Explore Why the ixigo AU Credit Card Is A Traveller’s Favourite
- 8 Apr 26
- 5 mins
Explore Why the ixigo AU Credit Card Is A Traveller’s Favourite
Key Takeaways
- Earn 1,000 reward points on the first transaction within 30 days.
- Get ₹1,000 ixigo vouchers credited within 15 days.
- Get a 10% flight discount up to ₹1,000 per booking.
- Enjoy 16 domestic lounge visits plus 1 international visit.
- Get zero forex markup on all international transactions.
Enjoy travel savings from the very first swipe with the ixigo AU Credit Card, designed for frequent travellers. The ixigo AU Credit Card annual fee is zero, as it is offered lifetime free. You also earn 1,000 reward points and ₹1,000 ixigo money vouchers on your first transaction within 30 days.
It comes with zero forex markup on international spends and no payment gateway charges on train bookings, which makes every trip more rewarding.
But that’s not all! What other features of the ixigo AU Credit Card make it so rewarding? Read on to find out.
ixigo AU Credit Card Benefits

Earn reward points on every spend with 10 points per ₹200 online and 5 points per ₹200 offline. Redeem points easily across travel, shopping, vouchers, and everyday services.
Here are more details of the benefits received from this credit card:
- Travel Privileges
- Get 10% instant discount up to ₹1,000 on flight bookings using the IXIGOCCFLY promo code.
- Enjoy a 10% discount up to ₹300 on bus bookings using the IXIGOCCBUS code.
- Save 10% up to ₹1,000 on hotel bookings using the IXIGOCCSTAY promo code.
- Access 16 domestic and railway lounges, along with 1 complimentary international lounge visit every year.
- Protection Benefits
- Get ₹1.5 lakh coverage against outstanding dues in case of disability, illness, or unfortunate events.
- Enjoy zero liability on fraudulent transactions after reporting card loss, including online fraud, skimming, and misuse.
- Other Benefits
- Get 1% fuel surcharge waiver up to ₹250 on transactions between ₹400 and ₹5,000 across fuel stations.
- Convert purchases above ₹500 into EMIs when total value reaches ₹2,000, with flexible repayment options.
- Make secure payments up to ₹5,000 without entering PIN using tap-and-pay on supported devices.
💡Make your credit card bill payments just as secure with the Pice app. Link all your cards and pay in 3 simple steps through a GST-compliant platform. Select your card, enter details, choose the amount, and complete the payment. It is actually that simple!
List of Accessible Domestic Lounges
Whether you are travelling within India or internationally, reaching early helps you enjoy lounge benefits fully. For international access details, visit the official Priority Pass lounges website.
Below is a list of selected domestic lounges across major cities:
| City | Airport | Lounge |
| New Delhi | Indira Gandhi International Airport | Encalm Lounge Domestic Departure T1 |
| Mumbai | Chhatrapati Shivaji Maharaj International Airport | Aviserve East - Arrival T2 |
| Kolkata | Netaji Subhash Chandra Bose International Airport | Travel Club |
| Bangalore | Kempegowda International Airport | 080 Lounge |
| Ahmedabad | Sardar Vallabhbhai Patel International Airport | The Lounge - Domestic T1 |
Convert Your ixigo Transactions into EMIs
You can convert eligible transactions into easy EMIs through multiple simple channels. The easiest option is through WhatsApp. Simply send “Hi” to 8383838399 and follow the steps.
The other options are:
- AU 0101 App: Complete EMI conversion in just 2 quick steps.
- Net Banking: Log in and convert transactions easily online.
- Auro Chatbot: Use the chatbot for quick and guided EMI conversion.
- Customer Care: Call 1800 1200 1500 for instant assistance.
- IVR Service: Use automated IVR support for easy conversion.
AU ixigo Credit Card Fees and Charges
You can withdraw cash up to 20% of your credit limit, but each transaction comes with a fee of 2.5% or ₹500, whichever is higher.
Here is a quick look at the other charges you should know:
| Parameters | Charges |
| Finance Charges | 3.75% monthly or 45% annually |
| Payment Return Charges | 2%, or min. ₹500 |
| Overlimit Charges | 2.5%, or min. ₹500 |
| Duplicate Statement Fee | ₹100 |
| Outstation Cheque Processing Charges | ₹25 |
| Card Transfer Charges | ₹199+GST |
| Late Payment Charges | 15% of the due amount.Min. ₹10 and max. ₹1,300 |
💡Using the Pice app is essential to check that late fees do not add up. It sends credit card bill payment reminders. You can even pay your credit card bills and track payment status easily from one secure platform.
Footnotes
- ixigo vouchers are credited within 15 days and remain valid for 90 days. Reward points are also credited within 15 days.
- Reward points are capped at 10,000 per statement cycle. Fuel, rent, insurance, jewellery, and wallet transactions are excluded.
- Booking discounts apply once a month. Train bookings allow 2 ixigo and 2 confirmed tickets monthly without gateway charges.
- As per ixigo AU Credit Card lounge access terms and conditions, ₹20,000 quarterly spend is required for domestic lounge access.
- Insurance applies only to active cards with one transaction in 180 days. Claims must be submitted within 60 days.
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