UCO Bank SimplySave SBI Card For Dining, Movies & Everyday Expenses

The UCO Bank SimplySave SBI Card is a co-branded credit card from UCO Bank and State Bank of India. It rewards everyday spending on dining, movies, groceries, and department stores. 

Cardholders earn 10 reward points for every ₹150 spent in these categories. Other purchases earn 1 reward point per ₹150 spent, where 4 points equal ₹1 value.

The card carries the same joining and annual fee of ₹499+taxes. It also offers global acceptance.

Let us see what more this credit card has to offer!

UCO Bank SimplySave SBI Card Benefits

Daily spending becomes simple with contactless payment on the UCO Bank SimplySave SBI Credit Card. A unique security key ensures that only one payment occurs, even if the card moves near the reader again.

Want to explore the privileges on the UCO Bank SimplySave SBI Card, other than payment convenience? Below are some of the many privileges this card has to offer:

1. Extravaganza Welcome Offer

New cardholders can earn 2,000 bonus reward points after spending ₹2,000 within the first 60 days. The points reach the card account within 60 days of eligible spending.

2. Fuel Surcharge Waiver

Cardholders receive a 1% fuel surcharge waiver across petrol pumps in India on transactions between ₹500 and ₹3,000. The waiver limit reaches ₹100 in each statement cycle.

3. Spend-Based Fee Reversal

Cardholders can receive an annual fee reversal from the second year. This benefit applies when yearly spending reaches ₹1,00,000 or more on the card.

Flexipay Facility on UCO Bank SimplySave SBI Card

The Flexipay facility allows cardholders to convert recent purchases into easy instalments. Cardholders can convert eligible transactions within 30 days of purchase. Any transaction of ₹200 or above can qualify. The minimum booking amount stands at ₹2,500.

1. Flexible Repayment Tenure

Cardholders can repay the converted amount through multiple tenure options. The available periods include 3, 6, 9, 12, 18, or 24 months. A special tenure of 36 months is also available for bookings of ₹30,000 or more.

2. Processing Fee and Charges

Flexipay offers a zero processing fee for 24 or 36-month tenures. Other tenures attract a processing fee of 1% of the booking amount or ₹2,000, whichever remains lower.

3. Foreclosure Terms

Cardholders can close the Flexipay plan before the full tenure. A foreclosure charge of 3% applies to the outstanding principal amount at the time of closure.

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UCO Bank SimplySave SBI Card Charges

Finance charges may reach up to 3.75% per month or 45% annually from the transaction date. A minimum charge of ₹25 applies to unpaid balances or cash advances.

Wondering what the other key fees and charges of the UCO Bank SimplySave SBI Card are? Here is a list of a few charges levied on the card:

💡When you own multiple credit cards, late payment charges can quickly pile up and hamper your monthly budget. Install the Pice app on your smartphone. The app lets you set bill reminders, pay credit card bills, and monitor payment status through one secure platform.

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