A Detailed Review of the AU Traverse Credit Card

The AU Traverse Credit Card is a premium NRI-focused card offering accelerated reward points on international and domestic spends. With low forex markup, lounge access, milestone vouchers and travel perks, it blends rewards with luxury.

Read on to get an idea about its perks, charges, eligibility criteria and other key highlights before you apply.

AU Traverse Credit Card Reward Structure

• Get 4 reward points for every ₹100 spent internationally.
• Avail 2 reward points for every ₹100 spent on domestic spends.
• Get 1 reward for every ₹100 on utility, insurance and telecom payments.

Note: Cardholders can only earn a maximum of 100 reward points for utility and telecom transactions. Furthermore, fuel, EMI, MCC, education and governmental spending are not eligible for earning reward points.

AU Traverse Credit Card Benefits

• Upon activation within 30 days, you can earn a MakeMyTrip voucher worth ₹5,000 as a welcome gift.
• Avail 2 complimentary domestic and international lounge access per quarter.
• Get ₹500 cashback on a minimum spend of ₹10,000.
• Get a Taj voucher worth ₹10,000 on annual spends of ₹10 lakh within a card anniversary year.
• Enjoy a low forex markup of 0.99% on international spends.
• Get a 1% fuel surcharge waiver up to ₹250 for transactions between ₹400 and ₹5,000 across all fuel stations across the country.

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AU Traverse Credit Card Charges

AU Traverse Credit Card comes with an annual membership fee of ₹4,999+ applicable taxes. If the cardholder completes a minimum of ₹6 lakh in spending in a card anniversary year, they can get an annual membership fee waiver.

AU Traverse Credit Card Eligibility Criteria

• Applicants need to be non-resident Indians.
• It is necessary to have an NRI banking account with AU Small Finance Bank.
• The age of the primary cardholder needs to be between 18 and 75 years.

💡If you are eligible, the next step is to apply and stay on top of your payments. With the Pice App, you can get timely reminders, pay your credit card bills without delays and track every transaction seamlessly on a secure platform.

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