A Complete Guide to Miles And More Axis Bank Credit Cards & Perks
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Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.
- 8 Jan 26
- 6 mins
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A Complete Guide to Miles And More Axis Bank Credit Cards & Perks
Sandipan Mitra- 08 Mins
- 08-01-26
Table of Contents
- Key Benefits of the Miles & More Axis Bank Credit Cards
- Additional Benefits of the Miles and More Axis Bank Credit Cards
- Wednesday Delights Offers on the Miles and More Axis Bank Credit Cards
- Fees and Charges of the Miles & More Axis Bank Credit Cards
- Miles & More Axis Bank Credit Card Requirements
- Miles & More Axis Bank Credit Card Redemption Options
- How to Get the Maximum Value from Your Miles & More Axis Bank Credit Cards?
- Documents Required to Apply for a Miles & More Axis Bank Credit Card
- Conclusion
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The Miles & More Axis Bank Credit Card comes in two variants. You can choose the Miles & More Axis Bank World Card or the World Select Card. The World Select Card is the upgraded version with added privileges.
Both cards offer award miles on every eligible spend. You can easily earn up to 55,000 miles in your first year and redeem them for exciting rewards.
Key Benefits of the Miles & More Axis Bank Credit Cards
The award miles you earn on your card do not expire under some simple conditions, offering an option for unlimited point accumulation.
| Miles & More Axis Bank World Select Card | Miles & More Axis Bank World Card |
| Welcome Bonus | |
| Enjoy 15,000 award miles as a joining bonus on this card. | Get 5,000 award miles as a welcome bonus. |
| Award Miles Program | |
| Earn 6 Award Miles per ₹200 of eligible spends. | Earn 4 Award Miles per ₹200 of eligible spends. |
| Renewal Bonus | |
| Enjoy 4,000 Award Miles for renewing your Miles & More World Select Card. | Get 4000 Award Miles for renewing your Miles & More World Card. |
| Airport Lounge Accesses | |
| Enjoy 32 complimentary airport lounge accesses in a year.You can redeem 8 in each quarter. | Enjoy 16 complimentary airport lounge accesses in a year.You can redeem 4 in each quarter. |
| Priority Pass | |
| Get 4 Priority Passes for lounge access issued to your balance as soon as you activate your card. | Get 2 Priority Passes for lounge access issued to your balance as soon as you activate your card. |
For T&Cs related to lounge benefits, click here.
Items that are not eligible for earning award miles are:
- Interest charges
- EMI transactions
- Fuel
- Wallet loads/spends
- Rent
- Insurance
- Utilities
- Government spends
- Gold and jewellery
- Reversals
- Fee payments
- Cash withdrawals, etc.
Additional Benefits of the Miles and More Axis Bank Credit Cards
The Miles & More Axis Bank credit card benefits also include shopping discounts and convenience features. Let’s know about them in detail.
- Enjoy 40% off up to ₹1,000 or 25% off up to ₹800 at partner restaurants in India through EasyDiner. The offer is available for the Miles & More World Select credit card.
- Convert large one-time transactions (over ₹2,500) on your credit card into easy EMIs at attractive rates.
- The Chip and PIN feature on the Miles and More Axis Bank credit cards offers unrivalled protection for your finances against fraud and theft.
- Pay your utility bills automatically with a simple standing instruction on your credit card to make your fixed monthly bill payments.
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Wednesday Delights Offers on the Miles and More Axis Bank Credit Cards
Both cards offer the following mid-week offers to their customers on partner e-shops:
- Savings up to 15% on flights and hotels via Goibibo and Makemytrip.
- Get a 10% discount on orders you place on Swiggy and Amazon Fresh.
- Enjoy 10% off up to ₹1,000 on Tira.
Note: The offers on “Wednesday Delights” change periodically. Click here to know the newest offers.
Fees and Charges of the Miles & More Axis Bank Credit Cards
| Charges | Miles & More Axis Bank World Card | Miles & More Axis Bank World Select Card |
| Joining Fee | ₹3,500 + GST | ₹10,000 + GST |
| Annual Fee (2nd Year Onwards) | ₹3,500 + GST | ₹4,500 + GST |
| Cash Withdrawal Fees | 2.5% of the cash amount, subject to a minimum of ₹500. | Same |
| Overlimit Fee | 2.5% of the overlimit amount or ₹500, whichever is higher. | Same |
| Foreign Exchange Fee (Forex Fee) | 3.50% of the transaction value | Same |
| Utility Payment Fee | 1% on cumulative utility spends of ₹25,000 or more in a statement cycle. | Same |
| Finance Charges | 3.7% per month (55.55% p.a) | Same |
| Late Payment Fee | ₹1 to ₹500 = ₹0₹501 to ₹5,000 = ₹500₹5,001 to ₹10,000 = ₹750₹10,001 or above = ₹1,200 | Same |
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Miles & More Axis Bank Credit Card Requirements
- Hold the card for at least 3 months.
- Complete at least 1 legit transaction within the first 30 days.
- Make at least one transaction that earns award miles each month.
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Miles & More Axis Bank Credit Card Redemption Options
There is no restriction on how you redeem your accumulated award miles. However, the value can be different for various kinds of redemptions. Here is a list of redemption options you have:
- Flights: Book or upgrade flights on Star Alliance airlines and other partners.
- Hotels: Booking accommodations at premium hotels and resorts.
- Car Rentals: Rent cars during travels from selective car rentals.
- Shopping: You can redeem award miles at Axis Bank partner stores.
Note: Flights offer the maximum value of redemption (up to ₹1 for 1 award mile).
How to Get the Maximum Value from Your Miles & More Axis Bank Credit Cards?
Follow the tips below to earn maximum value from your Miles & More Axis Bank Credit Card:
- Try to use your accumulated award miles on flight and hotel bookings.
- Follow the terms and conditions to keep your award miles from expiring.
- Make use of the offers on EasyDiner and Wednesday Delights.
- Use the Pice App to avoid high late payment and interest charges.
Documents Required to Apply for a Miles & More Axis Bank Credit Card
Keep the following documents ready while applying for the Miles & More Axis Bank credit card:
- ID Proof / KYC: Aadhaar Card, PAN Card, Voter ID Card
- Income Proof: Previous years’ ITRs, Previous salary slips, Form 16.
- Address Proof: Utility Bills, House Rent documents, Passport, etc.
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Conclusion
The Miles and More Axis Bank credit card is ideal for frequent travellers seeking premium airline rewards, lounge access, and lifestyle benefits. With strong earning rates, flexible redemption on flights, and non-expiring miles (under conditions), both variants offer excellent long-term value.
FAQs
What is the Miles & More Axis Bank Credit Card?
The Miles & More Axis Bank credit card is a travel-focused credit card offering award miles on spending.
How many variants are available?
The credit card is available in World and World Select variants.
Do award miles expire?
Miles earned on the Miles and More Axis Bank credit card do not expire if basic conditions are met.
What are the best redemption options?
Flights provide the maximum value when redeeming miles on the Miles & More Axis Bank credit card.
What spends are excluded from earning miles?
Fuel, rent, utilities, EMI transactions, and government spending do not earn miles on the Miles and More Axis Bank credit card.
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