DCB Bank Credit Card: List, Eligibility and Documents Required

DCB Bank credit cards offer valuable benefits, but did you know that a delayed bill payment can cost you up to ₹500 in late fees?

Paying your dues on time helps you avoid these extra charges and keeps your credit health strong.

Suppose you are considering getting a DCB Bank credit card. In that case, it is essential to know the key details, card options, standout features, annual and joining fees, eligibility, application process, and smart ways to steer clear of late payment penalties. 

Let us explore everything you need before you apply.

List of DCB Bank Credit Cards

DCB Bank offers secured credit cards against fixed deposits starting from ₹15,000. Check out the joining fee, annual fee and notable features of these cards here:

• DCB PayLess Platinum Credit Card

• Joining Fee: Nil
• Annual Fee: ₹350 (waived off if you spend ₹50,000 in the preceding year)
• Notable Features: Personal accident insurance cover of ₹2 lakh and 1% fuel surcharge waiver up to ₹100 per statement cycle for fuel transactions up to ₹5,000

• DCB PayLess Select Credit Card

• Joining Fee: Nil
• Annual Fee: ₹1,000 (waived off in case you spend ₹2 lakh in the previous year)
• Notable Features: Personal accident insurance cover of ₹10 lakh

DCB Bank Credit Card Eligibility

To apply for DCB Bank credit cards, you need to be between 18 years and 75 years. In addition, you need to be an Indian resident to be eligible for DCB Bank credit cards. Here are the fixed deposit criteria for DCB Bank credit cards:

Documents Required for DCB Bank Credit Cards

You need to provide identity proof and address proof while applying for a credit card. Moreover, you might have to provide income proof if the bank asks for it. Here are the documents that you can present in each category:

• Identity Proof: PAN card, voter ID card, passport, Aadhaar card, driving license, overseas citizen of India card, person of Indian Origin card, NREGA-issued job card or UIDAI-issued letters
• Address Proof: Aadhaar card, voter card, driving license, passport, property registration document, NREGA-issued job card, bank account statement, utility bill for the previous 3 months
• Income Proof: Salary slip for the previous 2 months, bank statement for the preceding 3 months, Form 16 or Income Tax Return (latest)

Explore Other Banks’ Credit Card Offers

Process to Apply for DCB Bank Credit Cards

You can apply for DCB credit cards using the bank’s dedicated mobile app from the comfort of your home. You do not need to visit the DCB Bank branch to apply for credit cards. Here is the process to apply for DCB credit cards:

Step 1: Install the DCB Bank mobile app and log in using valid credentials.

Step 2: Navigate to the ‘Credit Cards’ section.

Step 3: Choose the fixed deposit you want the credit card linked to. If you do not have a fixed deposit, you can open one and then select it.

Step 4: Choose between Platinum and Select Credit Cards.

Step 5: Customise your card details, such as the name you want printed on the card.

Step 6: Review the application and confirm the card delivery address to complete the process.

You will receive your personal credit card within 5 to 7 working days. Once you receive the card, you can add it to the Pice app to get bill payment reminders and avoid missing a bill due date.

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Conclusion

You can avoid DCB Bank credit card late fees and interest by adding your card to the Pice app. The app sends you reminders before the due date to help you make a payment.

Further, you can pay your credit card bill directly in the app without having to switch to another app. This will help you maximise your savings by avoiding unnecessary interest payments.

Download the Pice app now to add your credit cards and pay bills within the due date!

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