Use Your FD Better With Suryoday SFB RuPay Platinum Credit Card

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

16 Apr 26
3 mins

Shreyansh Singh

08 Mins
16-04-26

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Table of Contents

Suryoday Bank RuPay Platinum Credit Card Benefits
Suryoday SFB RuPay Platinum Credit Card Charges

Earn 0.5% cashback capped at ₹3000 per cycle.
Get 2 lounge visits quarterly, adding up to 8 yearly.
Insurance coverage available up to ₹2,00,000.
Fuel waiver is valid up to ₹40,000 monthly spent.

The Suryoday SFB RuPay Platinum Credit Card is a secured card linked to your Fixed Deposit, which helps you build credit in a safe and controlled way. It is a co-branded offering from Suryoday Small Finance Bank and Stable Money, available as a lifetime-free card under certain conditions.

The Platinum variant is suited for customers with deposits of ₹1,00,000 or more, and it supports UPI along with daily spending needs.

Intriguing, right? Continue reading to learn more!

Suryoday Bank RuPay Platinum Credit Card Benefits

This card gives access to exclusive RuPay partner offers and helps you save more on regular purchases and transactions across categories.

So, what are the other features of the Suryoday SFB RuPay Platinum Credit Card you should know?

Cashback Benefit: Earn 0.5% cashback on online, offline, and UPI transactions. Cashback is capped at ₹3,000 per billing cycle.
Lounge Access: Get 2 domestic lounge visits per quarter, up to 8 visits yearly, applicable only for physical cardholders.
Insurance Cover: Receive insurance protection with coverage up to ₹2,00,000, which adds financial safety during unexpected situations.
Concierge Service: Use 24/7 concierge support for travel planning, hotel bookings, and lifestyle services for better convenience.
Fuel Waiver: Enjoy a fuel surcharge waiver on spends up to ₹40,000 monthly, with each transaction limited to ₹8,000.

Suryoday SFB RuPay Platinum Credit Card Charges

Though the RuPay Platinum card is currently offered as lifetime free, the usual joining fee is NIL, while the annual fee is ₹150+GST.

Below are the details of other important charges levied on this credit card:

Parameters	Charges
Finance Charges	2.95% monthly; 35.40% annually
Physical Card Issuance Fee	₹299+GST
Overlimit Fee	NA
Foreign Currency Surcharge	2.50%+GST
Card Replacement Fee	₹299+GST
Card Closure Fee	₹150+GST
Late Payment Fees	1% or ₹250 (whichever is lower)+GST

Make your Suryoday SFB RuPay Platinum Credit Card payment simple and stress-free with the Pice app.

💡Link your credit card, receive timely reminders, and complete credit card bill payments in just a few steps through a secure platform. Download the Pice app today to stay organised and never miss a due date!

Footnotes

A fee of ₹2 is charged for each domestic lounge visit. This charge is non-refundable.
If an annual fee is applied, it can be waived on yearly spending of ₹20,000 or more.

FAQs

What are the cash advance charges on the Suryoday Bank RuPay Platinum Card?

Cash advance fee is up to 2.5% of the withdrawn amount, with a minimum of ₹500+GST. Withdrawals are limited to 20% of your credit limit.

How can I reach customer support for assistance?

For bank support, contact 1800 266 7711 or email scc@suryodaybank.com. You can also email help@stablemoney.in or call +91 80-47361102.

What is the Suryoday SFB RuPay Platinum Credit Card eligibility?

Applicants must be between 18 and 80 years of age and should be resident individuals. You must also have an active fixed deposit of ₹35,000 or more with the bank to qualify.