HDFC Tata Neu Infinity Credit Card – Features & Benefits, Charges

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

  • 10 Dec 25
  • 6 mins
hdfc tata neu infinity credit card

HDFC Tata Neu Infinity Credit Card – Features & Benefits, Charges

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avatar of shreyansh singh Shreyansh Singh
  • 08 Mins
  • 10-12-25

Key Takeaways:

  • This credit card offers up to 5% NeuCoins back on Tata Neu and partner brand purchases.
  • Avail 1.5% NeuCoins back on eligible non-Tata brand spends and UPI transactions.
  • There is a ₹1,499 joining and renewal fee for the HDFC Tata Neu Infinity card.
  • With this credit card, you can get up to 8 domestic lounge vouchers per year, available on quarterly spending of ₹50,000.

The HDFC Tata Neu Infinity credit card is one of the most rewarding shopping and lifestyle cards in India. They offer up to 5% back as NeuCoins on Tata Neu and Tata brand spends.

With premium benefits like exclusive partner discounts, this card is designed to deliver the maximum value for frequent shoppers and travellers.

Read on to know all about what the Tata Neu Infinity credit card has to offer.

Rewards Program of HDFC Tata Neu Infinity Credit Card

HDFC Tata Neu Infinity Credit Card
  • Get 1.5% back as NeuCoins on eligible non-Tata brand spends, and at any merchant EMI spends.
  • Get up to 1.5% back as NeuCoins on eligible UPI spends.
  • Earn an additional 5% NeuCoins back on select categories at the Tata Neu website or app.
  • Get 5% back as NeuCoins on non-EMI spends on Tata Neu and at partner Tata brands.

Eligible Tata Brands for Additional NeuCoins – HDFC Tata Neu Infinity Card

  • Tata 1MG
  • Bigbasket
  • Croma
  • Air India Express
  • Tata Cliq
  • IHCL (TAJ Group of Hotels)
  • Westside
  • Qmin
  • Tata Play
  • Cult
  • Titan
  • Tanishq
  • Air India
  • Tata Pay*

Note: *Only certain types of transactions made using Tata Pay are eligible. Specifically, bill payments made through Tata Pay and buying gift cards through Tata Neu are eligible. They are applicable, excluding categories such as 3rd party education MCC transactions, government MCC transactions, and Rental MCC transactions.

Other Tata Neu Infinity Credit Card Benefits

  • Welcome benefit of 1,499 NeuCoins on the Tata Neu app (as reversal of 1st year membership fees).*
  • Get 2 complimentary domestic lounge vouchers every calendar quarter (up to 8 per calendar year) on spends of ₹50,000 or more (in a calendar quarter).
  • Enjoy 4 complimentary lounge access every calendar year (1 every quarter), outside of India.
  • 1% fuel surcharge waiver (on a minimum transaction of ₹400 and a maximum transaction of ₹5,000). The maximum waiver that is allowed per statement cycle is up to ₹500.

Note: *You will get a welcome benefit only after you do the first transaction within 30 days of card issuance. The Neu Coins will be valid for a period of 60 days after making such a transaction.

HDFC Tata Neu Infinity Credit Card Fees and Charges

Types of Fees and ChargesAmount
Joining Fee₹1,499 + applicable taxes
Renewal Fee₹1,499 + applicable taxes
Finance Charge45% (per annum)

Eligibility Criteria of HDFC Tata Neu Infinity Credit Card 

Here is the HDFC Tata Neu Infinity credit card eligibility criteria:

  • Salaried individuals of Indian nationality, who are aged between 21 and 60 years and have a monthly income of ₹1,00,000, can apply for this card.
  • Self-employed individuals of Indian nationality, who are aged between 21 and 65 years and have an annual ITR of ₹12,00,000, can apply for the Tata Neu Infinity credit card.

Validity of Tata NeuCoins on HDFC Tata Neu Infinity Credit Card 

NeuCoins, which are issued by participating brands (excluding IHCL), have a fixed expiry date of 12 months. This rule was introduced on 1st August, 2025. 

For example, if you earned 200 NeuCoins on 3rd August, 2025, they will be valid till 31st August, 2026. However, do note that this does not affect promotional NeuCoins as they already come with a set expiry date.

Process to Apply for the HDFC Tata Neu Infinity Credit Card 

Here are a few simple steps for HDFC Tata Neu Infinity credit card apply:

Step 1: Head over to the official site of HDFC Bank. On their homepage, you will have to click on Discover Products > Cards > Credit Cards.

Step 2: Scroll down and you will get the 'Types of Credit Cards' section. Here, you will have to select the category of 'Lifestyle'.

Step 3: Then you will be able to see the HDFC Tata Neu Infinity Credit Card. Then click on the ‘Apply Online’ button under it. 

Step 4: Next, enter your details like mobile number, PAN, and date of birth. An OTP will be sent to your number to validate your details.

Step 5: In the next window, you will have to enter your name, gender,  employment details, and mailing address. 

Step 6: After this, you have to choose the HDFC Tata Neu Infinity Credit Card option.

Step 7: After a successful verification, your new credit card will become active and will be sent to your mailing address. 

HDFC Tata Neu Infinity Card: Who is it Ideal For?

  • Tata Brand Loyalty Shoppers

The HDFC Tata Neu Infinity Credit Card is best suited for individuals who frequently shop at Tata partner networks. The regular users of the Tata Neu app will also benefit the most from this credit card.

  • Great for Frequent UPI-Spends

If you are someone who prefers using UPI to make day-to-day payments, then the RuPay variant of this card will be ideal for you. You can earn up to 1.5% NeuCoins with the Tata Neu Infinity credit cards, which most premium cards do not offer.

  • Suitable for Frequent Travellers

With quarterly domestic lounge access and annual international lounge access, the card is ideal for professionals and travellers who want comfort on the go. Make your credit card bill payment process for the Tata Neu Infinity Credit Card more seamless by downloading the Pice app!

Enjoy quick payments, timely reminders, secure transactions, and effortless tracking, all in one place. Stay organised and never miss a due date again with Pice.

Footnote:

  • Get accidental air death cover worth ₹1 crore with the HDFC Tata Neu Infinity credit card.
  • Upon spending ₹3,00,000 or more within a year (before your renewal date), you can get the renewal fee waived off.

FAQs

Is the HDFC Tata Neu Infinity a lifetime-free credit card?

HDFC Tata Neu Infinity is not a lifetime-free card, and there are joining and annual fees associated with the HDFC Tata Neu Infinity Credit Card.

What network variants of the HDFC Tata Neu Infinity credit card can I get?

The Tata Neu Infinity credit card is available in both RuPay and Visa variants. With the RuPay variant, cardholders can earn rewards on UPI transactions (which you will not get with the Visa variant of the same card).

How to generate a card PIN for Tata Neu Infinity credit cards?

You can generate a card PIN for Tata Neu Infinity credit cards by going to the ATM, through net banking, on the mobile app, or by calling their customer care service. 
About the author
Shreyansh Singh

Shreyansh Singh

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

by Ankit Rahangdale

Key Takeaways Earn 10x Cash Points on select business spends....
  • 11-12-25
  • 6 mins
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