HSBC TravelOne Credit Card a Game Changer for Frequent Travellers

The HSBC TravelOne Credit Card is built for travellers and offers benefits worth up to ₹1.6 lakh every year through rewards, lounge access, and travel privileges.

New cardholders can earn welcome rewards such as an Amazon e-gift voucher, ₹1,000 cashback, a ₹3,000 PostCard voucher, and a 3-month EazyDiner Prime membership. The joining and annual fee for the primary cardholder is ₹4,999, while the add-on card is NIL.

Want to know the HSBC TravelOne Credit Card benefits, charges, eligibility, and other key features before applying? Continue reading to get a detailed breakdown of everything you should know about this credit card!

HSBC TravelOne Credit Card Benefits

The TravelOne HSBC Credit Card gives benefits across various categories such as travel, hotel, dining, entertainment and more. Moreover, add-on cards help collect reward points faster through combined spending.

The card also allows instant conversion of reward points to air miles at a 1:1 ratio through the HSBC mobile app.

1. Reward Points

• Cardholders receive 3,000 bonus reward points on spending ₹1 lakh within 90 days of opening their TravelOne Credit Card Account.
• Receive 10,000 bonus reward points after spending more than ₹12,00,000 in a year.
• Earn 4 reward points for every ₹100 spent on flights, travel aggregators, and foreign currency transactions.
• Earn 2 reward points for every ₹100 spent on all other purchases with no reward cap.

2. Travel and Hotel Discounts

• Save 15% on international and domestic flights and hotels on Yatra using promo code HSBCTRAVEL1.
• Get 15% discount on flights and hotels with EaseMyTrip using promo code EMTHSBCT1.
• Receive 15% savings on international and domestic flights with Paytm using promo code HSBCTRAVEL1.
• Enjoy 15% discount on flights with Cleartrip using promo code CTHSBCTRAVELONE.
• Save up to 15% on flights, hotels and homestays through Goibibo using promo code GOHSBCTRAVEL1.
• Get 11% discount on StayVista hotel bookings with promo code HSBCTRAVEL, capped at ₹3,000 per booking and up to 2 bookings per card yearly.

3. Airport Lounge Benefits

• Enjoy up to 20% discount at select duty-free stores through AdaniOne, capped at ₹3,000 on a minimum spend of ₹8,000, once per card yearly.
• Enjoy 4 complimentary chauffeur-driven airport transfers every year, limited to one transfer per quarter for domestic airports.
• Receive 6 domestic and 4 international airport lounge visits every year under the HSBC TravelOne Credit Card lounge access program.

4. Dining, Shopping, and Entertainment Perks

• Enjoy up to 10% discount on events with promo code HSBCTOEVENTS through the District app by Zomato.
• Save on dining with promo code HSBCTODINING through the District app.
• Get a Buy 1 Get 1 free movie ticket on the District App twice a month with promo code HSBCTOMOV.
• Access exclusive privileges at The Bicester Collection Villages, including eVIP pass discounts, hands-free shopping, sale events and reserved parking.

5. Golf Benefits

• Receive 4 complimentary golf rounds every calendar year at select golf courses in India.
• Enjoy 12 complimentary golf lessons every year, limited to 1 lesson per calendar month.
• Additional golf rounds are available with a 50% discount on green fees.

Perceived Estimation of the Amount HSBC TravelOne Card Delivers Yearly

The table below shows how different rewards and privileges contribute to the total annual value of the benefits received from this card, which is up to ₹1.6 lakh:

When used wisely, the HSBC TravelOne Credit Card can deliver an estimated yearly value of ₹1,59,694 through rewards, travel perks, and discounts.

💡Avoid losing these benefits to late fees by using the Pice app to get credit card bill payment reminders! Pay bills through the secure Pice app, and track payment status easily.

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Available Lounge on HSBC TravelOne Credit Card

The card offers access to both international and domestic lounges. You can check out the list of available international lounges on the LoungeKey website. Wondering which cities you can access the domestic lounge with a TravelOne HSBC Card?

Here is a list of some cities and the available lounges:

HSBC TravelOne Credit Card Fees and Charges

Cardholders receive an interest-free credit period of up to 45 days on eligible purchases. If the outstanding balance remains unpaid, finance charges of 3.75% per month (45% per year) apply.

The table below outlines the applicable charges for this card:

HSBC TravelOne Credit Card Eligibility

The TravelOne Card is issued to Indian residents residing in eligible cities such as Delhi NCR, Mumbai, Kolkata, Bengaluru, etc.

The other 2 criteria are:

1. Applicants must be between 18 and 65 years of age.
2. Minimum annual income must be ₹6,00,000 for salaried individuals.

💡Once you qualify for the HSBC TravelOne Credit Card, managing your spending and payments efficiently becomes equally important. Use the secure, GST-compliant Pice app to link multiple credit cards, track bills in one place, and stay organised with every payment.

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