Unlock Global Privileges with the PNB Global Classic Credit Card

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

25 Feb 26
3 mins

Shreyansh Singh

08 Mins
25-02-26

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Table of Contents

What are the PNB Global Classic Credit Card Benefits?
What are the PNB Global Classic Credit Card Charges?

1 reward point for every ₹100 you spend
2 complimentary add-on cards for adult family members.
Accepted at over 2,90,00,000 merchants and 10,00,000 ATMs worldwide.

The PNB Global Classic credit card is a multipurpose and rewarding credit card. Available exclusively in the VISA variant, the card comes with zero joining and annual fees. Accepted by merchants worldwide, this credit card rewards all your spending, whether domestic or international.

Let us explore the card details to find out why it deserves your wallet space.

What are the PNB Global Classic Credit Card Benefits?

From weekend dining to railway ticket booking, you can use it anywhere, anytime. Additionally, the card also offers:

Easy Rewards: You can earn 1 reward point for every ₹100 you spend on the PNB Global Classic credit card.
Complimentary Add-on Cards: Get up to 2 add-on cards for your spouse, parents or adult children to allow them take advantage of PNB credit card offers and benefits.
Global Acceptance: The card is accepted across 10,00,000 worldwide VISA ATMs along with 3,80,000 merchants and 30,000+ ATMs in India.
Exciting Merchant Offers: With the PNB Global Classic credit card, you can access over 300 merchant offers of diverse categories, from wellness and healthcare to entertainment.

Note:

1 reward point equates to ₹0.5
Reward points are valid for 3 years from accrual.
These are redeemable at the PNB Rewardz portal.

What are the PNB Global Classic Credit Card Charges?

The card attracts the following charges:

Type	Amount
Finance Charges	2.95% per month (35.89% yearly) 1.5% per month for cards against FD (19.56% yearly)
Cash Advance Charges	2% or min. ₹100 (for domestic PNB ATMs) 2% or min. ₹150 (for domestic other ATMs) 2% or min. ₹300 (for overseas ATMs)
Late Payment Fee	Less than ₹1000: NIL ₹1001 - ₹5000: ₹500 ₹5001 - ₹10,000: ₹600 Above ₹10,000: ₹750
Overlimit Fee	2.5% or min. ₹250
Card Replacement Fee	₹100
Foreign Currency Exchange	3.5%

Note: For PNB Global Classic credit card against FD, you have to pay a late fee of 30% of the total amount due (min ₹200 and max. ₹500) per statement cycle.

💡Stop worrying about missed due dates and late payment charges! Use the Pice App to organise your credit cards, receive timely reminders, and pay your bills effortlessly every single month.