Avail Amazing Rewards with South Indian Bank SBI Platinum Credit Card

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

  • 10 Dec 25
  • 3 mins
south indian bank sbi card

Avail Amazing Rewards with South Indian Bank SBI Platinum Credit Card

avatar of shreyansh singh
avatar of shreyansh singh Shreyansh Singh
  • 08 Mins
  • 10-12-25

Key Takeaways

  • The South Indian Bank SBI Platinum Credit Card offers domestic lounge access and Priority Pass membership.
  • Earn accelerated rewards on departmental store and travel spending.
  • Redeem points for vouchers, gifts, or bill payments.
  • Enjoy welcome e-gift vouchers worth ₹3,000.
  • Convert purchases into EMIs with the Flexipay option.

With the South Indian Bank SBI Platinum Credit Card, you can get ready to unlock a world of benefits. This card is great for people who shop and travel a lot because it gives you rewards every time you swipe.

It also gives you extra reward points for both departmental store purchases and travel expenses. You earn points with every purchase that you can use to get vouchers, pay bills, or buy gifts. This makes shopping and travelling more fun than ever. So, keep reading to know all the details about this credit card.

South Indian Bank SBI Platinum Credit Card Benefits and Key Privileges

South Indian Bank SBI Platinum Credit Card Benefits and Key Privileges
  • Get 2 complimentary airport domestic lounge visits each quarter in India.
  • Avail a complimentary membership to the Priority Pass Program worth $99 (₹8792.31). You can get access to over 1000 airport lounges worldwide for a nominal usage fee of $27 (₹2397) + taxes. 
  • Avail spend rewards on annual spending of ₹4 lakhs and ₹5 lakhs each. 
  • Get a welcome e-gift voucher worth ₹3,000 from any of these brands: Hush Puppies/Bata, Westside, Aditya Birla Fashion, Yatra, Shoppers Stop.
  • Get 1% fuel surcharge waiver on fuel transactions between ₹500 – ₹4,000 (max ₹250 per statement cycle).
  • Convert big purchases into EMIs with Flexipay, which is available within 30 days of the transaction.

Note: You will get an SMS to choose between the e-voucher options within 21 days of paying your annual fees. 

Rewards Program of South Indian Bank SBI Platinum Credit Card

  • Get 2 reward points for every ₹100 spent on all other categories.
  • Earn up to 7,500 points in a month. Upon reaching the upper cap limit, only 2 reward points are given for every ₹100 spent.
  • Redeem reward points for a wide range of vouchers, merchandise, or utility bill payments via the SBI Card rewards catalogue.

Fees and Charges of South Indian Bank SBI Platinum Credit Card

Type of Fees and ChargesAmount
One-Time Annual Fee₹2,999
Renewal Fee (Per Annum)₹2,999
Add-On Fee (Per Annum)NIL
Finance Charges3.75% (per month)

💡Pay your credit card bills in an easy and secure way with the PICE App.

Conclusion

The South Indian Bank SBI Platinum Credit Card delivers strong value through travel perks, generous rewards, and premium benefits. With lounge access, welcome vouchers, and flexible redemption options, it enhances both shopping and travel experiences. Its features make the South Indian Bank SBI Platinum Credit Card a rewarding choice for frequent spenders.

FAQs

What is the South Indian Bank SBI Platinum Credit Card?

It is a premium credit card offering travel perks, rewards, and exclusive benefits.

Does the card provide airport lounge access?

Yes, you get 2 complimentary domestic lounge visits every quarter.

What rewards does the card offer?

You earn 2 reward points per ₹100 and bonus points on select categories.

What is the joining fee for the card?

The one-time annual fee is ₹2,999.

Are EMI options available?

Yes, big purchases can be converted into EMIs using Flexipay.
About the author
Shreyansh Singh

Shreyansh Singh

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

by Ankit Rahangdale

Key Takeaways Earn 10x Cash Points on select business spends....
  • 11-12-25
  • 6 mins
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