Axis Bank SELECT Credit Card: Apply Online | Check Benefits

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

17 Dec 25
7 mins

Shreyansh Singh

08 Mins
17-12-25

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Table of Contents

Exclusive Axis Bank Select Credit Card Benefits
General Axis Select Credit Card Benefits
Rewards on Every Transaction with Axis Bank Select Credit Card
Transfer Your Axis Bank Select Credit Card EDGE Points to Travel Partners
Convert EDGE Points to ALL – Accor Live Limitless
Axis Bank Select Credit Card Charges

Key Takeaways

Get 10,000 EDGE Points worth ₹2,000.
Save ₹500 monthly on BigBasket orders.
Enjoy a ₹200 Swiggy discount twice a month.
Receive 5,000 bonus points at ₹3 lakh.
Annual fee waived on spends of ₹8 lakh.

The Axis Bank Select Credit Card gives strong value on everyday retail spends. It rewards users on groceries, apparel and other essential purchases with accelerated returns.

You also get direct savings on brands like BigBasket and Swiggy, along with access to global lounges.

New users receive 10,000 EDGE REWARD Points worth ₹2,000 after their first card transaction. The first spend must happen within 30 days for the points to be credited.

Exclusive Axis Bank Select Credit Card Benefits

The card gives strong annual value through renewal perks and partner offers. One such offer has been effective since 20 June 2025, where you can enjoy a free second movie ticket on the District app using your Select Credit Card.

Let us check out the other brand offers and privileges that form the base for several high-value privileges.

BigBasket Offers: Get flat ₹500 off each month on BigBasket with a minimum spend of ₹2,500. The offer is valid once a month through the Select Credit Card.
Swiggy Discounts: Save ₹200 on Swiggy with a minimum order of ₹1,000. The offer applies twice a month on Select Credit Card transactions.
Milestone Benefits: Earn 5,000 EDGE REWARD Points on yearly spends of ₹3 lakh. Get a full annual fee waiver on spends of ₹8 lakh.

Note: Excluded categories include rent, utilities, fuel, education, telecom, government services, wallets and gold.

Extraordinary Weekends: Access handpicked premium experiences curated for Select users. Visit the website or call the concierge at 18001034962.
Dining Delights: Get ₹1,000 off and exclusive deals across 10,000+ restaurants through the Axis–EazyDiner dining program.
Wednesday Delight: Save up to 15% on MakeMyTrip bookings every Wednesday. Get 10% off on Swiggy and up to ₹1,000 off on Tira.

General Axis Select Credit Card Benefits

The card adds premium lifestyle value from the start. You get strong travel privileges, extra golf access and key safety coverage.

These core features make the Select card ideal for frequent travellers and premium users.

Golf Access: Enjoy 6 complimentary golf rounds each year. Unlock 6 more rounds by spending ₹3 lakh within the same anniversary year. All rounds stay valid for that year.
Fuel Surcharge Waiver: Get a 1% fuel surcharge refund on spends between ₹400 and ₹4,000. Earn up to ₹400 per statement cycle. No EDGE Points are earned on fuel transactions.
Comprehensive Insurance Cover: Stay protected with purchase protection up to ₹1 lakh. Get up to $500 cumulative coverage for lost documents, delayed baggage and lost baggage.
Lounge Access: Axis Bank Select Credit Card lounge access benefits offer 12 complimentary international lounge visits each year through Priority Pass. Get 2 domestic lounge visits per quarter after spending ₹50,000 in the previous 3 months.

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Rewards on Every Transaction with Axis Bank Select Credit Card

Rewards on the Select Card grow fast, but EMI conversions reduce point balance. When a transaction moves to EMI, EDGE Points are deducted. Cancelled EMIs do not restore earlier points. This ensures fair tracking before you build rewards through the points system.

Base Rewards: Earn 10 EDGE Points on every ₹200 spent.
Retail Shopping Boost: Earn 2X EDGE Points on retail shopping up to ₹20,000 monthly.

Note: Above this limit, earn 10 points per ₹200. Retail includes groceries, apparel, family wear and accessory stores.

Exclusions: No points on rent, insurance, fuel, utilities, telecom, education, government payments, gold or wallets.

Transfer Your Axis Bank Select Credit Card EDGE Points to Travel Partners

Axis Bank allows Select Credit Card users to move their EDGE Points to global airline and hotel loyalty programs. These transfers follow yearly limits and partner groups, ensuring structured use of reward points.

Annual Transfer Limits

Select Credit Card holders can transfer up to 5,00,000 EDGE Points each year. Out of this, 1,00,000 points can move to Group A partners, while 4,00,000 points apply to Group B programs. These limits reset annually and help maintain fair access for all users.

Note: Axis Bank may revise partner groups or limits from time to time. Always check the latest partner list before transferring points.

However, there is no need to check your credit card bill payment dates every now and then. Own multiple credit cards? Still, no problem! Connect all your cards to the Pice App. You can not only set automatic reminders but also pay through the app. One app, multiple solutions!

Convert EDGE Points to ALL – Accor Live Limitless

Axis Bank Select Credit Card users can convert their EDGE Points into ALL – Accor Live Limitless Reward Points for hotel stays and lifestyle experiences across Accor properties.

Membership Requirement

To transfer points, you must hold an active ALL membership with a valid and verified account. Transfers move only to your own ALL profile.

Conversion Ratio and Usage

For Select cardholders, 10 EDGE Points convert into 1 ALL Reward Point. After conversion, points appear in your ALL account and follow Accor’s redemption rules for stays, dining and brand experiences.

Note: Transferred points do not count toward elite tier upgrades.

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Axis Bank Select Credit Card Charges

The Axis Bank Select Credit Card annual fee and joining fee are ₹3,000. However, the charges are waived for Burgundy account holders.

Parameters	Charges
Cash Payment Fee	₹175
Cash Withdrawal Fees	2.5% (min. ₹500)
Foreign Currency Transaction Fee	3.50%
Card Replacement Charges	NIL
Late Payment Fee	NIL up to ₹500 and can then range between ₹500 - ₹10,000 depending on the amount.

Note: If you spent ₹8 lakh in the previous year, the bank waives your annual fee. Did you manage to achieve the annual fee waiver, but are struggling to keep track of your expenses?

Simply download the Pice App today! Once you connect your credit card to the app, you can track your expenses by downloading monthly statements.

Footnote:

Use code ‘AXISSELECTCC’ to claim the Big Basket benefit.
Use code ‘AXIS200’ at checkout to avail the discount at Swiggy.
Priority Pass renews automatically with ₹3 lakh yearly spend.
Use code 'AXISSELECT' and get up to ₹250 off twice each month on movie tickets on the District App.

FAQs

How do I book movies in the District App?

Use the District app and choose your movie, seats and timing. Apply the promo code in the Offers section, verify your Select Credit Card and complete payment to activate the discount.

What happens to points after the Axis Bank Select credit card closure?

Unredeemed EDGE Points or Miles may be forfeited 30 days after card closure. The bank can also forfeit them if the dues remain unpaid for over 90 days.

How to claim dining offers on EazyDiner?

Open the EazyDiner site or app and log in. Book your table, enter the bill and apply the eligible Axis Bank offer. Pay with your Select Credit Card to activate the discount.

How is the cash withdrawal limit defined?

Your cash limit is a part of your total credit limit and is always lower. Interest starts from the day you withdraw cash and a fee applies to every transaction.

What insurance rules apply for delayed baggage?

The card covers essential purchases if international baggage is delayed for over 6 hours. You must inform the bank within 7 days and submit documents within 30 days.

How does purchase protection work on the Select Card?

Purchases made using the card stay protected for 90 days against fire, burglary or theft. The item must be inside your residence and claims need timely intimation with supporting documents.

What is covered under the credit shield benefit?

Credit Shield waives the card’s outstanding balance in case of accidental death. The user must have completed at least 1 POS or online transaction within 90 days before the event.