AU NOMO Credit Card Benefits: Rewards, Cashback & Other Features

The AU NOMO Credit Card is designed for modern, digitally savvy users who prefer convenience, flexibility, and smart rewards. Whether you are shopping online, paying utility bills or managing subscriptions, this card aims to enhance everyday spending with attractive rewards and cashback opportunities. Read on to know all about the credit card.

AU NOMO Credit Card Rewards Structure

• Avail a welcome benefit of 500 reward points on your first transaction within 30 days of credit card setup.
• Get 2 reward points for every ₹100 spent on retail and 1 reward point for spending on utility and insurance.
• Get milestone benefits on retail spends worth ₹25,000 in a quarter and earn 500 points. You can double it at ₹50,000 worth of spending (fuel and cash are not included).
• Avail international transactions with a lower forex markup of just 0.99%.
• Get a 1% fuel surcharge waiver (up to ₹100) for transactions between ₹400 and ₹5,000 across all fuel stations in India.
• Get zero liability coverage on lost or stolen cards and protection against online fraud.
• Use contactless card usage for transactions up to ₹5,000. No PIN is required.
• Convert your transactions worth ₹2,000 into easy EMI options with a simple call to the AU customer helpline.
• Get 2 complimentary railway lounge access every quarter for you and your add-on cardholders.
• Avail 2 complimentary domestic airport lounge visits every quarter after completing ₹20,000 spend in a quarter.

Terms and Conditions Associated for the Credit Card Lounge Program

• Cardholders become eligible for the domestic airport lounge access program within 2 days of meeting the minimum spend eligibility criteria of ₹20,000.
• Only the primary cardholders are eligible for the complimentary domestic airport lounge access program. The add-on cardholders are not eligible for this complimentary lounge access program.
• For the new customers, spend-based criteria is waived for the first 30 days from the card activation date. After 30 days, cardholders get domestic airport lounge access on the basis of spending eligibility in a calendar quarter.
• Net retail spending of active AU NOMO Credit Card holders is also considered for eligibility.

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Things to Consider When Applying for an AU NOMO Credit Card

• The fixed deposit must be in sole ownership. Joint, tax-saving, no-callable or third-party FDs are not eligible.
• FD should be in a re-invest or cumulative, auto-renewed mode.
• The FD amount should be at least ₹20,000.

AU NOMO Credit Card Eligibility Criteria

You must be wondering what are the eligibility criteria to apply for an AU NOMO Credit Card. Well, here are a few of them:

• The primary cardholder needs to be a permanent resident of India.
• Individuals between the ages of 18 and 75 years can apply for this card.
• Add-on cardholders need to be above 18 years of age.
• Applicants should have a fixed deposit in their name with AU Small Finance Bank to apply for the card.

Note: The approval of the AU NOMO Credit Card is subject to the sole discretion of AU Bank.

AU NOMO Credit Card Charges 

There is only a one-time joining fee of ₹199 associated with the AU NOMO Credit Card. The card is free from the 2nd year onwards.

Here are the other applicable charges: 

💡Late payments can impact your overall credit profile. To stay on track, download the Pice App and get timely reminders to pay your AU NOMO Credit Card bills!

FAQs