Unlock Major Benefits with Bank of Baroda Lifetime Free Credit Card

Want a credit card that gives you rewards for every swipe and does not charge you annual fees? The Bank of Baroda lifetime free credit card is for people who are smart with their money and want to get the most out of every purchase. This card lets you do it all, whether you like getting cash back, earning reward points, or getting special deals. 

You will not have to worry about extra fees. It is the perfect mix of savings, ease of use, and value. Read on to find out about the most essential features and benefits that make the lifetime free credit card of Bank of Baroda a must-have for daily spending.

List of Bank of Baroda Lifetime Free Credit Cards

Here is a list of all the active Bank of Baroda lifetime free credit cards which are still active as of October 2025: 

1. BOBCARD Vikram

Benefits: 

• Get a complimentary subscription to Jio Hotstar for 3 months as a welcome gift.
• You can get 500 reward points on a minimum expenditure of ₹5,000. It is only applicable within 60 days post-issuing cards.
• Get a 1% fuel surcharge waiver at the majority of fuel stations across India between ₹400 and ₹5,000.
• This credit card provides you with up to 1 reward point for every ₹100 spent on other categories.

This credit card is curated for defence personnel and offers a wide range of Bank of Baroda lifetime free credit card benefits.

2. Indian Army YODDHA BOBCARD

Benefits:

• Get 500 reward points as a bonus on a minimum spend of ₹5,000 within a period of 60 days from issuing the card.
• You can get up to 8 complimentary access to domestic airport lounges every year.
• The Indian Army Yoddha BOBCARD provides 5X rewards (which is 10 reward points for every ₹100 expenditure) on departmental stores.
• Get a 6-month Fitpass Pro membership worth ₹15,000 as a welcome gift.

You can apply for the Bank of Baroda lifetime free credit card only if you are in the Indian Army.

3. Indian Coast Guard RAKSHAMAH BOBCARD

Benefits:

• You are eligible for 500 bonus points on minimum spends of ₹5,000 or more (within a period of 60 days post card issuance).
• Get a complimentary 6-month Fitpass Pro membership, valued at ₹15,000.
• Get up to 8 complimentary domestic lounge access every year.
• You get up to 2 reward points for every ₹100 expenditure on any other category.

The Indian Coast Guard Rakshamah credit card is a curated credit card for designated Indian Coast Guard Veterans and personnel.

4. Assam Rifles The SENTINEL BOBCARD

Benefits:

• The accumulated reward points are redeemable as cashback, with 1 reward is ₹0.25.
• Get 12 12-month Amazon Prime membership at a minimum expenditure of ₹1 lakh (within a period of 90 days).
• Elevate your travel experience with up to 8 complimentary domestic lounge access every year.
• Get 10 reward points on every ₹100 spent at departmental stores along with other attractive discounts.

This credit card is offered to members of the Assam Rifles personnel, providing attractive discounts and rewards.

Note: For updated information on the sites, visit the official Bank of Baroda website.

💡Pay your credit card bills in an easy and secure way with the PICE App.

Conclusion

A Bank of Baroda lifetime free credit card is an excellent choice for anyone seeking rewards, savings, and zero annual fees. With specialised cards for defence and paramilitary personnel, users enjoy cashback, lounge access, bonus points, and exclusive memberships, making these cards valuable tools for smarter, more rewarding everyday spending.

FAQs