A Closer Look at the Samsung Axis Bank Signature Credit Card Perks

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

8 Jan 26
5 mins

Shreyansh Singh

08 Mins
08-01-26

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Table of Contents

Key Benefits of the Samsung Axis Bank Signature Credit Card
Cashback Offer on the Samsung Axis Bank Signature Credit Card
Additional Benefits of the Samsung Axis Bank Signature Credit Card
Samsung Axis Bank Signature Credit Card Charges
Who Should Get the Samsung Axis Bank Signature Credit Card?
Conclusion

The Samsung Axis Bank Signature credit card offers 10% cashback on Samsung purchases, including EMIs.
Earn EDGE Reward points on travel, dining, and domestic spends beyond electronics.
Lounge access is unlocked through quarterly spend milestones.
Partner discounts cover food delivery, shopping, flights, and hotels.
Annual fee waiver is achievable with ₹2 lakh yearly spends.

With the Samsung Axis Bank Signature Credit Card, you can earn 10% cashback on Samsung purchases, including EMI transactions. Beyond electronics, the card continues to earn reward points on travel and domestic spends, ensuring benefits do not stop at one category. Step inside to see how it makes smart spending feel effortless and rewarding.

Key Benefits of the Samsung Axis Bank Signature Credit Card

The Samsung Axis Bank Signature credit card benefits include a welcome bonus that itself covers the value you spend on the joining fee. Apart from that, here is a list of all of its benefits.

Welcome Bonus

Get 2,500 EDGE Reward points on making your first 3 transactions on this card within the first 30 days.

EDGE Reward Points Program

Earn 5 EDGE Reward points on every ₹100 you spend on eligible domestic and international spends.
Enjoy 10 EDGE Reward points on every multiple of ₹100 you spend on preferred partners, including BigBasket, Tata1mg, UrbanCompany, Myntra and Zomato.

Complimentary Lounge Access (Milestone Benefits)

Samsung Axis Bank Signature credit card lounge access offer includes 4 complimentary domestic visits in a year at selective lounges for spending ₹50,000 in the previous quarter.

Note: The items that are not eligible for earning reward points are:

Spends on purchases of Samsung products and services
Fuel Spends
Wallet loading transactions
Gold and Jewellery
Government payments
Education
Utility and telecom
Rental Payments
Insurance services
Financial Institutions
Cash advances
EMI transactions on non-Samsung purchases
One-time payments are later converted to EMIs using the card.
Paying card fees and charges.

Cashback Offer on the Samsung Axis Bank Signature Credit Card

10% cashback on purchasing Samsung phones (including EMI transactions)
Using this offer, you can avail up to ₹2,500 each month and up to ₹10,000 in that membership year. Cashback will be credited to your credit card statement.
This offer is available on specific purchasing channels only. Click here to know about these channels.

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Additional Benefits of the Samsung Axis Bank Signature Credit Card

Enjoy 25% off up to ₹800 at over 4,000 partner restaurants in India when ordered through EasyDiner.
Get a 15% discount up to ₹500 on orders of lesser value at partner restaurants when ordered through EasyDiner.
Save up to 15% discount on flights & hotels via Goibibo and MakeMyTrip.
Enjoy 10% off when ordering on Swiggy and Amazon Fresh.
Enjoy a 10% discount on Tira products up to ₹1,000.
Get a waiver on the surcharge for buying fuel worth between ₹400 and ₹4,000.
Convert your one-time large purchases (₹2,500 or more) to easy EMIs at attractive rates.

Samsung Axis Bank Signature Credit Card Charges

Before you prioritise getting this card, it is important to understand what you pay and why. The Samsung Axis Bank Signature Credit Card comes with clearly defined charges linked to its usage and services. Take a look:

Charges	Amount and Conditions
Joining Fees and Renewal Fee	₹500 (Annual fee will be waived on annual spends of ₹2 lakh or more)
Cash Withdrawal Fee	2.5% of the cash amount or ₹500, whichever is higher.
Overlimit Fee	2.5% of the overlimit amount (minimum ₹500)
Forex fee	3.5% of the transaction amount
Interest on Late Payments	3.75% per month (55.55% p.a)
Late Payment Fee	₹1 to ₹500 = ₹0₹501 to ₹5000 = ₹500₹5001 to ₹10,000 = ₹750₹10,001 or above = ₹1,200

💡Never miss a due date of the Samsung Axis Bank Signature Credit Card bill payment and be liable for extra charges! With the Pice app, your bills get paid on time, every time.

Who Should Get the Samsung Axis Bank Signature Credit Card?

The Samsung Axis Bank Signature Credit Card is a smart choice if you fall into these categories:

You plan to buy a Samsung smartphone or other Samsung products and are a regular Samsung user.
You frequently shop or order from Axis Bank partner brands like Myntra, Zomato, BigBasket and Swiggy.
Most of your monthly spending is focused on shopping, both online and offline.

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Conclusion

The Samsung Axis Bank Signature credit card blends strong Samsung cashback with everyday rewards, dining, travel savings, and lounge access. With manageable fees and milestone perks, it suits shoppers seeking value beyond electronics, delivering consistent benefits across categories while keeping spending simple, flexible, and rewarding for modern, frequent Indian consumers.