A Detailed Review of Indus Solitaire Credit Card

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

29 Dec 25
5 mins

Sandipan Mitra

08 Mins
29-12-25

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Table of Contents

Key Benefits of the Indus Solitaire Credit Card
Additional Benefits of the Indus Solitaire Credit Card
Applicable Fees and Charges on the Indus Solitaire Credit Card
How Can You Redeem Your Reward Points Earned on the Indus Solitaire Credit Card?
Conclusion

Indus Solitaire Credit Card rewards ₹100 spends with premium lifestyle benefits.
Earn 5,000 bonus points on ₹1 lakh spend within 30 days.
Enjoy Taj Epicure and EazyDiner Prime memberships.
Zero forex markup with extensive lounge access worldwide.
Best suited for high spenders despite a premium joining fee.

If you tend to spend big and like getting something extra in return, the Indus Solitaire Credit Card fits naturally into your lifestyle. With this card, every ₹100 you spend earns you a reward point.

Add to that a welcome boost of 5,000 bonus reward points when you spend ₹1 lakh within the first 30 days, and the value starts showing early.

Key Benefits of the Indus Solitaire Credit Card

Rewards Program

Earn 1 reward point for every ₹100 you spend on your Indus Solitaire credit card.

Note: You will earn 0.70 reward points for every ₹100 you spend on specific MCC categories, including:

Utility bill payments
Insurance premium
Government services
Educational institutes
Real state
Rental payments

Milestone Bonuses

Spend ₹1 lakh within the first 30 days and get a bonus 5,000 reward points.

Complimentary Taj Epicure Preferred Membership

Night Stay: Get a voucher for a 1-night stay with breakfast for 2 persons.
Room Upgrades: Enjoy 2 vouchers for room upgrades to the next level for 1 night each.
Complimentary Meals: Get 2 vouchers at All Day Dining Restaurants. 1 voucher allows 2 diners at a time.
Complimentary Spa Treatments: 1 complimentary spa treatment and access to sauna and steam for one person.
Constant Discounts: Enjoy up to 25% discount on your stay, dine-in, takeaway and Spa treatments at Taj all year long. This offer is available for up to 10 people.

EazyDiner Prime Membership

Enjoy a bonus 2,000 EasyPoints as a joining bonus.
Enjoy at least a 25% discount and up to 50% discount at the best restaurants in India and Dubai. This offer is available at over 2,000 restaurants.
Get 1+1 deals on Buffets at partner hotels.
Earn 2x EazyPoints every time you dine outside through EasyDiner. You can redeem your EazyPoints for free meals, 5-star hotel stays and access to food events.

Complimentary Lounge Access

Enjoy 16 complimentary international and 16 domestic lounge accesses in a membership year. You can redeem 4 of both international and domestic each quarter.

Additional Benefits of the Indus Solitaire Credit Card

Enjoy a complimentary Moneycontrol Pro Membership and enjoy comprehensive financial services and market data with expert analysis reports.
Get a complimentary insurance coverage of $25,000 for your international trips.
Enjoy fine concierge services, including Elderly Care assistance, Airport Cab Transfer, event assistance, golf event, etc.
Get a fuel surcharge waiver across all petrol pump transactions between ₹400 and ₹4,000.
Enjoy Network benefits from Mastercard, including:
- Free night stays at luxurious hotels.
- Golf privileges for you and your guests, including complimentary golf lessons.
- Multiple airport services, including VIP chauffeured car, private departure lounge, luggage delivery, car park jockey, etc.

Enjoy discount offers on handpicked health and wellness items.
Get partner offers, including an overall 15% discount on packages and complimentary data plans with a Flexiroam Sim Card for data roaming.

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Applicable Fees and Charges on the Indus Solitaire Credit Card

Charges	Amount and Conditions
Joining Fee	₹30,000
Annual Renewal Fee	₹10,000 (Waived on spending ₹10 lakh or more in the previous year.)
Forex Fee	Nil
Utility Bill Payment Fee	1% of the total utility bills if the total amount exceeds ₹25,000 in a statement cycle.
Interest on Late Payments	3.83% per month (46% p.a)
Late Payment Fee	₹0 to ₹100 = ₹0₹101 - ₹500 = ₹100₹501 - ₹1,000 = ₹350₹1,001 - ₹10,000 = ₹550₹10,001 - ₹25,000 = ₹800₹25,001 - ₹50,000 = ₹1,100More than ₹50,000 = ₹1,300

💡Manage all your credit card bill payments in one place with the Pice app. Its centralised system helps you pay on time, stay in control and avoid late payment charges!

How Can You Redeem Your Reward Points Earned on the Indus Solitaire Credit Card?

You can redeem your reward points from the Indus Solitaire Credit Card for multiple value and cashback offers, including:

Convert Reward Points to Airmiles of partner airlines
Redeem to convert reward points into Krisflyer Airmiles
Redeem them to get direct Cash Credit

Note: The value back and cash credit redemption can offer a value of up to ₹0.50 per reward point.

Conclusion

The Indus Solitaire Credit Card suits high spenders seeking premium rewards, travel privileges, and dining luxury. Generous welcome bonuses, milestone rewards, lounge access, and elite memberships offset the fees. With flexible redemptions and zero forex markup, the Indus Solitaire Credit Card delivers strong lifestyle value for discerning global lifestyle users.