Redefine Business Payments with the American Express Corporate Gold Card
- 15 Apr 26
- 4 mins
Redefine Business Payments with the American Express Corporate Gold Card
Key Takeaways
- Earn 1 point on every ₹50 spent on business.
- Enjoy 2 complimentary global lounge visits every year.
- Access over 1,200 airport lounges worldwide easily.
- Get ₹75,00,000 travel insurance coverage included.
- Receive ₹15,000 MMT vouchers on spending ₹2,00,000 on travel.
The American Express Corporate Gold Card helps business travellers manage travel plus entertainment expenses with ease. The joining fee is NIL, while the annual fee is ₹3,100.
You earn 1 point for every ₹50 spent, except select categories where 1 point comes on ₹100. Points can be redeemed for travel, gift cards or statement credit.
American Express Corporate Gold Card Benefits

Manage business expenses with better visibility using American Express @Work. It helps track spending, analyse data, control limits, plus improve compliance across teams with ease.
Curious about what other features of the American Express Gold Corporate Card make it a great choice for your business?
- Lounge Access: Enjoy Amex Corporate Gold Card lounge access to over 1,200 global airports. Get 2 complimentary visits yearly, while extra visits are charged.
- Domestic Lounges: Access 25+ airport lounges across India at discounted rates. Available in major cities like Delhi, Mumbai, Bengaluru, Chennai, plus Kolkata.
- Travel Insurance: Receive complimentary travel insurance with coverage up to ₹75,00,000 for domestic and international trips paid using the Corporate Card.
- Working Capital: Manage cash flow better with up to 51 days interest-free credit. No pre-set spending limit helps handle business expenses easily.
- Card Replacement: Get emergency card replacement within 48 hours. Zero liability if reported within 3 days, else limited to ₹1,000.
- Milestone Reward: Earn MakeMyTrip vouchers worth ₹15,000 when you book international flights and hotels worth ₹2,00,000 through MMT Biz.
American Express Corporate Gold Card Charges
The late payment charges on the Amex Corporate Cards are 3.5% of the outstanding amount, with a minimum fee of ₹100.
Other charges levied on this card are:
| Parameters | Charges |
| Cheque/ECS/NACH Return Fee | ₹150 |
| Foreign Currency Transactions | 3.50% |
| Duplicate Statement Fee | ₹100 for statements older than 3 months. |
| Cash Withdrawal Fee | 3.5% of the withdrawn amount |
| Membership Reward Fee | NIL |
American Express Corporate Gold Card Requirements
To apply for the card, you must submit key documents for KYC. This includes a passport-size photograph, PAN or Form 60, plus a valid address proof. One document must clearly show your date of birth.
The eligibility for the American Express Corporate Gold Card is as follows:
- Your company must have an annual revenue above ₹2.75 crore.
- Business operations should be in cities like Bengaluru, Kolkata, Delhi, Mumbai, Nagpur, Ahmedabad, etc.
- You should hold a senior role such as CEO, CFO, Chairman, Manager or similar position.
💡Manage your business payments with ease using the Pice App. Link all your corporate cards, receive timely reminders, avoid missed due dates and track every payment in one secure, GST-compliant platform.
Footnotes
- Customer support is available 24/7 at 1800-419-1222 or 0124-673 6999. From overseas, call +91-0124-673 6999. Support is also available on the Amex App.
- Global Assist Hotline offers support for medical or legal emergencies during travel. Call 022-42320243 for immediate assistance when needed.
By
