Lounge Access on Add-on Credit Cards in India

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

  • 14 Oct 25
  • 5 mins
lounge access on add-on credit cards gives benefits

Lounge Access on Add-on Credit Cards in India

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avatar of sandipan mitra Sandipan Mitra
  • 08 Mins
  • 14-10-25

Key Takeaways

  • Add-on credit cardholders can get lounge access on an add-on credit card, similar to the primary cardholder, at both domestic and international airports.
  • To use lounge access on add-on credit card, the supplementary cardholder must have an individual Priority Pass issued.
  • The add-on member uses the same credit limit as the primary cardholder, but can enjoy independent lounge visits if permitted by the bank.
  • Premium cards like Axis Magnus, HDFC Infinia, ICICI Emeralde Private Metal, and HDFC Diners Club Black allow lounge access for add-on members.
  • Always confirm the Priority Pass and bank-specific terms to ensure smooth lounge access for add-on credit cardholders.

Usually, credit cards offer 1 or 2 complimentary lounge visits per quarter to the primary cardholder. However, do you know that you can get lounge access on an add-on credit card as well? You can get this lounge access at airports in India and abroad with Priority Pass. If you want to know how to get lounge access on add-on credit card, keep reading this blog.

Who Is an Add-on Member?

Add-on member can avail credit card access

An add-on card member is usually a family member of the primary credit cardholder, who receives a supplementary card. The spend on the add-on card needs to be paid by the primary cardholder. 

Notably, the add-on card member usually enjoys the same credit limit as the primary cardholder. Banks like ICICI and YES issue up to 3 add-on cards in addition to the primary credit card.

Moreover, certain credit cards, such as the Axis Olympus Credit Card, allow complimentary lounge visits to add-on members at airports along with the primary cardholder. This facility is applicable to both domestic and international airport lounges.

Process to Get an Add-on Priority Pass

Individuals visiting airport lounges need to possess a separate Priority Pass. If you are a guest of a Priority Pass holder, you might be allowed into the lounge by paying the applicable charges. Notably, additional terms and conditions apply to guest entry at the lounges.

Further, if you are an add-on credit cardholder, you might be allowed the same Priority Pass benefits as the primary credit cardholder. However, ensure you check the terms and conditions of Priority Pass access before visiting the lounge to avoid hassles.

Advantages of Priority Pass

  • You can avail different culinary delights, complimentary food and beverages at airport lounges across over 485 cafes and restaurants.
  • As a passholder, you can access spa treatments such as facials and massages before and after a flight.
  • You can avail on-demand workspaces and duty-free shopping at the lounges.
  • Whether you are a frequent traveller or an occasional flier, you can access the Priority Pass benefits.
  • You can use the Priority Pass app to book car rentals, airport transfers and assistance services.
  • As a Priority Passholder, you can access free Wi-Fi at the lounge.
  • You can access multilingual membership services through a dedicated team.
  • As a Priority Passholder, you can access airport lounges abroad seamlessly by presenting the pass. Upon using the pass, you will be issued a ‘Record of Visit’ document to track your pass usage.

List of Credit Cards with Lounge Access for Add-on Members

List of credit cards that give lounge access to add-on members
Card NameAnnual FeeLounge Benefits
Axis Magnus for Burgundy Credit Card₹12,500 + taxesUnlimited international lounge visits with 4 guest visits per year with Priority Pass; unlimited domestic lounge access
HDFC Infinia Credit Card₹12,500 + taxesUnlimited airport lounge visits for primary and add-on card members
ICICI Emeralde Private Metal Credit Card₹12,499 + taxUnlimited domestic and international lounge access for primary and Plus card members
HDFC Diners Club Black Credit Card₹10,000 + taxesUnlimited international and domestic lounge access for primary and add-on card members
YES Bank Marquee Credit Card₹4,999 + taxes (Joining Fee: ₹9,999 + taxes)Complimentary lounge access at international and domestic lounges

💡If you want to avail benefits from your credit card, consider using the PICE App for easy and smooth credit card bill payments.

Conclusion

Lounge access on an add-on credit card can be obtained using Priority Pass. If you are an add-on cardholder, you can enjoy similar benefits as the primary cardholder.

However, ensure you check the terms and conditions of Priority Pass usage at the airport you visit to avoid hassles while you wait for your flight. This will help you enjoy free Wi-Fi and a luxurious wait, indulging in complimentary food and drinks at the airport lounge.

FAQs

What is an add-on credit card?

An add-on credit card is a supplementary card issued to a family member of the primary cardholder, allowing them to share the same credit limit and benefits, including lounge access on add-on credit card.

Can add-on credit cardholders get airport lounge access?

Yes, many banks provide lounge access on add-on credit card through Priority Pass or card networks like Visa and Mastercard.

Which banks offer lounge access for add-on cardholders?

Leading banks such as Axis Bank, HDFC Bank, ICICI Bank, and YES Bank offer lounge access on add-on credit card for select premium variants.

Is there an additional cost for the add-on Priority Pass?

In most cases, the Priority Pass for add-on members may have a nominal issuance fee, while the actual lounge visits can be complimentary depending on the card.

Do add-on cardholders share the same spending limit?

Yes, both the primary and add-on members share the same overall credit limit, even though they may have individual Priority Passes.
About the author
Sandipan Mitra

Sandipan Mitra

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

by Shreyansh Singh

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  • 14-10-25
  • 9 mins
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