Club Vistara SBI Card: The Wallet Wizard for Smart Air Travellers

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

  • 4 Dec 25
  • 6 mins
club vistara sbi credit card

Club Vistara SBI Card: The Wallet Wizard for Smart Air Travellers

avatar of shreyansh singh
avatar of shreyansh singh Shreyansh Singh
  • 08 Mins
  • 04-12-25

Key Takeaways

  • Earn 3 Club Vistara Points for every ₹200 spent.
  • Enjoy 4 complimentary domestic airport lounge visits yearly.
  • Get travel insurance coverage up to ₹50 lakh.
  • Benefit from worldwide acceptance and zero add-on charges.
  • Easily redeem CV Points for flight upgrades and tickets.

Do you love flying frequently and want greater value every time you travel?  The Club Vistara SBI card is designed to reward travellers with exclusive perks like 4 lounge visits and comprehensive travel insurance coverage going up to ₹50 lakh. It offers solid value to cardholders seeking a premium flying experience. Let us explore everything you need to know about this travel-friendly credit card.

Top Club Vistara SBI Card Benefits

Club Vistara SBI Card Benefits

Cardholders can earn 3 Club Vistara (CV) Points for every ₹200 retail spend, including fuel, making the card ideal for everyday expenses. These points can be used for cabin upgrades and flight reservations on Air India and any of its alliance partners. 

Additionally, they can also take advantage of:  

  • Domestic Airports Lounges Access

Enjoy 4 complimentary accesses to domestic airport lounges. This benefit adds comfort to your travel with snacks and short breaks before a long journey.

  • Complimentary Priority Pass Membership

You will also receive a complimentary Priority Pass membership, valued at $99 for 24 months, which provides access to international lounges. While the membership is complimentary, lounge visits can incur standard charges of $27 + applicable taxes. 

  • Comprehensive Insurance Coverage 

The card offers coverage against air accidents, lost baggage and travel delays. This ensures you travel with optimum peace of mind, knowing that you are protected against common travel concerns. 

Note that up to 4 cancellations per year are covered with a capping of ₹3,500. Refer to the table below to know more about the insurance cover: 

Type of Air Travel EmergencyOffered Coverage (₹)
Lost card liabilityUp to 1,00,000
Air accident Up to 50,00,000
Loss of check-in baggageUp to 72,000
Delay of check-in baggage7,500
Loss of travel documentsUp to 12,500
Baggage damageUp to 2,500

Additional Perks of Having a Club Vistara SBI Card 

  • Worldwide Acceptance

The card is accepted across 24 million outlets worldwide. Whether you shop abroad or book international hotels, you can use your card anywhere, making it a great travel companion.

  • Fraud Liability Cover

If your card is lost or stolen, you are protected against fraudulent transactions from the moment you report the loss with the complimentary credit card Fraud Liability Cover of ₹1 lakh. 

  • Zero Add-on Charges

You can request add-on cards for family members without paying extra. This spreads the benefits of your Club Vistara SBI card to your spouse, parents and children.

  • Easy Bill Pay and Flexipay

Pay your utility bills automatically using Easy Bill Pay. You can also convert large purchases into EMIs using Flexipay.

Club Vistara SBI Card Charges 

Types of Charges Amount (₹)
Joining Fee1,499 + GST 
Renewal FeeNIL
Add-on FeeNIL
Cash Advance Fee2.5% or ₹500 (whichever is higher)
Cash Payment Fee₹250 + applicable taxes (Except KVB SBI cardholders)
Finance Charges3.75% per month (45% per annum)
Late Payment Charges₹0 - ₹500 = NIL ₹501 - ₹1,000 = ₹400 ₹1,001 - ₹10,000 = ₹750 ₹10,001 - ₹25,000 = ₹950 ₹25,001 - ₹50,000 = ₹1,100 ₹50,001 and above = ₹1,300

💡Pay your credit card bills in an easy and secure way with the PICE App.

Note: For all Club Vistara SBI cards set to renew on or after 1st April 2025, the renewal benefit has been discontinued and the renewal fee has been fully waived. 

How to Redeem Earned Club Vistara Points?  

Redeeming CV Points is simple: 

  1. Log in using the Club Vistara SBI card login credentials.  
  2. Visit the Rewards or Redeem Points section.  
  3. Choose from rewards like flight tickets or seat upgrades on Air India and partner airlines.  
  4. Confirm to pay using Points or Cash + Points and instantly redeem your Club Vistara Points.   

Note: On 12th October, 2024, Vistara operationally and legally merged with Air India. Therefore, the Club Vistara program of the former airline has been integrated into the Maharaja Club. Individuals can sign in to the Maharaja Club with their existing credentials to redeem the earned CV points.  

Club Vistara SBI Card Eligibility Criteria and Documentation   

To apply for the Club Vistara SBI Card:

  • Applicants must be 21 to 70 years old
  • Must be an Indian
  • Should have a stable income (salary or business)
  • Should have a good credit score (preferably 750+)

Before applying, do not forget to prepare the following documents:

  • Identity Proof: PAN card, Aadhaar 
  • Address Proof: Utility bill, Passport, Rental agreement
  • Income Proof: Salary slips (last 3 months), ITR or bank statements

Once approved, you can activate the card via Club Vistara SBI card login on the SBI Card portal or the mobile app.

Tips to Make the Most of Club Vistara SBI Card  

  1. Earn maximum CV Points by paying for routine monthly expenses through the Club Vistara SBI card. Higher spending leads to faster rewards. 
  2. Flight upgrades offer great value. A small number of CV Points can give you cabin upgrades. 
  3. Use domestic and Priority Pass lounges to enjoy free refreshments, workspaces and comfort during layovers.

Club Vistara SBI Card Customer Support Details   

  • Customer Care No.: 1860 500 1290 / 1860 180 1290  / 39 02 02 02 (Prefix local STD code) / 1800 180 1290 (Toll Free)
  • Email: customercare@sbicard.com 

You can also visit the SBI Card mobile app or the website for quick help with your Club Vistara SBI card login issues.

Conclusion

The Club Vistara SBI Card is an excellent choice for frequent flyers who value comfort, rewards, and security. With benefits like complimentary lounge access, travel insurance up to ₹50 lakh, Priority Pass membership, and CV Points for every spend, this card ensures every journey is rewarding.

Its worldwide acceptance, zero add-on charges, and flexible payment options make it a convenient travel partner for both domestic and international trips. Enjoy premium privileges and elevate your flying experience with the Club Vistara SBI Card.

FAQs

What is the joining fee for the Club Vistara SBI Card?

₹1,499 plus GST.

How many lounge visits are complimentary per year?

Four domestic lounge visits annually.

Does the card offer travel insurance?

Yes, coverage is available up to ₹50 lakh.

Can I get add-on cards for family members?

Yes, with zero additional charges.

Who can apply for the Club Vistara SBI Card?

Indian residents aged 21–70 with a stable income and good credit score.
About the author
Shreyansh Singh

Shreyansh Singh

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

by Sandipan Mitra

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