A Detailed Review of Standard Chartered Ultimate Credit Card

The Standard Chartered Ultimate Credit Card is designed for premium cardholders who want accelerated rewards, luxury travel privileges and lifestyle perks in one package.

From earning 5 reward points on every ₹150 spent to enjoying international lounge access and golf benefits, this card caters to high spenders looking for value-backed exclusivity. 

If you are wondering what exactly makes the Standard Chartered Ultimate Credit Card stand out, read on to know all about it!

Standard Chartered Ultimate Credit Card Benefits

• Avail a reduced foreign currency markup fee of 2% on all foreign transactions.
• Get complimentary access to premier golf courses in the country.
• Get 4 complimentary accesses every calendar quarter on domestic lounges in India. 
• Avail 1 complimentary access per month at international lounges outside of India with Priority Pass, upon spending ₹20,000 in the previous month.
• Get 5% cashback on duty-free spends and access to over 1,000 airport lounges across the world.

Standard Chartered Ultimate Credit Card Features 

1. Supplementary Credit Cards

Share your credit card benefits with your family by getting lifetime-free add-on cards in their names.

2. Contactless Credit Card

Make quick and secure payments without using cash by simply tapping your contactless credit card at enabled terminals for faster checkouts.

3. Digital Payment Solutions

You can access multiple instant payment options, including the Baharat Bill Payments system, BharatQR, and Samsung Pay, for a convenient digital transaction.

4. Online Banking and SC Mobile

Now track your card balance and make instant payments easily through online banking and by using the Standard Chartered mobile application.

5. 360° Rewards

You can earn reward points through the Standard Chartered 360° rewards programme and then redeem them conveniently via the online rewards catalogue.

6. Kuch Bhi on EMI

Convert your purchases above ₹5,000 into easy EMIs by using online banking or the Standard Chartered mobile app with attractive interest rates and flexible repayment tenures.

7. Secure Online Transactions

Experience improved security on your online credit card transactions with a 3D secure OTP authentication for added protection.

8. Dial a Loan

Get immediate access to funds by availing a credit card loan of up to ₹5 lakh with flexible repayment tenures ranging from 12 to 60 months.

9. Balance Transfer

Transfer all your outstanding dues of up to ₹5 lakh from other bank credit cards to this card and take advantage of competitive interest rates.

10. Balance on EMI

Convert your total outstanding balances of up to ₹5 lakh into easy EMIs with zero processing charges. It can help make repayments more manageable.

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Standard Chartered Ultimate Credit Card Charges 

Standard Chartered Ultimate Credit Card Eligibility Criteria

• The age of applicants for the Standard Chartered Ultimate Credit Card needs to be between 21 and 65 years. 
• Applicants also need to have a stable monthly income.

Documents Required for Standard Chartered Ultimate Credit Card

• For identity proof, submit any of the following: Voter ID card, Aadhaar card, Government ID, etc.
• For address proof, submit your Passport.
• Latest 1-month salary slip
• Recent passport-sized photograph
• Latest IT returns with the computation of financials and the last continuity proof (for self-employed businessmen)

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Value Chart of Standard Chartered Ultimate Credit Card

Terms and Conditions of the Standard Chartered Ultimate Credit Card

• Keep note of the fact that duty-free transactions do not earn you cashback.
• Only transactions under fuel MCC codes (5172, 5541, 5542, 5983) qualify for the 1% fuel surcharge waiver benefit.
• If you make any insurance claims, do so within 15 days of the incident.
• The reward points reflect within 3 working days of transaction completion. 

💡Managing your credit card efficiently is just as important as choosing the right one. With the Pice App, you can pay your credit card bills seamlessly, track expenses and avoid late payment charges. Get the app today!

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