easily compare different lounges and their benefits with theCard Insider app.Â
- Visa Airport Companion App - This application can help you track lounge access and manage multiple Visa cards.Â
- Dreamfolks Web Portal - Checking your lounge access balance and making bookings can be accessed on this app.Â
💡If you want to begin using your credit card benefits, use the PICE App for easy and smooth credit card bill payments.
Terms and Conditions of Visa Credit Card Lounge Access
Here are a few applicable terms and conditions related to complimentary airport lounge access with Visa credit cards:
- Visa does not make any guarantee of any benefits and privileges under the airport lounge access program. It is upon the sole discretion of the participatory airport lounge to an eligible cardholder.
- All accompanying children are going to be subject to the full guest fees unless stated otherwise.Â
- All usage of participatory airport lounges is conditional upon presentation of the credit card by an eligible cardholder. Visa has the sole discretion of altering, amending or cancelling the eligibility of a Visa card at any time without any kind of prior notice.Â
- The participatory airport lounges are not owned or operated by Visa, but by 3rd party organisations. The eligible cardholders and their accompanying guests have to abide by the set rules of the airport with full acknowledgement.Â
- By using the participating airport lounge program, the cardholder agrees to follow and abide by the rules.Â
You can get the full list of terms and conditions by visiting the official website of the Visa credit card.
Conclusion
A Visa credit card lounge access is not just a mere form of luxury; it is a travel upgrade that you deserve. With the right card, you can enjoy seamless, stress-free journeys every time you fly. When selecting a card, make sure to explore your options, choose the best fit and experience airport travel in a relaxing way, as it was meant to be.