Axis Bank Lifetime Free Credit Card: Types, Benefits & How to Apply

Are you weary of credit card annual fees possibly eating away at your wallet? You can now access a credit card with an annual/renewal fee of ₹0, regardless of how much you spend.

Let us explore the benefits the Axis bank lifetime free credit card has to offer and see if it is the right option for you, as per your needs and budget!

4 Types of Axis Bank Lifetime Free Credit Cards

From offering a discount of ₹120 on food delivery to getting a whopping 25% cashback on movie tickets, several benefits are associated with the cards. Let us discuss the different lifetime free Axis Bank credit cards and their features: 

1. Axis NEO Credit Card

• Discount of ₹120 on food delivery with the NEO Credit Card; apply the 'AXISNEO' coupon code for this discount.
• Get a 5% discount on mobile recharges, broadband payments, or DTH recharges (must be done via Paytm).

• A maximum of ₹150 discount can be availed every month (minimum transaction of ₹2299).
• Discount of ₹120 on food delivery with the NEO Credit Card; apply the 'AXISNEO' coupon code for this discount.
• Get a 5% discount on mobile recharges, broadband payments, or DTH recharges (must be done via Paytm). A maximum of ₹150 discount can be availed every month (minimum transaction of ₹2299).
• Get a 10% off on the Blinkit app, up to ₹2250 off on a minimum spend of ₹2750 (once a month).
• Bag a 10% discount on each movie ticket purchase on BookMyShow (conditions apply).
• Get ₹150 discount on Myntra (minimum spending of ₹999 on specific styles only).
• With the Axis Bank Dining Delights Program, experience exceptional dining like never before. 
• Enjoy access to the EMV Certified Chip technology, which minimises risks of counterfeit fraud. Therefore, you can spend your money securely.
• Collect EDGE REWARDS points, which you get from completing transactions. Use them to redeem 500+ rewards/offers. Earn 1 point each time you spend ₹200 via the Neo Credit Card.
• Connect with the Axis Bank executives to easily convert credit card expenditures into EMIs. Resort to options such as the Mobile App, Internet Banking, or even Customer Service. However, note that the conversion flexibility is available only for transactions above ₹1,500 on the credit card.
• Get 100% cashback up to the amount of ₹300 on the first utility bill payment (if it is done within the first 30 days of issuing the card).
• Unlock exciting offers every Wednesday, like savings of up to 15% on flights and hotels when booked via MakeMyTrip; 10% discount on Swiggy orders; 10% discount up to ₹1000 on Tira, and more!

2. Axis Bank Privilege Credit Card

• Use the Axis Bank Privilege Credit Card to get a 100% discount on the 2nd movie ticket purchased via the District app.
• Plus, get up to ₹250 off once each month. Apply the ‘AXISPRIVILEGE’ coupon code to avail the offer.

• Unlock an annual fee waiver upon achieving spends of ₹5 lakhs during the card’s anniversary. However, note that the expenditure threshold for this annual fee waiver shall exclude Utility & Telecom related transactions. Other exclusions include Wallet, Rent, Insurance, Government services, Gold and Jewellery, Educational services and Fuel. 
• Get another 10,000 Edge reward points, which shall be worth ₹2000 on checking off a spending milestone of ₹2.5 lakhs (during a card’s year of anniversary).
• Get complimentary airport access 2 times per calendar quarter. This is available only in select domestic lounges with the Axis Bank Privilege credit card. Note that ₹50,000 spending is required within the 3 months before the application, in order to be eligible.
• Refund of the fuel surcharge upon spending at any fuel station across India.
• Axis EDGE REWARD points awarded for transactions; over 500 rewards/offers for redeeming the points.
• Keep your family and yourself protected with the Purchase Protection Plan (up to ₹1 lakh); Credit Shield of 1 Lakh is extended. 
• Get your activation reward, which is 12500 EDGE REWARD Points. They are worth ₹2500, which are redeemable against vouchers (conditions apply).
• Unlock exciting offers every Wednesday, including savings of up to 15% on flights and hotels when booked via MakeMyTrip. Plus, get a 10% discount on Swiggy orders and a 10% discount up to ₹1000 on the Tira app/website!

3. Axis MY ZONE EASY Credit Card

The MY ZONE EASY credit card is a secured credit card against a fixed deposit option. It comes with assured approval, free credit for 50 days and other benefits.

• Get 25% cashback on buying online as well as box office movie tickets the entire week with the MY ZONE EASY Credit Card.
• With the MY ZONE EASY Credit Card, unlock delightful dining experiences at esteemed eateries.
• Connect with the Axis Bank executives to easily convert credit card expenditures into EMIs. Resort to options such as the Mobile App, Internet Banking, or Customer Service. 
• Earn several EDGE REWARD points and further avail other benefits on the MY ZONE EASY Credit Card.

4. IndianOil Easy Axis Bank Credit Card

• Get up to 1250 EDGE Rewards on your 1st fuel-related transaction.
• Bag a 4% Value back on the fuel spends at various Indian Oil outlets.

• The IndianOil Easy Axis Bank Credit Card is a secured credit card linked to a fixed deposit. It comes with assured approval and free credit for 50 days, among other benefits.

You can link your Axis Bank credit card by logging into the Pice app. Proceed with hassle-free payments from there on; stay updated on any benefits you are eligible for. 

Axis Bank Lifetime Free Credit Card Benefits

Once you possess the Axis lifetime free credit card, you can sit back knowing that you won’t be bombarded with unexpected charges.

Say ‘goodbye’ to unforeseen financial stress, and make use of the abundant opportunities to save, leverage bank promotions/discounts, etc.

Here are some of the benefits of opting for the lifetime free credit card with Axis Bank:

• More Savings

The Free Lifetime Credit Card options let you easily save money that would otherwise be spent on interest. Plus, you earn rewards points, conveniently bypassing any unnecessary charges. It is a win-win situation where you get to make the most of the joining benefits/discounts, minus the added hassle of annual/renewal charges.

• Quick Access to Funds

The Axis lifetime free credit card with zero annual fees acts as a financial safety net. It provides instant access to funds for daily expenses or major purchases, without worrying about extra charges.

• Improved Credit History

An Axis lifetime free credit card not only lets you save money but also becomes a powerful tool for building a stronger credit history. Plus, there will be no maintenance obligations to boost your credit score. So, go ahead and create a solid foundation for your financial future.

• Multitude of Offers & Discounts

The Axis lifetime free credit card with no annual fee associated also comes with a range of other exclusive credit card-related offers. Experience fancy dining, travel in style and shop till you drop with the Axis lifetime free credit card. Unlock new channels of savings, earnings, rewards and offers of cashback.

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How to Get a Lifetime Free Axis Bank Credit Card?

Are you already enticed by the several benefits offered by the credit cards? Here are the steps to a successful Axis Bank credit card application process for lifetime free benefits:

Step 1: Open up the page for Axis Bank's Credit Card Online Application.

Step 2: Enter your basic information, including your phone number, annual income, etc. You can then proceed to log in.

Step 3: Click "Next" to proceed.

Step 4: Choose your preferred ‘No Annual Fee Credit Card’ option from the list.

Step 5: Duly complete the application form with the required details.

Step 6: Provide the prompted documents and press "Submit". 

The Axis Bank executives shall then review your application. After that, they will contact you and let you know about the following steps. 

Eligibility Criteria for Axis Bank Lifetime Free Credit Card

• The primary Axis Bank credit cardholder must be between 18 and 70 years of age.
• Add-on cardholders must be at least 18 years old, if not older.
• The applicant can either be an Indian or an NRI (Non-Resident Indian).

Axis Bank Lifetime Free Credit Card: Documents Required for Successful Application 

• Proof of age as well as proof of income; you can present your latest payslip/Income Tax Returns
• Proof of residence (example: passport/ driving licence/ PAN/ Aadhaar card)

Conclusion

To conclude, an Axis Lifetime Free Credit Card is a wise choice for individuals who are seeking hassle-free financial freedom in the long run. With 0 annual fees, one can simply enjoy seamless spending, the rewards system, and other exclusive benefits without any worries.

Do all of that while keeping your finances in check! Go for this savvy switch and unlock worry-free transactions for life.Now, avoid missing the deadline for paying your credit card bill.

Do it through PICE and bag rewards with each completed payment!

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