A Detailed Review of UCO Bank SBI Card PRIME

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

  • 2 Apr 26
  • 3 mins
uco bank sbi card prime

A Detailed Review of UCO Bank SBI Card PRIME

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avatar of sandipan mitra Sandipan Mitra
  • 08 Mins
  • 02-04-26

Key Takeaways

  • Get up to 20 reward points for every ₹100 spent on the UCO Bank SBI Card Prime.
  • Get a complimentary Club Vistara Silver Membership.
  • Comes with a one-time annual fee of ₹2,999.
  • Enjoy a welcome benefit of e-vouchers worth ₹3,000.

If you are looking for a premium credit card which blends travel privileges, dining benefits and reward points for everyday spends, look no further than the UCO Bank SBI Card PRIME. It is designed for customers who want an attractive reward structure and exclusive lifestyle benefits. Read on to know more.

Rewards Program Structure of UCO Bank SBI Card PRIME

  • Get 10 reward points for every ₹100 spent on departmental, dining, groceries, movies and store purchases.
  • Avail 2 reward points per ₹100 on all other types of spends.
  • Avail 15 reward points for every ₹100 spent on Big Basket
  • Get an additional 20 reward points for every ₹100 spent on your birthday.

Note: 4 reward points are equivalent to ₹1.

Benefits of UCO Bank SBI Card PRIME

Benefits of UCO Bank SBI Card PRIME
  • Welcome Benefit

Cardholders can avail a welcome e-gift voucher worth ₹3,000 from Bata/Hush Puppies, Shoppers Stop, Aditya Birla Fashion, Yatra.com or Pantaloons.

  • Milestone Benefits

Upon spending more than ₹50,000 in a calendar quarter, you can get a Pizza Hut e-Gift voucher worth ₹1,000. Furthermore, cardholders also get an e-Gift voucher worth ₹7,000 from Yatra/Pantaloons on reaching yearly spends of ₹5 lakh in a single year.

  • Complimentary Club Memberships

Enjoy a complimentary Club Vistara Silver Membership and earn 9 Club Vistara points for every ₹100 spent on Vistara flights. You can also receive a complimentary lounge access voucher and an upgrade voucher, along with benefits like an additional 5 kg baggage allowance and priority airport check-in.

  • Lounge Program

    The card offers access to 1,000+ airport lounges worldwide, along with a complimentary Priority Pass membership worth $99. The UCO Bank SBI card PRIME lounge access program also includes 4 complimentary international visits (up to 2 per year) and 2 complimentary domestic lounge visits every quarter.

    UCO Bank SBI Card PRIME Charges 

    Type Amount 
    Annual Fee (one-time)₹2,999
    Renewal Fee (per annum)₹2,999 (from second year onwards)
    Add-On Charge (per annum)NIL
    Cash Advance Fee2.5% of the withdrawn amount or ₹500 (whichever is more)

    💡Worried about missing your UCO Bank SBI Card PRIME bill payments? Download the Pice app to get on-time reminders so that you are never late to pay your due bills again!

    Footnote

    • Get a waiver of the renewal fee on yearly spends of ₹3 lakh.
    • Cardholders receive an SMS within 21 working days of paying the annual fee to select their preferred e-voucher as a welcome benefit.

    FAQs

    What are the Visa network privileges of the UCO Bank SBI Card PRIME?

    Get exclusive benefits at over 900 luxury hotels worldwide. Also enjoy savings up to 10% on Hertz Car Rental and up to 35% on Avis Car Rental. You also get up to 15% off on stays at IHG hotels and resorts.

    What is the interest-free credit period of UCO Bank SBI Card PRIME?

    The interest-free period of the UCO Bank SBI Card PRIME ranges from 20 to 50 days, depending on the billing cycle and merchant claim submission.

    What is the UCO Bank SBI credit card customer care number?

    In case of any issues with the UCO Bank SBI Card PRIME, you can register your grievances using the UCO Bank SBI credit card customer care number at 1860 500 1290 or 1860 180 1290.
    About the author
    Sandipan Mitra

    Sandipan Mitra

    Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

    by Shreyansh Singh

    Key Takeaways Up to 25%  discount on travel reservations on...
    • 02-04-26
    • 6 mins
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