ICICI Bank Emeralde Private Metal Credit Card: Benefits, Eligibility
- 22 Dec 25
- 5 mins
ICICI Bank Emeralde Private Metal Credit Card: Benefits, Eligibility
Key Takeaway
- Get unlimited airport lounge access free of cost.
- Choose between unlimited golf rounds or lessons, free of cost.
- Get an air accident insurance cover of up to ₹3 crore.
- Avail a buy 1 get 1 offer on purchasing tickets using BookMyShow.
With the ICICI Bank Emeralde Private Metal Credit Card, luxury spending has become more rewarding than ever.
Cardholders earn 6 reward points on every ₹200 spent, with the added advantage of no reward redemption handling fee. These reward points can be redeemed across travel, fashion and lifestyle, health and beauty and more.
If premium privileges matter to you, explore the benefits of the ICICI Bank Emeralde Private Metal Credit Card.
ICICI Bank Emeralde Private Metal Credit Card Benefits

If you apply for the ICICI Bank Emeralde Private Metal Credit Card, you can get a joining benefit including Taj Epicure Plus membership and EazyDiner Prime membership in addition to 12,500 reward points.
The other benefits that this card offers are as follows:
- You can get unlimited golf rounds free of cost every month.
- The card offers unlimited access to both domestic and international airport lounges for primary and add-on cardholders.
- If you buy tickets on BookMyShow, you can avail a 'buy 1 get 1' up to ₹750 off twice every month.
- By spending ₹8 lakh in a year, you can get 2 EaseMyTrip vouchers.
- You can get 24*7 concierge assistance.
- As a cardholder, you can get air accident insurance cover of up to ₹3 crore.
- The card offers coverage for flight and hotel booking cancellation charges, up to ₹12,000.
- You can get a fuel surcharge waiver of 1% on all fuel transactions.
ICICI Bank Emeralde Private Metal Credit Card Fees
The joining fee and annual renewal fee for ICICI Bank Emeralde Private Metal Credit Card is ₹12,499 in addition to applicable GST. However, ICICI Bank reverses your renewal fee if you spend at least ₹10 lakh using the card in the previous year, before renewal.
Here are the other charges applicable to this card:
| Parameter | Charges |
| Forex Markup | 2% |
| Finance Charges | 3.75% per month or 45% per year |
| ATM Withdrawal Charges | 3.75% per month |
| Late Payment Fees | ₹100 to 1,300 |
| Card Replacement Fee | ₹3,500 |
| Dynamic Currency Conversion Fee | 2% |
| Cash Advance Fee | Nil |
| Reward Handling Fee | Nil |
| Overlimit Fee | Nil |
ICICI Bank Emeralde Private Metal Credit Card Eligibility Criteria
The Emeralde Private Metal Credit Card is available strictly on an invitation-only basis, extended solely at the discretion of ICICI Bank.
While the application itself cannot be initiated independently, individuals must fall within the age bracket of 21 to 65 years to qualify for receiving an invitation for this premium credit card.
Things to Remember About ICICI Bank Emeralde Private Metal Credit Card
For insurance premium payments made using the ICICI Bank Emeralde Private Metal Credit Card, you can earn up to 5,000 reward points per payment cycle.
In addition to reward benefits, the card also offers exclusive golf privileges, giving you the flexibility to choose between complimentary golf rounds or professional lessons based on your preference.
To access these benefits, you need to register on Golftripz using the same email ID that is linked to your ICICI Bank account. Once registered, the golf benefits are credited to your Golftripz account on the 10th day of the following month and must be utilised within the next 2 months, after which they expire.
Lastly, you need to make sure that you link your card to the Pice app to pay your credit card bill directly on time. The app sends timely payment reminders, helping you stay on track and avoid missed payments, interest charges and late payment fees.
Download the Pice app now!
Footnote:
The maximum reward points that you can earn on groceries, education and utilities (each category) in each payment cycle is 1,000. Moreover, a fuel surcharge waiver is applicable on fuel transactions up to ₹4,000. To learn more, check out the official card page.
By
