Titan SBI Credit Card: Detailed Review for First-Time Applicants

The Titan SBI Credit Card is made to make every purchase you make better if you love watches, jewellery or lifestyle accessories from Titan. This co-branded shopping credit card gives you faster rewards, milestone benefits, and special savings on all of Titan's many brands. 

Moreover, the Titan SBI Card helps you get more value out of every purchase, whether you like high-end fashion or everyday items. Keep reading to find out how well it works for first-time applicants looking for smart, lifestyle-based rewards.

Key Features of the Titan SBI Credit Card

The real attraction of this credit card shines when you shop at Titan stores, where every purchase gets you premium rewards.

• Get 7.5% cashback on spends made at World of Titan, Helios, Taneira, Titan Eye+, Irth, Sonata, Fastrack and Skinn (subject to quarterly cap of ₹10,000/quarter).
• 5% cashback on spends at Caratlane, Mia and Zoya (subject to quarterly cap of ₹10,000/quarter).
• 3% value back (as gift vouchers) on spends at Tanishq (quarterly cap of ₹25,000). 

Terms and Conditions for Titan Gift Vouchers on Titan SBI Credit Card

• The Titan program enables cardholders to avail Titan vouchers in the form of e-gift cards.
• The e-gift cards are valid for 1 year from the date of issuance.
• Titan gift vouchers are only eligible at all participating websites or showrooms in India.
• The gift cards are one-time redemption only, and any unused balances of the gift cards will not be credited or refunded.

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Other Benefits of the Titan SBI Card

Apart from the key privileges at Titan stores, here are a few other perks of the Titan SBI card benefits:

• 8 complimentary domestic airport lounge benefits in a year (2 every quarter).
• 4 complimentary international airport lounges in a year (2 every quarter for the first two years).
• 1% fuel surcharge waiver in India (upon transaction limit of up to ₹3,000 exclusive of GST).

Rewards Program of Titan SBI Credit Card

• Get 12,000 reward points (worth ₹3000) as a welcome bonus on annual payment fees.
• 6 Reward points for every ₹100 spent on all other categories outside of Titan spends.

Note: Every reward point you earn is valued at ₹0.25.

Titan SBI Credit Card Fees and Charges

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Eligibility Criteria for Titan SBI Credit Card

• The age criteria are between 21 years and 70 years.
• Only self-employed people and salaried individuals are eligible to apply.
• A person should also have a good credit score and a regular source of income to apply.

Documents Required for Titan SBI Credit Card

• PAN Card
• Copy of Aadhaar Card or any other valid government proof
• Income documents such as a salary slip, income tax return

Process to Apply For Titan SBI Credit Card

Step 1: Head over to the official site of 'SBI Cards'.

Step 2: At the top of the homepage, you will find the 'credit cards' option. Click on that.

Step 3: Click on the 'shopping cards' category and then click on the apply now button located under 'Titan SBI Card'.

Step 4: Fill in all the required personal credentials, professional and KYC details.

Step 5: After verification, you will successfully get all the details of your e-card promptly. The bank will send you the physical card within 15 business days.

💡Pay your credit card bills in an easy and secure way with the PICE App.

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Conclusion

The Titan SBI Card is a powerful lifestyle-focused credit card offering exceptional value through cashback, lounge access, and accelerated rewards across Titan brands. Ideal for fashion, jewellery and accessory lovers, the card combines premium benefits with everyday savings, making it a smart choice for shoppers seeking style-driven rewards and convenience.

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