Axis Bank Privilege Easy Credit Card Perks You Must Check Out

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

22 Dec 25
3 mins

Sandipan Mitra

08 Mins
22-12-25

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Table of Contents

Axis Bank Privilege Easy Credit Card Benefits
Axis Bank Privilege Easy Credit Card Charges
Axis Bank Privilege Easy Credit Card Eligibility
Conclusion

Axis Bank Privilege Easy Credit Card is ideal for frequent domestic travellers.
Cardholders enjoy up to 8 complimentary airport lounge visits annually.
Milestone spends unlock valuable EDGE reward points.
Annual fees can be reversed on higher yearly spending.
Fixed deposit backing makes approval easier and accessible.

The Axis Bank Privilege Easy Credit Card is designed for frequent travellers who value comfort and rewards. It offers up to 8 complimentary airport lounge accesses every year. Along with travel privileges, the card lets you earn additional EDGE reward points by meeting specific spend milestones.

Before applying, it is important to review all the key details to ensure the card aligns with your spending habits and lifestyle.

Axis Bank Privilege Easy Credit Card Benefits

Once you pay the joining fee and complete your first transaction using this card within the first 30 days, you will earn 12,500 EDGE reward points worth ₹2,500. Here are the other benefits of this card:

If you spend ₹2.5 lakh in an anniversary year, you will earn 10,000 EDGE reward points worth ₹2,000.
The bank reverses your annual fee if you spend at least ₹5 lakh in a year using the card.
You can access 2 complimentary domestic airport lounges per quarter.
The card provides a fuel surcharge refund.
You can get a purchase protection cover and a credit shield of up to ₹1 lakh each.
If you use the District app to book movie tickets, you can get a 100% discount on the second ticket.

Axis Bank Privilege Easy Credit Card Charges

The joining and annual renewal fee for this card is ₹1,500. However, Priority customers do not need to pay the joining fee. The other charges applicable to this card are as follows:

Parameter	Charges
Finance Charges	3.4% per month or 49.36% per year
Cash Withdrawal fees	2.5% or a minimum of ₹500
Cash Payment Fee	₹175
Card Replacement Fee	Nil
Foreign Currency Transaction Fee	3.5%

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Axis Bank Privilege Easy Credit Card Eligibility

To apply for the Axis Bank Privilege Easy Credit Card, you need to have a regular individual fixed deposit with the bank. Minors are not eligible to apply for this card. The amount of the fixed deposit should be between ₹65,000 and ₹25 lakh.

💡If you want to avoid interest charges and late payment fees, ensure you pay your credit card bill within the due date. For this, you can add your card to the Pice app. Download it now to get bill payment reminders and pay your bill directly!

Conclusion

The Axis Bank Privilege Easy Credit Card suits travellers seeking lounge access, milestone rewards, and fee reversals. With manageable eligibility via fixed deposits, steady EDGE points, and lifestyle perks, it balances comfort and value. Reviewing charges, spends, and repayment discipline ensures the axis bank privilege easy credit card fits goals.