Shopping Made Rewarding with BOB EASY Credit Card

BOB EASY Credit Card suits everyday shoppers who want rewards at a low cost. With a joining and annual fee of just ₹500, it offers value without heavy charges.

You earn reward points, cashback, and shopping offers on regular spending. The card works well for beginners who want a simple rewards credit card.

Let us explore the main benefits, features, and fees of the BOBCARD EASY Credit Card in detail.

BOB EASY Credit Card Benefits

You begin by earning 500 reward points when you spend ₹5000 within 60 days of card issuance. This welcome bonus gives you a quick start on rewards.

1. Shopping Rewards

Get 5X reward points, which equals 5 points per ₹100 spent at departmental stores. Enjoy additional deals and discounts across partner brands during the year.

2. Movie Rewards

Earn 5X reward points on movie ticket purchases. This helps you collect rewards faster on entertainment spending.

3. Base Rewards

Earn 1 reward point for every ₹100 spent on other eligible purchases. This ensures steady reward earnings on everyday expenses.

Other Features of BOB EASY Credit Card

You can get the joining fee waived by spending ₹6,000 within the first 60 days. The annual fee is also waived when you spend ₹35,000 in a card anniversary year. Here are the other features of this credit card:

1. Fuel Surcharge Waiver

Enjoy a 1% fuel surcharge waiver at fuel stations across India on transactions between ₹400 and ₹5,000. The maximum waiver allowed is ₹250 per statement cycle.

2. Add-on Cards

Get up to 3 lifetime free add-on cards for your spouse, parents, siblings, or children with Bank of Baroda EASY cards.

3. Smart EMI Facility

Convert purchases above ₹2,500 into Smart EMI plans. You can choose repayment periods ranging from 6 to 48 months based on your needs.

4. Security and Convenience

Report a lost card immediately to avoid liability for unauthorised transactions. The card also supports secure contactless payments for quick and convenient transactions.

💡Choose a safe way to manage payments. Download the Pice App now for stronger security and compliance standards, and track your spending and pay credit card bills confidently without worrying about data safety!

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BOBCARD Smart EMI Options and Flexibility

BOBCARD allows you to convert large purchases into manageable monthly payments through flexible EMI options.

1. Post Purchase EMI

Convert eligible retail transactions into EMIs via the BOBCARD portal or app that appear within 2 days. Gold, jewellery, fuel, and cash transactions are not eligible. A processing fee of about 2% applies with a minimum charge of ₹100.

2. Instant EMI

Instant EMI lets you split payments directly at partner stores. Available tenure usually ranges from 2 to 36 months with a flat interest rate of 16%. Processing charges may vary between ₹99 and ₹999 plus taxes.

BOB EASY Credit Card Charges

The finance charges of the BOBCARD EASY is 3.75% per month, which sums up to 45% annually.

Here is a list of other important charges levied on this card:

BOB EASY Credit Card Eligibility Requirements

The basic requirement is that the applicants must be Indian residents. Salaried applicants must be between 21 and 60 years of age, while self-employed applicants must be between 24 and 65 years of age. Add-on cardholders must be at least 18 years old.

• Income Criteria

💡Once your card is approved, stay organised with timely credit card bill payment reminders on the Pice App. Pay bills quickly through the app and track every payment so you never miss a due date again.

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