Key Benefits of the Fibe Axis Bank Credit Card

The Fibe Axis Bank credit card is numberless. It indicates that the physical card does not have the number, CVV or expiry date printed on it. The users can access this information digitally through the Fibe or Axis Bank app. Along with enhanced security, this card also offers attractive cashback and discount benefits. Read on to know more about this card.

Key Privileges of the Fibe Axis Bank Credit Card

• Get 3% cashback on online entertainment, local commute and food delivery spends.
• Avail a 1% cashback on all other spends. 

Other Benefits of the Axis Bank Fibe Credit Card

• Get 4 complimentary domestic lounge visits to select airport lounges every calendar year. 
• Avail a 1% fuel surcharge waiver for fuel spends between transactions of ₹400 & ₹5000. A max waiver cap of ₹400 is applicable per month.

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Excluded Spend Categories for Cashback on Online Spends 

• CC on UPI transactions less than ₹2,000 and CC on UPI transactions at small merchants
• Purchase of gold items and other types of jewellery transactions
• Cash withdrawal
• Fuel Spends 
• Wallet Load
• Gift card purchase
• EMI transactions 
• Purchases which are converted to EMI post facto
• Rental Payments
• Repayments 
• Education
• Insurance 
• Government services

UPI Convenience with RuPay Fibe Axis Bank Credit Card

You can link your Fibe Axis Bank RuPay credit card with UPI to enjoy a quick payment experience. Follow these steps to link the card with UPI:

1. First, you need to download a third-party UPI application (example, PayTm, BHIM, or Mobikwik) on your mobile device. 
2. Then, complete your verification on the UPI app and complete registration. 
3. After a successful registration, you will have to click on the option of 'Add credit card/Link credit card'. 
4. Select the credit card issuer as Axis Bank. Then select the card to be linked and select 'confirm'.
5. Now that the card is linked, you will be able to pay with your Axis Bank RuPay Fibe credit card easily.

Fees and Charges of the Fibe Axis Bank Credit Card 

• Joining Fee - NIL
• Annual Fee - NIL
• Cash Payment Fee - ₹175/-
• Finance Charges - 3.75%
• Cash Withdrawal Fee - 2.5% or a minimum of ₹500 of the cash amount
• Foreign Currency Transaction Fee - 3.5% of transaction value

💡Pay your credit card bills in an easy and secure way with the PICE App.

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Fibe Axis Credit Card: Who is it Ideal For?

• The Fibe Axis Bank credit card is ideal for people who want to earn cashback and get discounts on digital spends without having to pay any annual or joining fees.
• This card is also ideal for people who prefer cashback over reward points.
• People who want their credit card to have enhanced security will like this card, as the physical cards are numbered, and this strengthens fraud protection against card cloning or skimming.
• The card also benefits those who are frequent online shoppers, as it rewards digital spending with cashback and rewards. 

Conclusion

Fibe Axis Bank Credit Card combines zero fees, numberless security, and meaningful cashback for everyday digital spending. With RuPay UPI compatibility, lounge access, fuel surcharge waiver, and simple app-based controls, it suits users seeking convenience, safety, and straightforward savings without complex reward structures or hidden costs and flexible usage benefits.

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