Everything to Know About Union Bank Credit Card Lounge Access

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

  • 9 Oct 25
  • 6 mins
union bank credit card lounge access across india

Everything to Know About Union Bank Credit Card Lounge Access

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avatar of sandipan mitra Sandipan Mitra
  • 08 Mins
  • 09-10-25

Key Takeaways

  • Union Bank credit card lounge access allows cardholders to enjoy complimentary domestic and international airport lounge visits for comfort and luxury.
  • Premium cards like RuPay Select and Union JCB variants offer up to 8 domestic and 2 international lounge visits every year.
  • Union Bank credit card lounge access is available across major Indian airports including Delhi, Mumbai, Chennai, Bangalore, and Hyderabad.
  • Complimentary lounge benefits are available only to primary cardholders and are non-transferable or redeemable for cash.
  • To maximise Union Bank credit card lounge access, travellers should monitor visit usage and check guest entry privileges before travel.

Looking to elevate your travel game? Discover everything you need to know about Union Bank credit card lounge access! From luxury airport lounges to exclusive benefits, your Union Bank card can be your VIP pass to an elite experience. Read on to discover more about it.

Best Union Bank Credit Cards that Provide Airport Lounge Access

Union Bank credit card provides airport lounge access
  1. RuPay Select Credit Card

This card provides you with 8 complimentary accesses to domestic airport lounges within India in a year. You also get 2 complimentary access to international lounges every year. 

  1. Union JCB Health Credit Card

It is designed to help with your lifestyle and medical needs and provides extensive coverage from medical products to everyday home requirements. Moreover, it offers the added perk of airport lounge access, both domestic and international. You can avail 2 free domestic lounge visits every quarter in India. With this card, you also get to enjoy 2 free international lounge visits every year. 

  1. Union JCB Wellness Credit Card

With the Union JCB Wellness credit card, you can receive 2 complimentary domestic lounge access across India every quarter. Additionally, it also provides 2 international lounge access every year.

  1. Divaa Credit Card

Designed exclusively for women, this credit card brings a wide variety of privileges and benefits, with complimentary airport lounge access being a key highlight. The Divaa Credit Card provides 2 domestic lounge visits within India every quarter, along with 2 international lounge visits in a year.

Participatory Airport Lounges That Provide Union Bank Credit Card Lounge Access

Here is an extensive list of airport lounges that you can visit with Union Bank credit card lounge access:

LocationTerminal Lounge
Ahmedabad   InternationalPort Lounge T2 
Bangalore         Domestic Above Ground Level (AGL) Lounge, Plaza Premium T01 2 411 
InternationalAbove Ground Level (AGL) Lounge , Plaza Premium T01 2 411 
Chennai  Domestic   Travel Club (TFS)
InternationalTravel Club New (TFS), Travel Club (TFS) 
Delhi     Domestic ITC Green Lounge T3 
InternationalPlaza Premium 4 LA-01, Plaza Premium 5 LA-12, Plaza Premium 1 (DELHI_INTERNATIONAL1 or INL4 T3 AIRPORT DEL), Plaza Premium 2 (INL7 T3 AIRPORT DEL) 
HyderabadDomestic Plaza Premium (HYDERABAD_DOMESTIC) 
InternationalPlaza Premium, Plaza Premium A 
KolkataDomestic Travel Club (TFS) 
InternationalTravel Club (TFS) 
Bhubaneswar   Domestic  Mayfair 
Pune   Domestic  Port Lounge
Goa   Domestic Port Lounge
InternationalPort Lounge 
CochinDomestic Earth Lounge 
InternationalEarth Lounge 
Mumbai    Domestic Carnations (T1-C) 
Domestic Mumbai Airport Lounge Services 
DomesticClipper Lounge 
InternationalClipper Lounge 

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Terms and Conditions for Union Bank Credit Card Lounge Access

Terms and conditions for union bank credit card lounge access

Here is a list of some terms and conditions that apply to the Union Bank credit card lounge access offer:

  1. The RuPay Select cards are designed for HNI (High Net Individuals) customers and are globally valid for the domestic lounge access offer and international priority pass lounges.
  2. The rewards points program applies to the usage of all individual credit cards on all merchant transactions.
  3. Cardholders can earn 1 reward point after successful merchant transactions using PoS or E-COM.
  4. Validity of reward points is for 1 year.
  5. Banks can decide on the reward points for spending at different merchants irrespective of the card variant based on the card proposition and the benefit of cost analysis.
  6. Complimentary lounge visits are exclusively for the primary cardholder and are neither transferable nor redeemable for cash.
  7. After the complimentary visits are used up, standard charges will apply. 

Note: The lounge access benefits may vary based on the type of card and usage pattern. Make sure to always check the latest terms before travelling. 

Tips to Maximise Lounge Benefits with Union Bank Cards

  1. Make sure to track your complimentary visit usages to avoid any out-of-pocket expenses at lounges.
  2. If you are travelling with family, make sure to check in advance whether your credit card allows guest entry or offers add-on card privileges.
  3. Lounges can get crowded during peak business hours. The early mornings, mid-afternoons and late evenings have fewer travellers. You will have a better chance of enjoying a quiet environment during these times.

Conclusion

Now that you know about Union Bank credit card lounge access, it is time to travel smarter. Enjoy comfort and convenience by skipping the mid-flight airport chaos with lounge access offered by Union Bank credit cards.

Which Union Bank credit cards offer lounge access benefits?

Cards like RuPay Select, Union JCB Health, Union JCB Wellness, and Divaa Credit Cards offer Union Bank credit card lounge access with varying domestic and international visit limits.

How many complimentary lounge visits can I enjoy with Union Bank credit card lounge access?

Depending on the card type, you can enjoy up to 8 domestic and 2 international complimentary lounge visits every year.

Are international lounges covered under Union Bank credit card lounge access?

Yes, Union Bank credit card lounge access includes international lounges, offering up to 2 complimentary visits annually with select cards.

How can I check participating lounges under Union Bank credit card lounge access?

You can find the list of participating lounges on the Union Bank of India website or the respective card’s welcome kit that details lounge locations.

Can add-on cardholders use the Union Bank credit card lounge access benefit?

No, complimentary Union Bank credit card lounge access is exclusively available for primary cardholders and cannot be transferred to add-on members.
About the author
Sandipan Mitra

Sandipan Mitra

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

by Shreyansh Singh

Key Takeaways Federal Bank credit card lounge access is available...
  • 09-10-25
  • 5 mins
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