Lifetime Free BOB VIKRAM Credit Card for Defence Personnel

The BOB VIKRAM Credit Card is a contactless card created especially for defence personnel who want dependable rewards on everyday spending.

This card has no joining charges and the BOB VIKRAM Credit Card annual fee is also NIL, which keeps long-term costs low.

Cardholders earn 1 reward point for every ₹100 spent, along with extra rewards on selected categories. The card also includes insurance cover, fuel savings and flexible payment options for added convenience.

BOB VIKRAM Credit Card Benefits

You receive a 1% fuel surcharge waiver on purchases between ₹400 and ₹5,000 across India, with a maximum saving of ₹250 per statement cycle.

In addition to fuel savings, the card offers several valuable lifestyle and reward benefits.

1. Welcome Benefits

Get a complimentary 3-month JioHotstar subscription when you complete your first transaction within 30 days of card issuance. You also earn 500 reward points after spending ₹5,000 within 60 days.

2. Shopping Rewards

Earn 5X reward points, equal to 5 points per ₹100 spent on movies and departmental store purchases. Additional brand offers help increase savings on regular spending.

3. Insurance Protection

The card includes personal accidental death insurance coverage of ₹20 lakh for both air and non-air accidents, providing financial support for your family.

How to Activate the Complimentary JioHotstar Subscription?

The complimentary JioHotstar Super Plan subscription coupon is usually sent to your registered mobile number within 30 to 45 days after eligibility confirmation.

• Steps to Activate the Subscription

You have to begin by visiting the official redemption page and opening the activation section.

1. Enter the mobile number registered with your VIKRAM credit card and complete OTP verification.
2. Enter the coupon code received on your registered mobile number and submit the details to activate the subscription instantly.
3. After successful activation, a confirmation message appears on the screen. The subscription remains valid for 3 months from the activation date.

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Other Features of BOBCARD VIKRAM

1. Receive up to 3 lifetime free add-on cards for family members above 18 years.
2. Convert purchases above ₹2,500 into EMI plans with tenures between 6 - 48 months.
3. Get up to 50 days of interest-free credit on purchases, which helps plan payments.
4. Use contactless chip technology for faster and more secure payments at stores.

💡Convenient features are important, but so is managing credit card bill payments. The Pice App offers a secure and compliant platform where you can track payment status, receive alerts and complete credit card bill payments seamlessly.

How to Make Contactless Payments Safely?

Contactless payments allow quick purchases without inserting your card into the machine. Follow these simple steps to complete a secure transaction.

• Steps to Use Contactless Payments

Look for the contactless symbol on the payment terminal before proceeding with the transaction.

1. Confirm the payment amount shown on the reader before tapping your card.
2. Hold your card within 4 centimetres of the reader until confirmation appears.
3. Wait for indicator lights or a sound signal to confirm successful payment.

Note: Transactions up to ₹5,000 usually do not require a PIN.

BOB VIKRAM Credit Card Charges

Before reviewing the schedule of charges, note that the Bank of Baroda VIKRAM Credit Card’s finance charges are subject to change. It is currently 3.49% per month or 41.88% annually.

The table below outlines other applicable service charges for reference.

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BOB VIKRAM Credit Card Eligibility

• The Bank of Baroda VIKRAM Credit Card is available to designated members of the Defence Forces as well as eligible personnel from Telangana Police and MP Police. 
• Applicants must be salaried individuals aged between 18 and 60 years.
• Applicants need to provide valid proof of service, such as an official ID card, service certificate, appointment letter, or recent salary slip showing designation and rank. 

💡Did your credit card application get approved? Now, you need to think about staying consistent with payments. The Pice App helps you manage credit card bill payments easily with reminders, payment tracking and a clear overview of dues, so nothing gets missed.

FAQs