Redefine Premium Credit with Insignia Preferred Banking Card

The Insignia Preferred Banking Card combines premium rewards and curated lifestyle privileges with structured financial value. Cardholders enjoy certain other benefits such as complimentary lounge visits, dining benefits, an annual fee waiver, and much more. The card also offers dedicated relationship support and priority service for a seamless banking experience. 

Thinking, what’s more? Keep reading this article to know!

RBL Bank Insignia Preferred Banking Card Benefits

The RBL Bank Insignia Preferred Banking Credit Cardholders receive 28,000 bonus reward points, credited within 60 days from issuance. The other perks are:

1. Reward Earnings and Milestone Perks: Earn 5 Insignia Preferred Banking reward points per ₹100 on domestic spends and 10 reward points per ₹100 on international spends.

Note: On spending ₹8 lakh in a membership year, unlock vouchers worth ₹8,000 from Amazon, Myntra, Croma, MakeMyTrip, and Taj Experiences.

2. Entertainment Perks: Enjoy a flat ₹500 discount on BookMyShow movie tickets twice every month by selecting the designated offer.
3. Dining Privileges: Through EazyDiner Prime, receive 25% to 50% discounts, 1+1 buffet privileges, and priority reservations at curated premium restaurants.
4. Travel and Lounge Access: Access to 2 complimentary lounge visits per calendar quarter, entry to 1,400+ international airport lounges worldwide, with 6 complimentary visits outside India each year.
5. Hotel and Golf Benefits: Experience exclusive privileges at 2,400+ premium hotels globally, including early check-in, late check-out, complimentary breakfast for two, room upgrades, etc. 

Note: Golf enthusiasts receive 4 complimentary green fee rounds annually, 1 lesson per month, and 50% discounted green fees beyond the complimentary rounds.

6. Wellness Privileges: Get a 15% discount on Weljii wellness programs, such as weight management and heart care. Receive a complimentary health score assessment worth ₹1,999, along with 10% discounts on curated nutrition consultations.
7. Concierge Benefits: Concierge services assist with travel bookings, limousine referrals, flower deliveries, global event access, and overseas education support.
8. Fuel Savings: The card also offers a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, capped at ₹500 per month.

RBL Insignia Preferred Banking Card Fees and Charges

For Insignia Preferred Banking customers, both the joining and annual fees are NIL. For other customers, the joining and annual fee is ₹7,000 each.

A few other important things to note are:

1. The Insignia Preferred Banking annual fee is waived if your annual expenses reach ₹10 lakh or more.
2. The finance charges of the card is 3.4% p.m. or 40.88% p.a.
3. A late payment fine of 12.5% of the outstanding amount is levied.

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Why Should You Choose Insignia Preferred Banking?

You must choose Insignia Preferred Banking because every service, privilege, and interaction is structured to deliver personalised attention and seamless support.

1. You receive support from a specialised Insignia Relationship Manager, an Insignia Service Manager, and product experts who understand your financial goals.
2. Enjoy faster responses, reduced waiting time, and quicker resolutions through prioritised assistance.
3. Access exclusive pricing and tailored privileges across a range of banking products and financial solutions.
4. Experience curated events, premium benefits, and distinctive lifestyle rewards aligned with your achievements.

💡Similarly, the Pice App is built around you, making your credit card bill payments seamless. You can not only pay through the app but also receive monthly payment reminders and track your payment status with ease.

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