Bank of Baroda CMA One Credit Card for ICMAI Professionals

The Bank of Baroda CMA One Credit Card is designed exclusively for members of the Institute of Cost Accountants of India (ICMAI). This rewards-focused card comes with a nominal joining fee of ₹1 and no annual fee, making it easy to maintain.

Cardholders earn 1 reward point on spending ₹100 on all categories and 5X reward points per ₹100 spent on dining, online purchases, and utility bill payments. 

Continue reading to learn more about the offerings of this credit card.

Bank Of Baroda CMA One Credit Card Benefits

Save more on overseas purchases with a reduced forex markup of 2%, which helps lower international transaction costs. The card suits professionals who want consistent rewards with specialised benefits.

Along with global savings, the card offers the following professional and lifestyle benefits:

1. Travel Privileges

Enjoy Bank of Baroda CMA One Credit Card lounge access with 12 complimentary domestic airport lounge visits each year, limited to 3 visits per quarter.

2. Fitness Benefits

Receive a complimentary 6-month FITPASS Pro membership worth ₹15,000. This benefit provides access to multiple fitness centres and wellness facilities across different cities.

3. Milestone Rewards

Earn 500 reward points after spending ₹5,000 within the first 60 days of card issuance. You can also earn 4,000 additional reward points each quarter after spending ₹1 lakh or reaching the approved credit limit.

4. Insurance Protection

Get professional indemnity insurance cover of up to ₹5 lakh. The card also includes accidental death insurance cover of ₹15 lakh for air incidents and ₹5 lakh for non-air incidents.

General Features of Bank of Baroda CMA One Credit Card

Convert purchases above ₹2,500 into smart EMI plans with flexible repayment tenures between 6 and 48 months.

Along with EMI flexibility, the card includes other practical features:

1. Receive up to 3 lifetime free add-on cards for eligible family members above 18 years of age.
2. Report loss of the card immediately to receive zero liability protection against unauthorised transactions on your account.
3. Get a 1% fuel surcharge waiver on transactions within the eligible fuel purchase range across India.

Fuel savings help reduce routine expenses, but managing credit card bill payments is equally important. The Pice app lets you receive alerts, track payment status, and pay credit card bills smoothly without missing important due dates.

Must reads

ICICI Bank Emeralde Credit Card—A Super-Premium Card

• 12 Dec 25
• 7 mins

OneCard Credit Card: Benefits, Types & Other Key Details 

• 21 Nov 25
• 8 mins

Bank of Baroda CMA One Credit Card Charges

Even though the card offers strong value, exceeding the approved credit limit attracts a charge of 2.5% of the excess amount or ₹600, whichever is higher.

Certain other service fees and applicable charges still apply during usage, which are in the table below:

Bank of Baroda CMA One Credit Card Eligibility

Here are the eligibility criteria to apply for the BOB CMA One Credit Card:

• Applicants need to be Indian residents and active members of ICMAI.
• Both salaried and self-employed professionals aged between 21 and 75 years can apply. 
• Minimum annual income requirements start from ₹3.6 lakh for salaried Bank of Baroda customers and ₹3 lakh for self-employed customers.
• Applicants must submit standard KYC documents along with a PAN card and ICMAI membership proof.

Additional documents include recent salary slips or ITR copies, valid address proof, and one passport-size photograph. Existing credit card statements may also support the application.

💡Once you receive your credit card, organised payment tracking becomes essential. The Pice app helps you manage credit card bill payment efficiently with reminders, payment tracking, and a clear overview of dues from a single secure dashboard.

FAQs