A Complete Guide to ICICI Emirates Emeralde Credit Card

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

  • 24 Dec 25
  • 4 mins
icici emirates emeralde credit card

A Complete Guide to ICICI Emirates Emeralde Credit Card

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avatar of shreyansh singh Shreyansh Singh
  • 08 Mins
  • 24-12-25

Key Takeaways

  • ICICI Emirates Emeralde Credit Card offers up to 2.5 Skywards Miles per ₹100 spent.
  • Welcome bonus includes 10,000 Skywards Miles and Silver Tier membership.
  • Unlimited domestic and international lounge access for primary cardholders.
  • Emirates Gold Tier achievable on ₹15 lakh annual spend with Emirates usage.
  • Best suited for high-income, frequent Emirates international travellers.

The ICICI Emirates Emeralde Credit Card is the premium option in the Emirates Skywards co-branded range. It suits frequent Emirates flyers who want stronger travel rewards and elite status benefits. You earn up to 2.5 Skywards Miles on every ₹100 spent, and the bank credits these miles at the end of each billing cycle.

If you fly often with Emirates, this card helps you save more on flights, upgrades and global travel plans.

ICICI Emirates Emeralde Credit Card Benefits

ICICI Emirates Emeralde Credit Card Benefits

The Emirates Emeralde credit card gives you a warm welcome with ₹10,000 Skywards Miles and Silver Tier Membership as a welcome bonus. These benefits add strong value at the very start. They help frequent flyers gain quick travel savings.

The other core benefits are:

  1. Annual renewal grants ₹10,000 Skywards Miles, which adds steady travel value each year.
  2. ICICI Emirates Emeralde Credit Card lounge access includes unlimited domestic and international lounge access stays available for the primary cardholder.
  3. Movie lovers get up to ₹750 off on the second BookMyShow ticket, 4 times every month.
  4. Emirates Gold Tier Membership becomes achievable after ₹15 lakh annual spend.

Note: However, this ₹15 lakh annual spend must include ₹50,000 on Emirates bookings.

ICICI Emirates Emeralde Credit Card Charges

The joining and renewal fee for the Emirates Emeralde Credit Card is ₹10,000 plus GST. A supplementary card carries an additional charge of ₹199. A few other important charges that apply to this card are:

ParametersCharges
Card Replacement Charges₹200
Cash Transaction Fees2.50%; (min. ₹500)
ATM Withdrawal3.75%
Late Payment Fees<₹100NIL
₹100 - ₹500₹100
₹501 - ₹1,000₹500
₹1,001 - ₹5,000₹600
₹5,001 - ₹10,000₹750
₹10,001 - ₹25,000₹900
₹25,001 - ₹50,000₹1,100
>₹50,000₹1,300

💡Have late payment charges been hard on your pocket? Let it bother you no more. Download the Pice App and set automated payment reminders, and never miss your credit card bill payment dates again.

ICICI Emirates Emeralde Credit Card Requirements

To qualify for the Emirates Emeralde Credit Card, applicants must be Indian citizens aged 21 or above.

Salaried individuals need a monthly income of ₹2,50,000, while self-employed applicants must have an annual income of ₹45,00,000.

Basic documents such as identity proof, address proof and income proof are required for verification.

Things to Know About the Emirates Emeralde Credit Card

Supplementary cardholders earn Skywards Miles at the same rate as the primary member, and all miles are credited to the primary Emirates Skywards account.

A few more important details that give a clear picture of the ICICI Emirates Emeralde Credit Card:

  1. Only the primary cardholder or an authorised coordinator can redeem Skywards Miles. Parents or guardians may redeem miles for minors.
  2. Unlimited international lounge access applies to the primary cardholder.
  3. Customers approved on or after 15 November, 2024 receive Priority Pass Membership with 1,400+ lounges across 145+ countries.
  4. Customers approved before this date receive a DreamFolks Membership with 650+ lounges in 100+ countries.
  5. Milestone calculations exclude cash advances, EMI spends, interest charges, fees, PLCC transactions and balance transfers.
  6. Only retail purchases count and reversals reduce the eligible total.

To manage this premium card with ease, track payments and avoid late fees, you can use the Pice App. It brings automated reminders and smooth bill payments in one place. 

💡Download the Pice App and link your card today!

Conclusion

The ICICI Emirates Emeralde Credit Card is built for high-income, frequent Emirates flyers seeking premium travel rewards. With strong Skywards Mile earnings, elite status milestones, lounge access, and luxury privileges, it delivers long-term value for those who prioritise international travel, upgrades, and comfort.

FAQs

Who should apply for the ICICI Emirates Emeralde Credit Card?

The ICICI Emirates Emeralde Credit Card suits frequent Emirates flyers with high income and international travel needs.

How many Skywards Miles can I earn on spends?

You earn up to 2.5 Skywards Miles per ₹100 spent using the ICICI Emirates Emeralde Credit Card.

What is the joining fee for this card?

The ICICI Emirates Emeralde Credit Card has a joining and renewal fee of ₹10,000 plus GST.

Can supplementary cardholders earn Skywards Miles?

Yes, spending on supplementary cards earns miles credited to the primary ICICI Emirates Emeralde Credit Card account.

Is Emirates Gold Tier guaranteed with the card?

No, Emirates Gold Tier is earned by meeting spending milestones on the ICICI Emirates Emeralde Credit Card.
About the author
Shreyansh Singh

Shreyansh Singh

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

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