RBL Platinum LifeEasy Credit Card: The Wallet Wizard for Everyday Savings

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

  • 20 Feb 26
  • 4 mins
rbl platinum lifeeasy credit card

RBL Platinum LifeEasy Credit Card: The Wallet Wizard for Everyday Savings

avatar of shreyansh singh
avatar of shreyansh singh Shreyansh Singh
  • 08 Mins
  • 20-02-26

Key Takeaways

  • 10% cashback up to ₹200 on monthly fuel spends. 
  • 10% cashback up to ₹200 per month on Ola and Uber spends. 
  • Gift vouchers worth ₹1,000 on annual spending of ₹2,50,000. 
  • Gift vouchers worth ₹2,000 as a welcome bonus.
  • 4 domestic lounge access every year on reaching the eligible spend.

The RBL Platinum LifeEasy credit card offers exclusive benefits to earn accelerated rewards and gift vouchers from everyday spending. For a nominal annual fee of ₹1,999 + GST, you can save more than ₹10,000 every year. 

Want to know how? Keep scrolling and explore how this card fuels your savings journey. 

What Are the RBL Platinum LifeEasy Credit Card Benefits?

RBL Platinum LifeEasy Credit Card Benefits

Here are the benefits of this credit card:

  • Gift vouchers worth ₹2,000 on joining fee payment and ₹2,000 spent within 30 days of card issuance. 
  • 10% cashback, up to ₹200 per month, on fuel transactions or Ola/Uber transactions. 
  • 5% cashback, up to ₹200 per month, on grocery expenses. 
  • Up to ₹150 fuel surcharge waiver on transactions between ₹500 and ₹4,000.  
  • Gift vouchers worth ₹1,000 on annual spending of ₹2,50,000 and more. 
  • 1 complimentary access to eligible domestic lounges every quarter if your preceding quarterly spending reaches ₹35,000.

Note: 

  • Cashbacks are earned as reward points. 
  • Transactions related to government services, education, railways, rent, utilities, EMI conversions, and other categories are not eligible for reward points. 

What Are the RBL Platinum LifeEasy Credit Card Charges?

The joining and annual RBL Platinum LifeEasy credit card charges are included in the following table:

Type of FeesAmount
Finance Charges3.99% p.m. (47.88% p.a.)
Add-on Card Fee₹200
Late Payment Fee12.5% of the outstanding amount (Between ₹5 - ₹1,300)
Overlimit FeeNIL
Cash Payment at RBL Bank Branches ₹100
Reward Redemption Fee₹99
Fee on Rental, Utility, Fuel and Auto Spends1%

Note: 

  • All the charges mentioned above attract a GST of 18%. 
  • Spend ₹3,50,000 in a year to reverse the annual fee of the following year.  

💡Avoid last-minute stress and late penalties by planning your credit card bill payment with the Pice app to set reminders and manage your payments like a pro!

How Does the RBL Platinum LifeEasy Credit Card Maximise Your Savings?  

Consider the following example to understand how the RBL Platinum LifeEasy truly makes your life easy with reward-earning opportunities:

Suppose you earn around ₹50,000 every month. Here is a complete breakdown of your monthly expenses and earnings with the Platinum LifeEasy card in each category:  

CategoriesMonthly ExpenseCard Benefit Monthly Earnings
Grocery₹4,0005% cashback₹200
Ola/Uber₹2,00010% cashback₹200
Fuel₹2,00010% cashback₹200
Fuel surcharge waiver₹150

Total earnings in a month: ₹750 

In a year: ₹750*12 = ₹9,000

Additionally, you will get: 

  • ₹2,000 worth of welcome bonus 
  • ₹1,000 worth of milestone bonus. 

These will result in yearly savings of ₹12,000 against an annual fee of ₹1999 + GST, which you can also waive by spending ₹3,50,000 every year. 

💡Simplify your financial routine by managing multiple credit cards in one app. Schedule reminders in advance, and clear your dues on time without stress using the Pice app.

Footnotes

RBL Platinum LifeEasy cardholders can withdraw unlimited cash available on the limit against a nominal processing fee of ₹500 or 2.5% of the amount, whichever is higher.

FAQs

How to apply for the RBL Platinum LifeEasy credit card? 

You can apply for the RBL Platinum LifeEasy credit card through the RBL Bank official website. On the website, navigate to ‘Credit Cards’ and choose the RBL Platinum LifeEasy credit card. Fill out the application form and upload the necessary documents to apply for the card.

Who is eligible to apply for the RBL Platinum LifeEasy credit card? 

Individuals between 18 and 65 years with a minimum annual income of ₹1,00,000 or ₹3,00,000 are eligible to apply for the RBL Platinum LifeEasy credit card.

How to redeem reward points earned on the RBL Platinum LifeEasy credit card?

You can redeem the reward points or cashback earned on the RBL Platinum LifeEasy credit card on the RBL rewards portal for travel reservations and shopping.
About the author
Shreyansh Singh

Shreyansh Singh

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

by Sandipan Mitra

Key Takeaways:  12,000 welcome points on spending ₹2,000. Avail 1+1...
  • 20-02-26
  • 4 mins
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