ICICI Bank Emeralde Private Metal Credit Card: Benefits, Eligibility

Bio

Ankit Rahangdale is a seasoned finance professional with a distinguished background as a Chartered Accountant. Currently, he leads the Finance Department at Pice. With over five years of invaluable experience in the banking and finance sector, honing his expertise through esteemed institutions such as ICICI Bank and Standard Chartered Bank.

  • 22 Dec 25
  • 5 mins
icici bank emeralde private metal credit card

ICICI Bank Emeralde Private Metal Credit Card: Benefits, Eligibility

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avatar of ankit rahangdale Ankit Rahangdale
  • 08 Mins
  • 22-12-25

Key Takeaway

  • Get unlimited airport lounge access free of cost.
  • Choose between unlimited golf rounds or lessons, free of cost.
  • Get an air accident insurance cover of up to ₹3 crore.
  • Avail a buy 1 get 1 offer on purchasing tickets using BookMyShow.

With the ICICI Bank Emeralde Private Metal Credit Card, luxury spending has become more rewarding than ever. 

Cardholders earn 6 reward points on every ₹200 spent, with the added advantage of no reward redemption handling fee. These reward points can be redeemed across travel, fashion and lifestyle, health and beauty and more.

If premium privileges matter to you, explore the benefits of the ICICI Bank Emeralde Private Metal Credit Card.

ICICI Bank Emeralde Private Metal Credit Card Benefits

If you apply for the ICICI Bank Emeralde Private Metal Credit Card, you can get a joining benefit including Taj Epicure Plus membership and EazyDiner Prime membership in addition to 12,500 reward points.

The other benefits that this card offers are as follows:

  • You can get unlimited golf rounds free of cost every month.
  • The card offers unlimited access to both domestic and international airport lounges for primary and add-on cardholders.
  • If you buy tickets on BookMyShow, you can avail a 'buy 1 get 1' up to ₹750 off twice every month.
  • By spending ₹8 lakh in a year, you can get 2 EaseMyTrip vouchers.
  • You can get 24*7 concierge assistance. 
  • As a cardholder, you can get air accident insurance cover of up to ₹3 crore.
  • The card offers coverage for flight and hotel booking cancellation charges, up to ₹12,000.
  • You can get a fuel surcharge waiver of 1% on all fuel transactions.

ICICI Bank Emeralde Private Metal Credit Card Fees

The joining fee and annual renewal fee for ICICI Bank Emeralde Private Metal Credit Card is ₹12,499 in addition to applicable GST. However, ICICI Bank reverses your renewal fee if you spend at least ₹10 lakh using the card in the previous year, before renewal.

Here are the other charges applicable to this card:

ParameterCharges
Forex Markup2%
Finance Charges 3.75% per month or 45% per year
ATM Withdrawal Charges3.75% per month
Late Payment Fees₹100 to 1,300
Card Replacement Fee₹3,500
Dynamic Currency Conversion Fee2%
Cash Advance FeeNil
Reward Handling FeeNil
Overlimit FeeNil

ICICI Bank Emeralde Private Metal Credit Card Eligibility Criteria

The Emeralde Private Metal Credit Card is available strictly on an invitation-only basis, extended solely at the discretion of ICICI Bank.

While the application itself cannot be initiated independently, individuals must fall within the age bracket of 21 to 65 years to qualify for receiving an invitation for this premium credit card.

Things to Remember About ICICI Bank Emeralde Private Metal Credit Card

For insurance premium payments made using the ICICI Bank Emeralde Private Metal Credit Card, you can earn up to 5,000 reward points per payment cycle. 

In addition to reward benefits, the card also offers exclusive golf privileges, giving you the flexibility to choose between complimentary golf rounds or professional lessons based on your preference. 

To access these benefits, you need to register on Golftripz using the same email ID that is linked to your ICICI Bank account. Once registered, the golf benefits are credited to your Golftripz account on the 10th day of the following month and must be utilised within the next 2 months, after which they expire.

Lastly, you need to make sure that you link your card to the Pice app to pay your credit card bill directly on time. The app sends timely payment reminders, helping you stay on track and avoid missed payments, interest charges and late payment fees.

Download the Pice app now!

Footnote:

The maximum reward points that you can earn on groceries, education and utilities (each category) in each payment cycle is 1,000. Moreover, a fuel surcharge waiver is applicable on fuel transactions up to ₹4,000. To learn more, check out the official card page.

FAQs

Is there a joining fee for the ICICI Bank Emeralde Private Metal Credit Card?

The joining fee for ICICIB Bank Emeralde Private Metal Credit Card is ₹12,499, exclusive of GST. However, on paying the joining fee, you can get the welcome benefits of Taj Epicure Plus membership, EazyDiner Prime membership and 12,500 reward points. 

What is the redemption ratio for reward points earned on the ICICI Bank Emeralde Private Metal Credit Card?

The reward redemption ratio on ICICI Bank Emeralde Private Metal Credit Card is 1:1. For every reward point, you get ₹1 for redemption across categories like health and beauty, shopping vouchers, travel and luggage, electronics, home appliances, fashion and lifestyle.

What is the annual fee for the ICICI Bank Emeralde Private Metal Credit Card?

The annual renewal fee of ICICI Bank Emeralde Private Metal Credit Card is ₹12,499 in addition to GST. However, if you spend a minimum of ₹10 lakh using the card in the previous year, prior to renewal, you can get a reversal of your annual fee. 

How many add-on cards can I get with the ICICI Bank Emeralde Private Metal Credit Card?

You can get up to 3 add-on credit cards with the ICICI Bank Emeralde Private Metal Credit Card. Notably, you can take add-on cards for your family members solely. 

What are the eligibility criteria for complimentary lounge access offered by ICICI Bank Emeralde Private Metal Credit Card? 

The complimentary lounge access offered by the ICICI Bank Emeralde Private Metal Credit Card is available to both primary and add-on cardholders. 

What is the ICICI Bank credit card customer care number?

You can connect with ICICI Bank on 18001080. However, for 24*7 concierge service assistance, you can connect on 18002670731. 

Which membership will I get for international airport lounge access with an ICICI Bank Emeralde Private Metal Credit Card?

For international airport lounge access, you will get a Priority Pass membership. This will allow you to visit over 1,400 airport lounges across 145 countries worldwide. 
About the author
Ankit Rahangdale

Ankit Rahangdale

Ankit Rahangdale is a seasoned finance professional with a distinguished background as a Chartered Accountant. Currently, he leads the Finance Department at Pice. With over five years of invaluable experience in the banking and finance sector, honing his expertise through esteemed institutions such as ICICI Bank and Standard Chartered Bank.

by Saurabh Agrawal

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