Shaurya SBI Card: Features, Benefits, Eligibility & Fees

Earlier, SBI offered a Defence Gold Card for armed forces personnel. After September 2019, this card was replaced by the Shaurya SBI Card. This shift reflects SBI's aim to provide greater value and honour the service of defence members.

Building on this initiative, SBI Card introduced 2 exclusive options: Shaurya SBI Card and Shaurya Select SBI Card. Both offer bonus reward points on Canteen Store Department (CSD), dining, movies, departmental stores, and groceries.

The most unique feature of this card is that you can emboss it with your service insignia (ARMY, PARAMILITARY, NAVY & AIR FORCE).

SBI Shaurya Credit Card Benefits

This offer applies to cards issued on or after 1st May 2021, as per SBI Card terms and conditions.

The other features of Shaurya SBI Card are discussed as follows:

1. Reward Points

Earn 5X reward points on spends at CSD, departmental stores, dining, and movies. You earn 1 reward point per ₹100 spent on all other purchases. 4 reward points are equal to ₹1. They are redeemable for statement balance payments or items from the SBI Card Rewards Catalogue.

2. Personal Accidental Insurance

Enjoy complimentary personal accidental insurance cover of ₹2 lakh, providing financial security in the event of unforeseen events.

3. Renewal Fee Waiver

Get a waiver of the renewal fee when annual spends reach ₹50,000 or more. This benefit helps you save while maintaining card privileges.

4. Fuel Surcharge Waiver

Avail a 1% fuel surcharge waiver at all fuel stations in India. The waiver applies to transactions between ₹500 and ₹3,000, with a maximum benefit of ₹100 per statement cycle.

The Common Features of SBI Credit Cards

Just like any other SBI card, the Shaurya SBI  credit card offers complimentary add-on cards. You can get up to 2 complimentary add-on cards for your family members.

The add-on Shaurya SBI card has the same benefits and convenience.

The other common features of all SBI cards are:

1. Contactless Technology

The Shaurya SBI Card supports contactless payments for quick and secure transactions. Simply wave the card at a secure reader to pay.

2. Account Management Tools

You can manage your card seamlessly via sbicard.com or the SBI Card Mobile App. Services include instant account summary, PIN management, viewing transactions, e-statement subscription, and reporting lost or stolen cards.

You can also use the Ask ILA chatbot for instant support or access your account through Touch ID on the app.

3. Worldwide Acceptance

Your Shaurya SBI Card is valid at over 44 million outlets across 190 countries and 3.7 million terminals in India. Look for the Pulse, Discover, or Diners Plus logos while abroad to make secure and easy payments.

4. Cash on the Go

Access cash anywhere with over 2 million ATMs worldwide, including 43,000+ SBI ATMs in India. Locate the Pulse, Discover, or Diners Plus signs for smooth withdrawals abroad.

5. Utility Bill Payment

Pay your electricity, mobile, and telephone bills easily through the Easy Bill Pay facility on your Shaurya SBI Card.

6. Balance Transfer on EMI

Move outstanding dues from other bank cards to your SBI Shaurya Card at lower interest rates and repay through flexible EMIs via sbicard.com.

7. Flexipay

Turn any purchase above ₹2,500 into easy monthly instalments within 30 days by logging in to your SBI Card account.

Explore Other SBI Banks’ Credit Card Offers

SBI Cashback Credit Card

SBI Simply Click Credit Card

Paytm SBI Card

Shaurya SBI Card Fees and Charges

Parameters	Amount
Joining and Renewal Fee	₹250
Finance Charges	3.75% monthly (45% annually)
Card Replacement	₹100-250
Cheque Payment	₹200
Overlimit Fee	2.5% or ₹.600, whichever higher.
Late Payment	NIL till ₹500. ₹400 for ₹501-1,000. ₹750 for ₹1,001-10,000. ₹950 for ₹10,001-25,000. ₹1,100 for ₹25,001-50,000. ₹1,300 for above ₹50,000.

Why pay late payment charges when you can manage your SBI Shaurya Card with the Pice App? Download the app and manage your credit card payments with ease and on time.

Eligibility, Documentation and Application for Shaurya SBI Card

Here are a few details you need to know before you apply for the Shaurya SBI credit card:

1. Eligibility

Eligibility to get a particular credit card depends on various factors. You can easily find that out by using the Simplyfier tool on the SBI official website. It will help you understand whether the card matches your profile.

Other than this, the basic criteria are:

• Age must fall between 21 and 70 years.
• Applicants must be salaried or self-employed.
• A steady income and a good credit score are essential.

2. Documentation

It is important to visit the SBI’s official website to acquire the complete list of valid KYC documents. However, the common documents are:

• PAN Card is mandatory.
• Aadhaar copy with the first eight digits masked.
• Salary slips or IT returns may be required based on your profile.

In the case of Shaurya SBI Card, applicants might need to submit proof of their employment in the defence forces of India.

3. Application Process

SBI Shaurya Credit Card online application is the best, fastest and easiest way to get your credit card. You can do this through the SBI website. However, there are other options like:

• Through the SBI Card chatbot ELA.
• Call 39 02 02 02 with your city STD code.
• Or visit the nearest SBI branch for assistance.

SBI Shaurya Card Customer Support

For assistance, you can contact SBI Card through multiple channels:

1. Call: 1860 180 1290 / 3902 0202 (with local STD code)
2. Email: customercare@sbicard.com
3. Website: sbicard.com
4. Mail: SBICPSL, Post Bag No. 28, GPO, New Delhi – 110001

This is how easy it is to get in touch with SBI customer support. Want the same ease to manage your credit cards?Download the Pice App today. Manage all your credit cards from one single dashboard

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