Premium Travel Perks with Kotak Solitaire Credit Card
Bio
Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.
- 24 Dec 25
- 5 mins
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Premium Travel Perks with Kotak Solitaire Credit Card
Sandipan Mitra- 08 Mins
- 24-12-25
Table of Contents
- Key Air Miles Privileges of the Kotak Solitaire Credit Card
- Air Miles Usage Conditions of Kotak Solitaire Card
- Air Miles Transfer Ratio of the Kotak Solitaire Credit Card
- Lounge Benefits of the Kotak Mahindra Solitaire Credit Card
- Conditions Associated with Kotak Solitaire Credit Card Lounge Access
- Other Benefits of the Solitaire Kotak Credit Card
- Applicable Fees and Charges on Kotak Solitaire Credit Card
- Who Should Opt for the Kotak Solitaire Credit Card?
- Conclusion
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Key Takeaways
- Kotak Solitaire Credit Card offers up to 10 Air Miles per ₹100 on travel bookings via Kotak Unbox.
- Air Miles can be redeemed for travel, merchandise, or transferred to airline and hotel partners.
- Cardholders enjoy unlimited domestic and international lounge access.
- Zero forex markup makes international spending more economical.
- Premium hotel benefits and NIL joining fees enhance overall value.
The Kotak Solitaire credit card is an invitation-only card designed for individuals seeking exclusive travel benefits and perks. This card grants up to 10 Air Miles per statement cycle on eligible spends. Cardholders of this premium card also receive additional benefits, including discounts on hotel bookings, unlimited lounge access and more. Keep reading to know more about it.
Key Air Miles Privileges of the Kotak Solitaire Credit Card
- Avail 10 Air Miles for every transaction of ₹100 on travel bookings through the Kotak Unbox portal.
- Get 3 Air Miles for every transaction of ₹100 on all other purchases.
Note: The earnings of Air Miles on travel spent through the Kotak Unbox portal are capped at 1,00,000 Air Miles (every statement cycle). After a customer reaches this cap, they will continue to earn only the base Air Miles (which is 3 Air Miles for every ₹100 spent).
Air Miles Usage Conditions of Kotak Solitaire Card
- A minimum of 500 Air Miles is required to redeem it on merchandise, vouchers and travel bookings.
- Customers require a minimum of 2,000 Air Miles for conducting a partner miles transfer.
- The Air Miles expire 3 years from the date of the transaction.
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Air Miles Transfer Ratio of the Kotak Solitaire Credit Card
The Air Miles is redeemable for hotel stays, flights, merchandise or even transferred to Kotak Solitaire credit card partner miles.
- For Travel Bookings: 1 Air Mile = ₹1 when redeeming it for hotels, flights and other travel add-ons through the Kotak Unbox platform.
- For Other Redemptions: 1 Air Mile = ₹0.5 for merchandise, vouchers and more.
- Partner Miles: You can convert your Kotak Miles to partner airline or hotel miles. Here are the conversion ratios:
| Air Miles : Partner Miles | Airline/Hotel Partner |
| 1 : 1 | Air India |
| 3 : 1 | Marriott Bonvoy |
| 2 : 1 | Accor Live Limitless Loyalty programme, Air France – KLM Flying Blue, Cathay Pacific, United Mileage Plus, British Airways, Qatar Airlines, Etihad Airways |
Note: There is no max cap on transferring Air Miles to partner airlines and hotels.
Lounge Benefits of the Kotak Mahindra Solitaire Credit Card
- Get unlimited international lounge access for both primary and add-on cardholders.
- Avail unlimited domestic lounge access for both primary and add-on cardholders.
- Get a complimentary guest access benefit of 2 domestic and international lounge visits per primary cardholder.
Conditions Associated with Kotak Solitaire Credit Card Lounge Access
- You can conduct international transactions (both POS/in-store and online) by using net banking or the Kotak Bank mobile application.
- A visit validation charge of $1.00 is debited from the credit card and is auto-reversed within the next seven working days (for international lounge access).
- A visit validation charge of ₹2 is chargeable at domestic lounges.
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Other Benefits of the Solitaire Kotak Credit Card
- Get a zero forex markup on all international transactions.
- Avail 1% fuel surcharge waiver across all of the petrol pumps in India. The fuel surcharge waiver is applicable to transactions between ₹400 and ₹7,500.
- Get exclusive VISA privileges on hotel bookings (at Alaya Stays, Elivaas Villas and ITC Hotels) with the Kotak Solitaire credit card.
- Get 50% off on the second day of your stay. You also get a complimentary 3rd night upon booking 2 consecutive nights.
Note: A maximum fuel surcharge waiver of ₹10,000 is allowed in an anniversary year.
Applicable Fees and Charges on Kotak Solitaire Credit Card
| Charges | Amount |
| Joining Fee | NIL |
| Annual Fee | NIL (₹25,000 is charged if downgraded from the Kotak Solitaire Program) |
| Interest Charges | 3.50% (monthly) |
| ATM Cash Withdrawal | 1% of Advance Amount |
| Late Payment Charges | |
| More than ₹500 and up till ₹5,000 | ₹500 |
| More than ₹5,000 and up till ₹10,000 | ₹600 |
| More than ₹10,000 and up till ₹25,000 | ₹800 |
| More than ₹25,000 and up till ₹50,000 | ₹1,000 |
| More than ₹50,000 | ₹1,200 |
💡Get the Pice app today for a hassle-free credit card bill payment of your Kotak Solitaire Credit Card and avoid late payment charges. Download it now!
Who Should Opt for the Kotak Solitaire Credit Card?
The Kotak Solitaire credit card is ideal for frequent travellers who want to save on their travel-related expenses.
If you want to save big on travel and related expenses, you can do so at a nominal cost of maintaining the card. If you are someone who prefers staying at ITC Hotels, Elivaas Villas and Alaya Stays, then this card offers you premium discounts on bookings.
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Conclusion
The Kotak Solitaire Credit Card is a premium, invitation-only offering for affluent travellers. With accelerated Air Miles, unlimited lounge access, zero forex markup and luxury hotel privileges, it delivers strong value for frequent flyers seeking comfort, savings and exclusive travel rewards without regular annual fees.
FAQs
How many Air Miles can I earn on the Kotak Solitaire Credit Card?
You can earn up to 10 Air Miles per ₹100 on eligible travel spends.
Where can Air Miles be redeemed?
Air Miles from the Kotak Solitaire Credit Card can be redeemed on travel, vouchers, merchandise, or partner programs.
Do Air Miles expire?
Yes, Air Miles earned on the Kotak Solitaire Credit Card expire after 3 years.
Are there any annual fees on the card?
The Kotak Solitaire Credit Card has NIL annual fees unless downgraded from the Solitaire Program.
Who should apply for the Kotak Solitaire Credit Card?
Frequent travellers seeking premium benefits and rewards should opt for the Kotak Solitaire Credit Card.
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